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County rankings

Which counties carry the most and least natural hazard risk, from FEMA's data. Each hazard also has its own ranking.

Photo: BigCypressNPS, public domain

Highest overall risk

FEMA overall risk score, all counties

1Los Angeles County, CAVery High100.0
2Cook County, ILVery High100.0
3Harris County, TXVery High99.9
4Maricopa County, AZVery High99.9
5Riverside County, CAVery High99.9
6Orange County, CAVery High99.8
8Alameda County, CAVery High99.8
9San Diego County, CAVery High99.7
10Dallas County, TXVery High99.7
11King County, WAVery High99.7
12Santa Clara County, CAVery High99.7
13Miami-Dade County, FLVery High99.6
14Clark County, NVVery High99.6

Lowest-risk large counties

Counties over 500,000 people, lowest risk score first

2Bristol County, MAModerate89.9
3Spokane County, WAModerate90.0
5Plymouth County, MAModerate90.4
6Summit County, OHModerate91.2
7Adams County, COModerate91.2
9Chester County, PAModerate91.9
10Norfolk County, MAModerate92.0
11Kent County, MIModerate92.2
12Clark County, WAModerate92.2
13Montgomery County, OHModerate92.7
14Delaware County, PAModerate92.9
15Morris County, NJModerate92.9

Highest losses per resident

Expected yearly loss per person, counties over 100,000 people

5Napa County, CAHigh$1,349
6Terrebonne Parish, LAModerate$1,285
11St. Louis City, MOHigh$1,192
12Craven County, NCModerate$1,183

Most federal disaster declarations

Natural-event declarations since 1953

14Bay County, FLModerate49

Highest share of homes with flood insurance

NFIP policies as a share of homes, counties over 100,000 people

6Miami-Dade County, FLVery High33.4%
7Terrebonne Parish, LAModerate32.1%
11Ascension Parish, LAModerate28.9%
13Lee County, FLHigh24.2%
15St. Johns County, FLModerate23.2%

Most flood insurance paid

NFIP claims paid since 1978

1Harris County, TXVery High$8.8B

States with the most major disasters

Major disaster declarations for natural events since 1953

2Texas106
14Iowa72
15Kansas72

By hazard