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Georgia natural disaster risk

Ratings for all 159 counties, the federal disaster record and flood insurance across the state.

50major disasters since 1953 (28th most)

$3.3Bexpected losses a year

2%of homes with flood insurance

Photo: Chuck Koehler from Cartersville, GA, USA, CC BY 2.0

Georgia has had 50 major federal disaster declarations for natural events since 1953. FEMA expects about $3.3 billion a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 119 of its 159 counties, followed by hurricane in 34. None is rated Very High overall. About 2% of homes carry federal flood insurance, and the program has paid $518 million on 24,418 claims here since 1978.

Very High0counties

High4counties

Moderate12counties

Low53counties

Highest overall risk

1Chatham CountyHigh

2Fulton CountyHigh

3Gwinnett CountyHigh

4Cobb CountyHigh

5DeKalb CountyModerate

Lowest risk (50,000+ people)

1Spalding CountyVery Low

2Jackson CountyVery Low

3Barrow CountyLow

4Newton CountyLow

5Camden CountyLow

Top hazards

Inland floodingtop risk in 119 counties

Hurricanetop risk in 34 counties

Droughttop risk in 3 counties

Recent federal declarations

All states ›

Oct 9, 2026Hurricane IsaiasEmergency

Largest counties

Fulton County

1,065,539 people

High Inland flooding

Gwinnett County

956,460 people

High Inland flooding

Cobb County

764,915 people

High Inland flooding

DeKalb County

763,614 people

Moderate Inland flooding

Clayton County

297,436 people

Moderate Inland flooding

Chatham County

293,520 people

High Hurricane

Cherokee County

266,412 people

Moderate Inland flooding

Forsyth County

251,239 people

Moderate Inland flooding

Henry County

240,522 people

Low Inland flooding

Muscogee County

206,469 people

Moderate Inland flooding

Richmond County

206,329 people

Moderate Inland flooding

Hall County

202,853 people

Moderate Inland flooding

Cities in Georgia

All 48 cities ›

Atlanta505,268 Columbus203,711 Augusta201,528 Macon156,578 Savannah147,898 Athens127,345 South Fulton110,471 Sandy Springs107,087 Roswell92,621 Warner Robins82,990 Johns Creek81,988 Mableton77,678 Albany67,224 Alpharetta66,855 Marietta62,263

All 159 counties

Name	People	Overall risk	Top hazard	Declarations	Homes insured
Appling County	18,314	Low	Hurricane	18	1.1%
Atkinson County	8,264	Very Low	Hurricane	17	0.2%
Bacon County	11,116	Very Low	Hurricane	17	0.1%
Baker County	2,855	Very Low	Inland flooding	18	1.1%
Baldwin County	43,775	Low	Inland flooding	12	0.2%
Banks County	18,018	Very Low	Inland flooding	16	0.1%
Barrow County	83,288	Low	Inland flooding	13	0.1%
Bartow County	108,726	Low	Inland flooding	18	0.5%
Ben Hill County	17,137	Very Low	Inland flooding	13	0.3%
Berrien County	18,160	Very Low	Hurricane	18	0.3%
Bibb County	157,280	Low	Inland flooding	14	0.4%
Bleckley County	12,537	Very Low	Cold wave	14	0.3%
Brantley County	17,976	Very Low	Hurricane	21	0.8%
Brooks County	16,297	Very Low	Hurricane	18	0.2%
Bryan County	44,426	Low	Hurricane	19	20.8%
Bulloch County	80,942	Low	Hurricane	20	1.7%
Burke County	24,347	Very Low	Inland flooding	18	0.1%
Butts County	25,426	Very Low	Inland flooding	17	1.1%
Calhoun County	5,573	Very Low	Hurricane	13	0.2%
Camden County	54,619	Low	Hurricane	19	14.9%
Candler County	10,953	Very Low	Inland flooding	20	0.3%
Carroll County	119,058	Low	Inland flooding	21	0.3%
Catoosa County	67,817	Low	Inland flooding	16	0.9%
Charlton County	12,459	Very Low	Hurricane	19	0.6%
Chatham County	293,520	High	Hurricane	17	20.6%
Chattahoochee County	9,529	Very Low	Inland flooding	10	0%
Chattooga County	24,938	Low	Inland flooding	14	0.2%
Cherokee County	266,412	Moderate	Inland flooding	18	0.2%
Clarke County	128,510	Low	Inland flooding	12	0.4%
Clay County	2,848	Very Low	Inland flooding	13	0.1%
Clayton County	297,436	Moderate	Inland flooding	14	0.4%
Clinch County	6,718	Very Low	Inland flooding	18	1.9%
Cobb County	764,915	High	Inland flooding	18	1%
Coffee County	43,015	Low	Hurricane	19	0.2%
Colquitt County	45,835	Low	Inland flooding	19	0.4%
Columbia County	155,619	Low	Inland flooding	12	0.9%
Cook County	17,209	Very Low	Hurricane	16	0.9%
Coweta County	146,099	Low	Inland flooding	14	0.3%
Crawford County	12,119	Very Low	Inland flooding	18	0.1%
Crisp County	20,073	Low	Inland flooding	15	1.9%
Dade County	16,217	Very Low	Inland flooding	19	0.4%
Dawson County	26,760	Very Low	Inland flooding	18	0.3%
Decatur County	29,305	Low	Inland flooding	18	1.5%
DeKalb County	763,614	Moderate	Inland flooding	16	1.1%
Dodge County	19,846	Low	Cold wave	15	0.1%
Dooly County	11,183	Very Low	Inland flooding	15	0.6%
Dougherty County	85,747	Moderate	Inland flooding	16	2.7%
Douglas County	144,139	Low	Inland flooding	17	0.4%
Early County	10,781	Low	Hurricane	14	0.5%
Echols County	3,694	Very Low	Hurricane	17	0.2%
Effingham County	64,648	Low	Hurricane	15	3%
Elbert County	19,609	Very Low	Inland flooding	14	0.1%
Emanuel County	22,739	Very Low	Inland flooding	20	0.2%
Evans County	10,729	Very Low	Hurricane	15	0.4%
Fannin County	25,270	Low	Inland flooding	17	1.7%
Fayette County	118,998	Low	Inland flooding	13	1.1%
Floyd County	98,532	Moderate	Inland flooding	18	0.6%
Forsyth County	251,239	Moderate	Inland flooding	16	0.3%
Franklin County	23,415	Very Low	Inland flooding	14	0%
Fulton County	1,065,539	High	Inland flooding	20	0.8%
Gilmer County	31,286	Low	Inland flooding	19	1.2%
Glascock County	2,884	Very Low	Inland flooding	11	0%
Glynn County	84,424	Moderate	Hurricane	18	31.1%
Gordon County	57,400	Low	Inland flooding	17	0.5%
Grady County	26,150	Low	Hurricane	16	0.1%
Greene County	18,862	Very Low	Inland flooding	14	0.2%
Gwinnett County	956,460	High	Inland flooding	13	0.4%
Habersham County	45,948	Very Low	Inland flooding	19	0.2%
Hall County	202,853	Moderate	Inland flooding	18	0.1%
Hancock County	8,698	Very Low	Inland flooding	13	0.1%
Haralson County	29,903	Very Low	Inland flooding	16	0.1%
Harris County	34,598	Very Low	Inland flooding	13	0.5%
Hart County	25,791	Very Low	Inland flooding	12	0.1%
Heard County	11,409	Very Low	Inland flooding	18	0%
Henry County	240,522	Low	Inland flooding	15	0.4%
Houston County	163,485	Low	Inland flooding	15	0.7%
Irwin County	9,611	Very Low	Hurricane	12	0.1%
Jackson County	75,573	Very Low	Inland flooding	13	0.2%
Jasper County	14,558	Very Low	Inland flooding	15	0.5%
Jeff Davis County	14,730	Very Low	Hurricane	18	0.3%
Jefferson County	15,665	Very Low	Inland flooding	17	0.2%
Jenkins County	8,650	Very Low	Inland flooding	19	0.5%
Johnson County	9,185	Very Low	Inland flooding	17	0.1%
Jones County	28,314	Very Low	Inland flooding	15	0.2%
Lamar County	18,488	Very Low	Inland flooding	17	0.2%
Lanier County	9,857	Very Low	Inland flooding	15	0.5%
Laurens County	49,463	Low	Inland flooding	17	0.2%
Lee County	32,818	Very Low	Inland flooding	13	1.9%
Liberty County	65,134	Moderate	Hurricane	16	6.7%
Lincoln County	7,683	Very Low	Inland flooding	11	0.1%
Long County	16,069	Very Low	Hurricane	16	3.7%
Lowndes County	118,124	Low	Inland flooding	16	0.8%
Lumpkin County	33,448	Low	Inland flooding	22	0.2%
Macon County	12,076	Very Low	Inland flooding	14	0.1%
Madison County	30,080	Very Low	Inland flooding	13	0.1%
Marion County	7,466	Very Low	Inland flooding	12	0%
McDuffie County	21,626	Very Low	Inland flooding	13	0.1%
McIntosh County	10,934	Low	Hurricane	20	7.9%
Meriwether County	20,583	Very Low	Inland flooding	16	0.1%
Miller County	5,989	Very Low	Hurricane	13	0.6%
Mitchell County	21,741	Low	Hurricane	17	1.5%
Monroe County	27,887	Very Low	Inland flooding	19	0.6%
Montgomery County	8,579	Very Low	Inland flooding	19	0.3%
Morgan County	20,044	Very Low	Inland flooding	11	0.1%
Murray County	39,914	Low	Inland flooding	14	0.1%
Muscogee County	206,469	Moderate	Inland flooding	12	0.8%
Newton County	112,350	Low	Inland flooding	19	0.3%
Oconee County	41,747	Very Low	Inland flooding	12	0.3%
Oglethorpe County	14,820	Very Low	Inland flooding	13	0.1%
Paulding County	168,657	Low	Inland flooding	18	0.3%
Peach County	27,943	Very Low	Inland flooding	15	0.2%
Pickens County	33,175	Very Low	Inland flooding	21	0.3%
Pierce County	19,713	Very Low	Hurricane	17	0.3%
Pike County	18,887	Very Low	Inland flooding	20	0.1%
Polk County	42,781	Low	Inland flooding	16	0.6%
Pulaski County	9,043	Very Low	Inland flooding	14	0.6%
Putnam County	22,025	Low	Inland flooding	13	0.3%
Quitman County	2,235	Very Low	Drought	10	0.1%
Rabun County	16,845	Low	Inland flooding	19	1.1%
Randolph County	6,425	Very Low	Drought	11	0%
Richmond County	206,329	Moderate	Inland flooding	13	0.9%
Rockdale County	93,392	Low	Inland flooding	15	0.3%
Schley County	4,547	Very Low	Inland flooding	11	0%
Screven County	13,974	Low	Hurricane	19	0.4%
Seminole County	9,105	Very Low	Hurricane	11	2.2%
Spalding County	67,247	Very Low	Inland flooding	17	0.3%
Stephens County	26,715	Very Low	Inland flooding	16	0.3%
Stewart County	5,305	Very Low	Inland flooding	15	0%
Sumter County	29,566	Low	Inland flooding	13	0.7%
Talbot County	5,719	Very Low	Inland flooding	15	0.1%
Taliaferro County	1,554	Very Low	Inland flooding	14	0.1%
Tattnall County	22,744	Low	Hurricane	21	0.4%
Taylor County	7,801	Very Low	Inland flooding	14	0.1%
Telfair County	12,229	Very Low	Inland flooding	16	0.1%
Terrell County	9,136	Very Low	Inland flooding	9	0.2%
Thomas County	45,777	Low	Hurricane	19	0.6%
Tift County	41,296	Low	Inland flooding	18	0.8%
Toombs County	26,961	Very Low	Inland flooding	21	0.5%
Towns County	12,478	Very Low	Inland flooding	13	0.8%
Treutlen County	6,396	Very Low	Inland flooding	17	0.1%
Troup County	69,343	Low	Inland flooding	13	0.2%
Turner County	8,965	Very Low	Tornado	14	0.3%
Twiggs County	7,996	Very Low	Inland flooding	15	0%
Union County	24,618	Low	Inland flooding	15	0.9%
Upson County	27,681	Very Low	Inland flooding	21	0.1%
Walker County	67,609	Low	Inland flooding	18	0.5%
Walton County	96,630	Low	Inland flooding	12	0.2%
Ware County	36,208	Low	Inland flooding	22	0.8%
Warren County	5,214	Very Low	Inland flooding	11	0%
Washington County	19,925	Very Low	Inland flooding	14	0.3%
Wayne County	30,031	Low	Hurricane	17	0.5%
Webster County	2,324	Very Low	Drought	15	0.1%
Wheeler County	7,437	Very Low	Inland flooding	16	0.5%
White County	27,990	Low	Inland flooding	20	0.5%
Whitfield County	102,749	Moderate	Inland flooding	15	0.4%
Wilcox County	8,740	Very Low	Hurricane	16	0.2%
Wilkes County	9,516	Very Low	Inland flooding	15	0%
Wilkinson County	8,860	Very Low	Inland flooding	14	0%
Worth County	20,684	Very Low	Inland flooding	18	0.7%

Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.