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Tift County, Georgia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
47th of 159highest risk in Georgia
$16Mexpected losses a year
18federal declarations
1 in 125homes with flood insurance
Photo: U.S. Geological Survey, public domain

Tift County, Georgia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 56% of US counties. It ranks 47th of 159 counties in Georgia. The costliest hazards here are inland flooding, hurricanes and tornadoes. FEMA estimates about $16 million a year in expected losses, or roughly $394 per resident. Since 1974 it has been included in 18 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in September 2024 (Hurricane Helene). Fewer than 1 in 100 homes here carry federal flood insurance (119 policies). Since 1978, federal flood insurance has paid about $3.6 million on 90 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Tift County

$5.3 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hurricane

Moderate
$4 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.

Tornado

Moderate
$3.1 million a yearExpected losses. Damaging events about once every 7 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow46.9
$5M
HurricaneModerate86.4
$4M
TornadoModerate78.1
$3M
Cold waveLow60.0
$1M
LightningModerate81.1
$661K
Strong windModerate57.7
$596K
EarthquakeLow62.2
$449K
DroughtModerate67.4
$388K
Heat waveLow52.3
$365K
HailLow38.0
$145K
WildfireVery Low55.7
$57K
Winter weatherLow30.3
$26K
Ice stormVery Low4.2
$2K
LandslideVery Low5.8
$8

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Tift County. 2020s bar runs to November 2026.

By type

Hurricane8
Severe Storm4
Tropical Storm3
Tornado1
Drought1
Snowstorm1

Most recent

Sep 30, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Sep 24, 2024Tropical Storm DebbyMajor disaster
Aug 5, 2024Hurricane DebbyEmergency
Sep 7, 2023Hurricane IdaliaMajor disaster
Oct 14, 2018Hurricane MichaelMajor disaster
Oct 10, 2018Hurricane MichaelEmergency
Sep 15, 2017Hurricane IrmaMajor disaster
Sep 8, 2017Hurricane IrmaEmergency
Apr 23, 2009Severe Storms, Flooding, Tornadoes, and Straight-Line WindsMajor disaster
Show all 18
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Sep 24, 2004Tropical Storm FrancesMajor disaster
Feb 15, 2000Severe Storms/TornadosMajor disaster
Mar 11, 1998Severe Storms and FloodingMajor disaster
Oct 19, 1994Heavy Rains, Tornados, Flooding, High WindsMajor disaster
Mar 15, 1993Severe Snowfall, Winter StormEmergency
Jul 20, 1977DroughtEmergency
Apr 5, 1974TornadoesMajor disaster

Georgia also had 8 statewide declarations that did not name single counties.

Storm history since 1952

Tornado risk by county ›

The National Weather Service has logged 267 storm reports in Tift County since 1952, with 1 death and 20 injuries and about $6.8 million in reported damage. The strongest on record here was an F2 tornado on February 14, 2000 near Omega.

24tornadoes
48hail reports, largest 2.75 inches
161damaging thunderstorm winds
22floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 14, 2000F2Omega10 / 0
Dec 25, 1964F2–0 / 0
Apr 2, 1955F2–0 / 0
May 22, 1967F2–0 / 0
May 15, 1969F2–0 / 0

Most damaging storms

DateTypeNearDamage
Feb 14, 2000TornadoOmega$2M
Mar 2, 2007TornadoChula$600K
May 15, 1994Thunderstorm WindChula$500K
Feb 23, 2013FloodSunsweet$500K
May 22, 2012HailOmega$350K
Jan 28, 1952Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 18, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 15 hurricanes and 42 tropical storms have passed within 65 miles of the center of Tift County, 18 of them since 1950. The strongest was Hurricane Helene (2024), with top winds near 120 mph about 64 miles away.

15hurricanes
1major hurricanes (Category 3+)
42tropical storms
2024most recent: Helene

Strongest storms nearby

DateStormStrengthClosest
Sep 27, 2024HeleneCategory 3, 120 mph64 mi
Aug 30, 2023IdaliaCategory 1, 90 mph58 mi
Oct 10, 2018MichaelCategory 1, 90 mph57 mi
Oct 9, 1894UnnamedCategory 1, 90 mph46 mi
Oct 2, 1898UnnamedCategory 1, 90 mph63 mi
Oct 10, 1852UnnamedCategory 1, 90 mph52 mi

Most recent storms

DateStormStrengthClosest
Sep 27, 2024HeleneCategory 3, 120 mph64 mi
Aug 30, 2023IdaliaCategory 1, 90 mph58 mi
Sep 9, 2021MindyTropical storm, 40 mph58 mi
Jul 7, 2021ElsaTropical storm, 50 mph56 mi
Oct 10, 2018MichaelCategory 1, 90 mph57 mi
Sep 11, 2017IrmaTropical storm, 55 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Tift County

Check your address flood zone ›
0.8%of homes have federal flood insurance (119 policies)
14.8%of homes in mapped high-risk flood zones are insured
$3.6 millionpaid on 90 flood claims since 1978
2012costliest year, with $1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Tift County

$165,200median home value (Georgia $303,300, US $332,700)
1984median year homes were built (Georgia 1992, US 1980)
45%of homes built before 1980, before many modern wind, quake and flood building rules
18.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 17,751 housing units.

Compare in Georgia

All 159 ›
Largest countiesOverall riskTop hazard
Fulton CountyHighInland flooding
Gwinnett CountyHighInland flooding
Cobb CountyHighInland flooding
DeKalb CountyModerateInland flooding
Clayton CountyModerateInland flooding
Chatham CountyHighHurricane
Cherokee CountyModerateInland flooding
Forsyth CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Colquitt CountyLow19
Worth CountyVery Low18
Berrien CountyVery Low18
Cook CountyVery Low16
Irwin CountyVery Low12
Turner CountyVery Low14

Common questions about Tift County

What is the biggest natural hazard in Tift County?

Inland flooding has the highest expected yearly losses in Tift County, about $5.3 million a year in FEMA's estimate. Hurricane is second at $4 million.

How many federal disasters has Tift County had?

Tift County has been included in 18 federal disaster or emergency declarations for natural events since 1974, including 11 major disasters. The most recent was Hurricane Helene in September 2024.

Is Tift County a high-risk place to live?

Its overall rating is Relatively Low, 47th highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Tift County?

Standard home insurance does not cover flooding. About 1 in 125 homes in Tift County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Tift County had?

NOAA records list 24 tornadoes in Tift County since 1950. The strongest was an F2 tornado on February 14, 2000 near Omega. The weather service has also logged 48 hail reports and 22 floods here.

How many hurricanes have hit Tift County?

NOAA's hurricane records show 15 hurricanes and 42 tropical storms passing within 65 miles of the center of Tift County, including 1 major hurricane (Category 3 or stronger). The strongest was Hurricane Helene (2024), with winds near 120 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.