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Warren County, Georgia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
149th of 159highest risk in Georgia
$2Mexpected losses a year
11federal declarations
Photo: U.S. Geological Survey, public domain

Warren County, Georgia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 95% of US counties. It ranks 149th of 159 counties in Georgia. The costliest hazards here are inland flooding, tornadoes and hurricanes. FEMA estimates about $1.9 million a year in expected losses, or roughly $360 per resident. Since 1977 it has been included in 11 federal disaster or emergency declarations for natural events (4 major disasters). The most recent was in January 2026 (severe winter storm). No homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Warren County

$840,032 a yearExpected losses. Damaging events about once every 15 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$273,748 a yearExpected losses. Damaging events about once every 7 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$147,929 a yearExpected losses. Damaging events about once every 15 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingVery Low10.9
$840K
TornadoLow28.7
$274K
HurricaneLow61.9
$148K
EarthquakeVery Low46.8
$137K
Heat waveVery Low33.4
$96K
Cold waveVery Low14.3
$84K
HailVery Low33.3
$81K
DroughtLow47.5
$73K
Strong windVery Low14.9
$72K
Ice stormLow45.4
$40K
WildfireVery Low41.6
$17K
LightningVery Low6.7
$13K
Winter weatherVery Low3.1
$1K
LandslideVery Low5.7
$6

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Warren County. 2020s bar runs to November 2026.

By type

Hurricane5
Severe Ice Storm2
Drought1
Severe Storm1
Tropical Storm1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Sep 30, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Oct 10, 2018Hurricane MichaelEmergency
Sep 15, 2017Hurricane IrmaMajor disaster
Sep 8, 2017Hurricane IrmaEmergency
Mar 6, 2014Severe Winter StormMajor disaster
Feb 11, 2014Severe Winter StormEmergency
Mar 3, 2007Severe Storms and TornadoesMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Show all 11
Jul 20, 1977DroughtEmergency

Georgia also had 8 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 79 storm reports in Warren County since 1955, with 0 deaths and 3 injuries and about $2.3 million in reported damage. The strongest on record here was an EF2 tornado on March 1, 2007 near Warrenton.

6tornadoes
16hail reports, largest 2.75 inches
51damaging thunderstorm winds
2floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 1, 2007EF2Warrenton3 / 0
Apr 5, 1957F2–0 / 0
Apr 28, 2011EF1Norwood0 / 0
Feb 18, 2009EF1Four Points0 / 0
Feb 2, 1973F1–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 28, 2011TornadoNorwood$1M
Mar 1, 2007TornadoWarrenton$700K
Apr 5, 2011Thunderstorm WindBarnett$100K
Mar 15, 2008HailWarrenton$90K
Jun 30, 2007LightningWarrenton$75K
Feb 24, 2012HailAnsley$30K

Source: NOAA Storm Events Database, county-based reports through Jul 20, 2023. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 0 hurricanes and 23 tropical storms have passed within 65 miles of the center of Warren County, 4 of them since 1950. The strongest was Tropical Storm Helene (2024), with top winds near 70 mph about 60 miles away.

0hurricanes
0major hurricanes (Category 3+)
23tropical storms
2024most recent: Helene

Strongest storms nearby

DateStormStrengthClosest
Sep 27, 2024HeleneTropical storm, 70 mph60 mi
Aug 28, 1949UnnamedTropical storm, 70 mph63 mi
Aug 24, 1851UnnamedTropical storm, 65 mph53 mi
Aug 31, 1856UnnamedTropical storm, 65 mph57 mi
Sep 5, 1935UnnamedTropical storm, 60 mph64 mi
Oct 11, 2018MichaelTropical storm, 60 mph52 mi

Most recent storms

DateStormStrengthClosest
Sep 27, 2024HeleneTropical storm, 70 mph60 mi
Oct 11, 2018MichaelTropical storm, 60 mph52 mi
Sep 16, 2018FlorenceTropical storm, 40 mph65 mi
Aug 29, 1964CleoTropical storm, 45 mph63 mi
Aug 28, 1949UnnamedTropical storm, 70 mph63 mi
Oct 8, 1946UnnamedTropical storm, 50 mph62 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Warren County

Check your address flood zone ›
0%of homes have federal flood insurance (0 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 0 flood claims since 1978
n/acostliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Warren County

$67,100median home value (Georgia $303,300, US $332,700)
1977median year homes were built (Georgia 1992, US 1980)
56%of homes built before 1980, before many modern wind, quake and flood building rules
30.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,599 housing units.

Compare in Georgia

All 159 ›
Largest countiesOverall riskTop hazard
Fulton CountyHighInland flooding
Gwinnett CountyHighInland flooding
Cobb CountyHighInland flooding
DeKalb CountyModerateInland flooding
Clayton CountyModerateInland flooding
Chatham CountyHighHurricane
Cherokee CountyModerateInland flooding
Forsyth CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
McDuffie CountyVery Low13
Jefferson CountyVery Low17
Wilkes CountyVery Low15
Hancock CountyVery Low13
Glascock CountyVery Low11
Taliaferro CountyVery Low14

Common questions about Warren County

What is the biggest natural hazard in Warren County?

Inland flooding has the highest expected yearly losses in Warren County, about $840,032 a year in FEMA's estimate. Tornado is second at $273,748.

How many federal disasters has Warren County had?

Warren County has been included in 11 federal disaster or emergency declarations for natural events since 1977, including 4 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Warren County a high-risk place to live?

Its overall rating is Very Low, 149th highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Warren County?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Warren County had?

NOAA records list 6 tornadoes in Warren County since 1950. The strongest was an EF2 tornado on March 1, 2007 near Warrenton. The weather service has also logged 16 hail reports and 2 floods here.

How many hurricanes have hit Warren County?

NOAA's hurricane records show 0 hurricanes and 23 tropical storms passing within 65 miles of the center of Warren County. The strongest was Tropical Storm Helene (2024), with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.