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Haralson County, Georgia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
93rd of 159highest risk in Georgia
$8Mexpected losses a year
16federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Haralson County, Georgia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 72% of US counties. It ranks 93rd of 159 counties in Georgia. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $7.7 million a year in expected losses, or roughly $257 per resident. Since 1974 it has been included in 16 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in October 2026 (Hurricane Isaias). Only 8 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Haralson County

$4 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.4 million a yearExpected losses. Damaging events about once every 5 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$768,609 a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingLow39.2
$4M
TornadoLow58.2
$1M
Cold waveLow49.1
$769K
EarthquakeLow60.8
$398K
Strong windLow28.7
$234K
HailLow45.1
$182K
DroughtLow53.2
$153K
Heat waveVery Low35.2
$152K
WildfireLow69.4
$142K
LightningLow40.6
$138K
HurricaneVery Low54.5
$97K
Ice stormLow45.8
$59K
Winter weatherVery Low8.3
$5K
LandslideVery Low49.8
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Haralson County. 2020s bar runs to November 2026.

By type

Hurricane5
Severe Storm3
Severe Ice Storm2
Tropical Storm2
Tornado1
Drought1

Most recent

Oct 9, 2026Hurricane IsaiasEmergency
Jan 24, 2026Severe Winter StormEmergency
Sep 26, 2024Hurricane HeleneEmergency
Jan 12, 2021Tropical Storm ZetaMajor disaster
Sep 15, 2017Hurricane IrmaMajor disaster
Sep 8, 2017Hurricane IrmaEmergency
Feb 26, 2016Severe Storms and FloodingMajor disaster
Mar 6, 2014Severe Winter StormMajor disaster
Feb 11, 2014Severe Winter StormEmergency
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Show all 16
Jan 28, 2000Severe Winter StormMajor disaster
Mar 11, 1998Severe Storms and FloodingMajor disaster
Oct 10, 1995Hurricane OpalMajor disaster
Mar 15, 1993Severe Snowfall, Winter StormEmergency
Jul 20, 1977DroughtEmergency
Apr 5, 1974TornadoesMajor disaster

Georgia also had 8 statewide declarations that did not name single counties.

Storm history since 1961

Tornado risk by county ›

The National Weather Service has logged 206 storm reports in Haralson County since 1961, with 1 death and 19 injuries and about $13.2 million in reported damage. The strongest on record here was an EF3 tornado on March 2, 2012 near Little Creek.

23tornadoes
63hail reports, largest 1.75 inches
105damaging thunderstorm winds
10floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 2, 2012EF3Little Creek1 / 0
Apr 28, 1964F3–2 / 0
Apr 3, 1974F2–5 / 1
May 7, 1999F2Bremen3 / 0
Nov 22, 1967F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 3, 1974Tornado–$3M
Nov 20, 1974Tornado–$3M
May 6, 2003Flash FloodCountywide$1M
Jul 10, 2007Thunderstorm WindBremen$750K
Mar 2, 2012TornadoLittle Creek$750K
Dec 10, 2008TornadoTallapoosa$600K

Source: NOAA Storm Events Database, county-based reports through Mar 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1859, 0 hurricanes and 10 tropical storms have passed within 65 miles of the center of Haralson County, 3 of them since 1950. The strongest was Tropical Storm Eloise (1975), with top winds near 70 mph about 62 miles away.

0hurricanes
0major hurricanes (Category 3+)
10tropical storms
2020most recent: Zeta

Strongest storms nearby

DateStormStrengthClosest
Sep 23, 1975EloiseTropical storm, 70 mph62 mi
Oct 29, 2020ZetaTropical storm, 65 mph57 mi
Oct 3, 1893UnnamedTropical storm, 55 mph61 mi
Oct 5, 1995OpalTropical storm, 55 mph54 mi
Sep 4, 1915UnnamedTropical storm, 45 mph60 mi
Oct 3, 1898UnnamedTropical storm, 45 mph57 mi

Most recent storms

DateStormStrengthClosest
Oct 29, 2020ZetaTropical storm, 65 mph57 mi
Oct 5, 1995OpalTropical storm, 55 mph54 mi
Sep 23, 1975EloiseTropical storm, 70 mph62 mi
Sep 4, 1915UnnamedTropical storm, 45 mph60 mi
Jun 13, 1906UnnamedTropical storm, 40 mph62 mi
Sep 15, 1903UnnamedTropical storm, 40 mph63 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Haralson County

Check your address flood zone ›
0.1%of homes have federal flood insurance (8 policies)
3.3%of homes in mapped high-risk flood zones are insured
$46,845paid on 1 flood claims since 1978
2009costliest year, with $46,845 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Haralson County

$227,500median home value (Georgia $303,300, US $332,700)
1989median year homes were built (Georgia 1992, US 1980)
38%of homes built before 1980, before many modern wind, quake and flood building rules
17.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,821 housing units.

Compare in Georgia

All 159 ›
Largest countiesOverall riskTop hazard
Fulton CountyHighInland flooding
Gwinnett CountyHighInland flooding
Cobb CountyHighInland flooding
DeKalb CountyModerateInland flooding
Clayton CountyModerateInland flooding
Chatham CountyHighHurricane
Cherokee CountyModerateInland flooding
Forsyth CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Paulding CountyLow18
Carroll CountyLow21
Polk CountyLow16
Cleburne County, ALVery Low20

Common questions about Haralson County

What is the biggest natural hazard in Haralson County?

Inland flooding has the highest expected yearly losses in Haralson County, about $4 million a year in FEMA's estimate. Tornado is second at $1.4 million.

How many federal disasters has Haralson County had?

Haralson County has been included in 16 federal disaster or emergency declarations for natural events since 1974, including 8 major disasters. The most recent was Hurricane Isaias in October 2026.

Is Haralson County a high-risk place to live?

Its overall rating is Very Low, 93rd highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Haralson County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Haralson County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Haralson County had?

NOAA records list 23 tornadoes in Haralson County since 1950. The strongest was an EF3 tornado on March 2, 2012 near Little Creek. The weather service has also logged 63 hail reports and 10 floods here.

How many hurricanes have hit Haralson County?

NOAA's hurricane records show 0 hurricanes and 10 tropical storms passing within 65 miles of the center of Haralson County. The strongest was Tropical Storm Eloise (1975), with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.