Haralson County, Georgia
Natural disaster risk, federal disaster history and flood insurance facts.
Haralson County, Georgia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 72% of US counties. It ranks 93rd of 159 counties in Georgia. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $7.7 million a year in expected losses, or roughly $257 per resident. Since 1974 it has been included in 16 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in October 2026 (Hurricane Isaias). Only 8 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Haralson County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 39.2 | $4M | ||
| Tornado | 58.2 | $1M | ||
| Cold wave | 49.1 | $769K | ||
| Earthquake | 60.8 | $398K | ||
| Strong wind | 28.7 | $234K | ||
| Hail | 45.1 | $182K | ||
| Drought | 53.2 | $153K | ||
| Heat wave | 35.2 | $152K | ||
| Wildfire | 69.4 | $142K | ||
| Lightning | 40.6 | $138K | ||
| Hurricane | 54.5 | $97K | ||
| Ice storm | 45.8 | $59K | ||
| Winter weather | 8.3 | $5K | ||
| Landslide | 49.8 | $1K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Haralson County. 2020s bar runs to November 2026.
By type
Most recent
Show all 16
Georgia also had 8 statewide declarations that did not name single counties.
Storm history since 1961
Tornado risk by county ›The National Weather Service has logged 206 storm reports in Haralson County since 1961, with 1 death and 19 injuries and about $13.2 million in reported damage. The strongest on record here was an EF3 tornado on March 2, 2012 near Little Creek.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Mar 2, 2012 | EF3 | Little Creek | 1 / 0 |
| Apr 28, 1964 | F3 | – | 2 / 0 |
| Apr 3, 1974 | F2 | – | 5 / 1 |
| May 7, 1999 | F2 | Bremen | 3 / 0 |
| Nov 22, 1967 | F2 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Apr 3, 1974 | Tornado | – | $3M |
| Nov 20, 1974 | Tornado | – | $3M |
| May 6, 2003 | Flash Flood | Countywide | $1M |
| Jul 10, 2007 | Thunderstorm Wind | Bremen | $750K |
| Mar 2, 2012 | Tornado | Little Creek | $750K |
| Dec 10, 2008 | Tornado | Tallapoosa | $600K |
Source: NOAA Storm Events Database, county-based reports through Mar 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1859, 0 hurricanes and 10 tropical storms have passed within 65 miles of the center of Haralson County, 3 of them since 1950. The strongest was Tropical Storm Eloise (1975), with top winds near 70 mph about 62 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 23, 1975 | Eloise | Tropical storm, 70 mph | 62 mi |
| Oct 29, 2020 | Zeta | Tropical storm, 65 mph | 57 mi |
| Oct 3, 1893 | Unnamed | Tropical storm, 55 mph | 61 mi |
| Oct 5, 1995 | Opal | Tropical storm, 55 mph | 54 mi |
| Sep 4, 1915 | Unnamed | Tropical storm, 45 mph | 60 mi |
| Oct 3, 1898 | Unnamed | Tropical storm, 45 mph | 57 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 29, 2020 | Zeta | Tropical storm, 65 mph | 57 mi |
| Oct 5, 1995 | Opal | Tropical storm, 55 mph | 54 mi |
| Sep 23, 1975 | Eloise | Tropical storm, 70 mph | 62 mi |
| Sep 4, 1915 | Unnamed | Tropical storm, 45 mph | 60 mi |
| Jun 13, 1906 | Unnamed | Tropical storm, 40 mph | 62 mi |
| Sep 15, 1903 | Unnamed | Tropical storm, 40 mph | 63 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Haralson County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Haralson County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,821 housing units.
Compare in Georgia
All 159 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Fulton County | Inland flooding | |
| Gwinnett County | Inland flooding | |
| Cobb County | Inland flooding | |
| DeKalb County | Inland flooding | |
| Clayton County | Inland flooding | |
| Chatham County | Hurricane | |
| Cherokee County | Inland flooding | |
| Forsyth County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Paulding County | 18 | |
| Carroll County | 21 | |
| Polk County | 16 | |
| Cleburne County, AL | 20 |
Common questions about Haralson County
What is the biggest natural hazard in Haralson County?
Inland flooding has the highest expected yearly losses in Haralson County, about $4 million a year in FEMA's estimate. Tornado is second at $1.4 million.
How many federal disasters has Haralson County had?
Haralson County has been included in 16 federal disaster or emergency declarations for natural events since 1974, including 8 major disasters. The most recent was Hurricane Isaias in October 2026.
Is Haralson County a high-risk place to live?
Its overall rating is Very Low, 93rd highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Haralson County?
Standard home insurance does not cover flooding. About 1 in 1000 homes in Haralson County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Haralson County had?
NOAA records list 23 tornadoes in Haralson County since 1950. The strongest was an EF3 tornado on March 2, 2012 near Little Creek. The weather service has also logged 63 hail reports and 10 floods here.
How many hurricanes have hit Haralson County?
NOAA's hurricane records show 0 hurricanes and 10 tropical storms passing within 65 miles of the center of Haralson County. The strongest was Tropical Storm Eloise (1975), with winds near 70 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.