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Dawson County, Georgia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
104th of 159highest risk in Georgia
$9Mexpected losses a year
18federal declarations
1 in 333homes with flood insurance
Photo: U.S. Geological Survey, public domain

Dawson County, Georgia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 78% of US counties. It ranks 104th of 159 counties in Georgia. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $9.3 million a year in expected losses, or roughly $349 per resident. Since 1974 it has been included in 18 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in October 2026 (Hurricane Isaias). Only 33 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Dawson County

$4.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.6 million a yearExpected losses. Damaging events about once every 8 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$1.1 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingVery Low33.9
$5M
TornadoLow51.5
$2M
Cold waveLow48.3
$1M
Strong windLow45.8
$583K
LightningModerate67.9
$553K
EarthquakeVery Low50.9
$350K
HailLow34.3
$171K
Ice stormLow43.4
$75K
DroughtLow39.4
$75K
Heat waveVery Low14.5
$40K
HurricaneVery Low36.8
$29K
WildfireVery Low33.5
$22K
Winter weatherVery Low16.2
$16K
LandslideLow65.8
$5K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Dawson County. 2020s bar runs to November 2026.

By type

Hurricane7
Severe Storm3
Severe Ice Storm2
Tropical Storm2
Tornado1
Drought1

Most recent

Oct 9, 2026Hurricane IsaiasEmergency
Jan 24, 2026Severe Winter StormEmergency
Sep 30, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Jan 12, 2021Tropical Storm ZetaMajor disaster
Sep 15, 2017Hurricane IrmaMajor disaster
Sep 8, 2017Hurricane IrmaEmergency
Apr 20, 2015Severe Winter StormMajor disaster
Feb 11, 2014Severe Winter StormEmergency
Sep 24, 2009Severe Storms and FloodingMajor disaster
Show all 18
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2004Hurricane IvanMajor disaster
Jan 28, 2000Severe Winter StormMajor disaster
Mar 11, 1998Severe Storms and FloodingMajor disaster
Oct 10, 1995Hurricane OpalMajor disaster
Mar 15, 1993Severe Snowfall, Winter StormEmergency
Jul 20, 1977DroughtEmergency
Apr 5, 1974TornadoesMajor disaster

Georgia also had 8 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 194 storm reports in Dawson County since 1954, with 6 deaths and 17 injuries and about $7.4 million in reported damage. The strongest on record here was an F4 tornado on April 3, 1974.

4tornadoes
48hail reports, largest 2.75 inches
114damaging thunderstorm winds
18floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 3, 1974F4–13 / 5
Nov 11, 2002F2Juno3 / 0
Apr 8, 1954F1–0 / 0
Apr 22, 1958F1–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 3, 1974Tornado–$3M
Mar 15, 2008HailDawsonville$1M
Feb 21, 2005LightningDawsonville$600K
Jan 19, 1995Thunderstorm WindDawsonville$500K
Mar 15, 2008HailDawsonville$300K
Nov 11, 2002LightningDawsonville$250K

Source: NOAA Storm Events Database, county-based reports through Mar 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1859, 0 hurricanes and 5 tropical storms have passed within 65 miles of the center of Dawson County, 3 of them since 1950. The strongest was Tropical Storm Zeta (2020), with top winds near 60 mph about 41 miles away.

0hurricanes
0major hurricanes (Category 3+)
5tropical storms
2024most recent: Helene

Strongest storms nearby

DateStormStrengthClosest
Oct 29, 2020ZetaTropical storm, 60 mph41 mi
Sep 23, 1975EloiseTropical storm, 60 mph64 mi
Sep 27, 2024HeleneTropical storm, 55 mph60 mi
Sep 16, 1859UnnamedTropical storm, 45 mph59 mi
Sep 5, 1915UnnamedTropical storm, 40 mph63 mi

Most recent storms

DateStormStrengthClosest
Sep 27, 2024HeleneTropical storm, 55 mph60 mi
Oct 29, 2020ZetaTropical storm, 60 mph41 mi
Sep 23, 1975EloiseTropical storm, 60 mph64 mi
Sep 5, 1915UnnamedTropical storm, 40 mph63 mi
Sep 16, 1859UnnamedTropical storm, 45 mph59 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Dawson County

Check your address flood zone ›
0.3%of homes have federal flood insurance (33 policies)
29.2%of homes in mapped high-risk flood zones are insured
$4,141paid on 3 flood claims since 1978
2004costliest year, with $4,141 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Dawson County

$406,700median home value (Georgia $303,300, US $332,700)
1999median year homes were built (Georgia 1992, US 1980)
17%of homes built before 1980, before many modern wind, quake and flood building rules
8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,992 housing units.

Compare in Georgia

All 159 ›
Largest countiesOverall riskTop hazard
Fulton CountyHighInland flooding
Gwinnett CountyHighInland flooding
Cobb CountyHighInland flooding
DeKalb CountyModerateInland flooding
Clayton CountyModerateInland flooding
Chatham CountyHighHurricane
Cherokee CountyModerateInland flooding
Forsyth CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Cherokee CountyModerate18
Forsyth CountyModerate16
Hall CountyModerate18
Lumpkin CountyLow22
Pickens CountyVery Low21
Gilmer CountyLow19
Fannin CountyLow17

Common questions about Dawson County

What is the biggest natural hazard in Dawson County?

Inland flooding has the highest expected yearly losses in Dawson County, about $4.8 million a year in FEMA's estimate. Tornado is second at $1.6 million.

How many federal disasters has Dawson County had?

Dawson County has been included in 18 federal disaster or emergency declarations for natural events since 1974, including 10 major disasters. The most recent was Hurricane Isaias in October 2026.

Is Dawson County a high-risk place to live?

Its overall rating is Very Low, 104th highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Dawson County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Dawson County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Dawson County had?

NOAA records list 4 tornadoes in Dawson County since 1950. The strongest was an F4 tornado on April 3, 1974. The weather service has also logged 48 hail reports and 18 floods here.

How many hurricanes have hit Dawson County?

NOAA's hurricane records show 0 hurricanes and 5 tropical storms passing within 65 miles of the center of Dawson County. The strongest was Tropical Storm Zeta (2020), with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.