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Evans County, Georgia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
103rd of 159highest risk in Georgia
$6Mexpected losses a year
15federal declarations
1 in 250homes with flood insurance
Photo: CC0

Evans County, Georgia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 78% of US counties. It ranks 103rd of 159 counties in Georgia. The costliest hazards here are hurricanes, inland flooding and tornadoes. FEMA estimates about $5.6 million a year in expected losses, or roughly $521 per resident. Since 1993 it has been included in 15 federal disaster or emergency declarations for natural events (7 major disasters). The most recent was in January 2026 (severe winter storm). Only 20 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Evans County

Hurricane

Moderate
$2.1 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$1.8 million a yearExpected losses. Damaging events about once every 5 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$459,572 a yearExpected losses. Damaging events about once every 10 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
HurricaneModerate82.7
$2M
Inland floodingVery Low20.8
$2M
TornadoLow33.7
$460K
EarthquakeVery Low59.2
$314K
DroughtLow63.5
$256K
Heat waveLow46.7
$229K
Cold waveVery Low18.4
$142K
LightningLow31.6
$83K
Strong windVery Low12.6
$71K
HailVery Low19.8
$51K
WildfireVery Low48.0
$31K
Ice stormVery Low18.8
$10K
Winter weatherVery Low7.5
$4K
LandslideVery Low7.7
$12

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Evans County. 2020s bar runs to November 2026.

By type

Hurricane9
Tropical Storm3
Snowstorm1
Severe Storm1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Sep 30, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Sep 24, 2024Tropical Storm DebbyMajor disaster
Aug 5, 2024Hurricane DebbyEmergency
Oct 14, 2018Hurricane MichaelMajor disaster
Oct 10, 2018Hurricane MichaelEmergency
Sep 15, 2017Hurricane IrmaMajor disaster
Sep 8, 2017Hurricane IrmaEmergency
Oct 8, 2016Hurricane MatthewMajor disaster
Show all 15
Oct 6, 2016Hurricane MatthewEmergency
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Sep 24, 2004Tropical Storm FrancesMajor disaster
Mar 11, 1998Severe Storms and FloodingMajor disaster
Mar 15, 1993Severe Snowfall, Winter StormEmergency

Georgia also had 8 statewide declarations that did not name single counties.

Storm history since 1964

Tornado risk by county ›

The National Weather Service has logged 167 storm reports in Evans County since 1964, with 0 deaths and 3 injuries and about $238,000 in reported damage. The strongest on record here was an EF1 tornado on January 9, 2024 near Bellville.

4tornadoes
26hail reports, largest 2.5 inches
127damaging thunderstorm winds
8floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jan 9, 2024EF1Bellville0 / 0
Mar 29, 1974F1–2 / 0
Mar 29, 1974F1–0 / 0
Aug 29, 2005F0Bellville0 / 0

Most damaging storms

DateTypeNearDamage
Jan 9, 2024TornadoBellville$100K
Mar 29, 1974Tornado–$25K
Aug 8, 2006Thunderstorm WindClaxton$25K
Apr 3, 2008Flash FloodClaxton$10K
Sep 11, 2010Thunderstorm WindDaisy$10K
Jun 9, 1995Thunderstorm WindClaxton$8K

Source: NOAA Storm Events Database, county-based reports through Jul 20, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 12 hurricanes and 53 tropical storms have passed within 65 miles of the center of Evans County, 19 of them since 1950. The strongest was an unnamed hurricane in 1893, with top winds near 115 mph about 56 miles away.

12hurricanes
2major hurricanes (Category 3+)
53tropical storms
2024most recent: Debby

Strongest storms nearby

DateStormStrengthClosest
Aug 28, 1893UnnamedCategory 3, 115 mph56 mi
Sep 8, 1854UnnamedCategory 3, 115 mph60 mi
Oct 15, 1947UnnamedCategory 2, 105 mph63 mi
Sep 29, 1896UnnamedCategory 2, 105 mph57 mi
Aug 28, 1881UnnamedCategory 2, 105 mph65 mi
Oct 2, 1898UnnamedCategory 2, 100 mph64 mi

Most recent storms

DateStormStrengthClosest
Aug 6, 2024DebbyTropical storm, 50 mph65 mi
Aug 30, 2023IdaliaTropical storm, 70 mph58 mi
Jul 8, 2021ElsaTropical storm, 50 mph49 mi
Sep 14, 2016JuliaTropical storm, 45 mph63 mi
Sep 2, 2016HermineTropical storm, 60 mph55 mi
Jun 7, 2013AndreaTropical storm, 45 mph60 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Evans County

Check your address flood zone ›
0.4%of homes have federal flood insurance (20 policies)
14.9%of homes in mapped high-risk flood zones are insured
$388,589paid on 7 flood claims since 1978
2024costliest year, with $377,258 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Evans County

$138,200median home value (Georgia $303,300, US $332,700)
1985median year homes were built (Georgia 1992, US 1980)
42%of homes built before 1980, before many modern wind, quake and flood building rules
30%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,700 housing units.

Compare in Georgia

All 159 ›
Largest countiesOverall riskTop hazard
Fulton CountyHighInland flooding
Gwinnett CountyHighInland flooding
Cobb CountyHighInland flooding
DeKalb CountyModerateInland flooding
Clayton CountyModerateInland flooding
Chatham CountyHighHurricane
Cherokee CountyModerateInland flooding
Forsyth CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Bulloch CountyLow20
Liberty CountyModerate16
Bryan CountyLow19
Tattnall CountyLow21
Candler CountyVery Low20

Common questions about Evans County

What is the biggest natural hazard in Evans County?

Hurricane has the highest expected yearly losses in Evans County, about $2.1 million a year in FEMA's estimate. Inland flooding is second at $1.8 million.

How many federal disasters has Evans County had?

Evans County has been included in 15 federal disaster or emergency declarations for natural events since 1993, including 7 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Evans County a high-risk place to live?

Its overall rating is Very Low, 103rd highest of 159 in Georgia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Evans County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Evans County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Evans County had?

NOAA records list 4 tornadoes in Evans County since 1950. The strongest was an EF1 tornado on January 9, 2024 near Bellville. The weather service has also logged 26 hail reports and 8 floods here.

How many hurricanes have hit Evans County?

NOAA's hurricane records show 12 hurricanes and 53 tropical storms passing within 65 miles of the center of Evans County, including 2 major hurricanes (Category 3 or stronger). The strongest was an unnamed hurricane in 1893, with winds near 115 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.