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Accomack County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
6th of 133highest risk in Virginia
$31Mexpected losses a year
18federal declarations
1 in 7homes with flood insurance
Photo: CC0

Accomack County, Virginia has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 81% of US counties. It ranks 6th of 133 counties in Virginia. The costliest hazards here are hurricanes, coastal flooding and inland flooding. FEMA estimates about $31 million a year in expected losses, or roughly $935 per resident. Since 1972 it has been included in 18 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 7 homes here carry federal flood insurance (2,660 policies). Since 1978, federal flood insurance has paid about $13 million on 1,114 claims here, including $5.6 million for floods in 2012.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Accomack County

$13.2 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$10.9 million a yearExpected losses. Damaging events about 4 times a year.
  • Learn your evacuation zone; it is set by surge risk, not by distance from the beach.
  • Ask about flood insurance even outside a mapped high-risk zone.
$4.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
HurricaneHigh94.5
$13M
Coastal floodingVery High96.8
$11M
Inland floodingLow50.6
$5M
Cold waveLow56.2
$845K
Heat waveLow52.3
$296K
WildfireLow79.5
$276K
Strong windLow30.8
$211K
EarthquakeVery Low51.1
$208K
DroughtLow59.8
$195K
TornadoVery Low18.0
$142K
Ice stormLow49.2
$58K
HailVery Low22.5
$57K
LightningVery Low21.7
$53K
Winter weatherLow26.4
$18K
LandslideVery Low15.3
$46

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Accomack County. 2020s bar runs to November 2026.

By type

Hurricane10
Flood2
Snowstorm2
Severe Storm2
Freezing1
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 11, 2018Hurricane FlorenceEmergency
Nov 26, 2012Hurricane SandyMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 3, 2011Hurricane IreneMajor disaster
Aug 26, 2011Hurricane IreneEmergency
Sep 22, 2006Tropical Depression Ernesto, Severe Storms and FloodingMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2003Hurricane IsabelMajor disaster
Feb 28, 2000Severe Winter StormsMajor disaster
Show all 18
Sep 18, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 16, 1999Hurricane Floyd Emergency DeclarationsEmergency
Sep 6, 1996Hurricane Fran and Associated Severe Storm CondMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 25, 1993Severe Winter StormEmergency
May 19, 1992Severe Storms & FloodingMajor disaster
Jan 26, 1977Ice ConditionsMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 229 storm reports in Accomack County since 1957, with 1 death and 2 injuries and about $1.2 million in reported damage. The strongest on record here was an F2 tornado on October 2, 1973.

9tornadoes
26hail reports, largest 2 inches
116damaging thunderstorm winds
29floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Oct 2, 1973F2–0 / 0
Apr 5, 1977F1–0 / 0
Nov 11, 1995F1Parksley To0 / 0
May 7, 1967F1–1 / 0
Aug 27, 2011EF0Chincoteague0 / 0

Most damaging storms

DateTypeNearDamage
Oct 8, 2016FloodWhithams$500K
Apr 5, 1977Tornado–$250K
Nov 11, 1995TornadoParksley To$200K
May 7, 1967Tornado–$25K
Aug 27, 2011TornadoChincoteague$25K
Jun 26, 1997Thunderstorm WindSaxis$15K

Source: NOAA Storm Events Database, county-based reports through Jul 27, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1854, 12 hurricanes and 35 tropical storms have passed within 65 miles of the center of Accomack County, 22 of them since 1950. The strongest was an unnamed hurricane in 1879, with top winds near 105 mph about 65 miles away.

12hurricanes
0major hurricanes (Category 3+)
35tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1879UnnamedCategory 2, 105 mph65 mi
Sep 27, 1985GloriaCategory 2, 100 mph56 mi
Sep 12, 1960DonnaCategory 2, 100 mph62 mi
Aug 14, 1953BarbaraCategory 1, 90 mph48 mi
Sep 16, 1903UnnamedCategory 1, 85 mph64 mi
Aug 18, 1986CharleyCategory 1, 80 mph58 mi

Most recent storms

DateStormStrengthClosest
Jul 9, 2021ElsaTropical storm, 60 mph46 mi
Aug 4, 2020IsaiasTropical storm, 70 mph57 mi
Jul 10, 2020FayTropical storm, 60 mph58 mi
Aug 28, 2011IreneCategory 1, 75 mph58 mi
Sep 6, 2008HannaTropical storm, 50 mph52 mi
Aug 30, 2004GastonTropical storm, 40 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Accomack County

Check your address flood zone ›
13.4%of homes have federal flood insurance (2,660 policies)
42%of homes in mapped high-risk flood zones are insured
$12.6 millionpaid on 1,114 flood claims since 1978
2012costliest year, with $5.6 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Accomack County

$204,300median home value (Virginia $383,700, US $332,700)
1982median year homes were built (Virginia 1984, US 1980)
47%of homes built before 1980, before many modern wind, quake and flood building rules
18.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 22,052 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Worcester County, MDLow12
Somerset County, MDLow12
Northampton CountyLow20
Northumberland CountyVery Low23
Lancaster CountyVery Low23
Middlesex CountyVery Low22
Mathews CountyVery Low18

Common questions about Accomack County

What is the biggest natural hazard in Accomack County?

Hurricane has the highest expected yearly losses in Accomack County, about $13.2 million a year in FEMA's estimate. Coastal flooding is second at $10.9 million.

How many federal disasters has Accomack County had?

Accomack County has been included in 18 federal disaster or emergency declarations for natural events since 1972, including 11 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Accomack County a high-risk place to live?

Its overall rating is Relatively Moderate, 6th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Accomack County?

Standard home insurance does not cover flooding. About 1 in 7 homes in Accomack County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Accomack County had?

NOAA records list 9 tornadoes in Accomack County since 1950. The strongest was an F2 tornado on October 2, 1973. The weather service has also logged 26 hail reports and 29 floods here.

How many hurricanes have hit Accomack County?

NOAA's hurricane records show 12 hurricanes and 35 tropical storms passing within 65 miles of the center of Accomack County. The strongest was an unnamed hurricane in 1879, with winds near 105 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.