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Arlington County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
17th of 133highest risk in Virginia
$38Mexpected losses a year
18federal declarations
1 in 53homes with flood insurance
Photo: U.S. Geological Survey, public domain

Arlington County, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 67% of US counties. It ranks 17th of 133 counties in Virginia. The costliest hazards here are inland flooding, heat waves and hurricanes. FEMA estimates about $38 million a year in expected losses, or roughly $159 per resident. Since 1972 it has been included in 18 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 53 homes here carry federal flood insurance (716 policies). Since 1978, federal flood insurance has paid about $1.9 million on 215 claims here, including $1.1 million for floods in 2019.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Arlington County

$22.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Heat wave

Moderate
$4.4 million a yearExpected losses. Damaging events about 6 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
$3 million a yearExpected losses. Damaging events about once every 10 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingModerate73.8
$23M
Heat waveModerate89.9
$4M
HurricaneLow80.4
$3M
Strong windModerate81.2
$2M
TornadoLow44.1
$1M
EarthquakeLow73.0
$1M
LightningHigh82.7
$1M
HailLow64.2
$639K
Cold waveLow30.2
$617K
Winter weatherModerate84.3
$381K
Ice stormLow54.8
$154K
Coastal floodingVery Low41.6
$34K
DroughtVery Low18.0
$3K
WildfireVery Low5.7
$3K
LandslideVery Low20.8
$185

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Arlington County. 2020s bar runs to November 2026.

By type

Snowstorm5
Hurricane5
Severe Storm4
Flood1
Freezing1
Fire1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 11, 2018Hurricane FlorenceEmergency
Mar 7, 2016Severe Winter Storm and SnowstormMajor disaster
Nov 26, 2012Hurricane SandyMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Apr 27, 2010Severe Winter Storms and SnowstormsMajor disaster
Feb 16, 2010Severe Winter Storm and SnowstormMajor disaster
Jul 13, 2006Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Show all 18
Sep 18, 2003Hurricane IsabelMajor disaster
Mar 27, 2003Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, and MudslideMajor disaster
Sep 12, 2001Fires and ExplosionsEmergency
Feb 28, 2000Severe Winter StormsMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 25, 1993Severe Winter StormEmergency
Jan 26, 1977Ice ConditionsMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1973

Tornado risk by county ›

The National Weather Service has logged 256 storm reports in Arlington County since 1973, with 1 death and 10 injuries and about $16.7 million in reported damage. The strongest on record here was an F1 tornado on September 24, 2001 near Arlington.

4tornadoes
18hail reports, largest 1.5 inches
179damaging thunderstorm winds
40floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Sep 24, 2001F1Arlington2 / 0
Jul 1, 2021EF1Barcroft0 / 0
May 25, 1997F0Shirlington0 / 0
Apr 6, 2017EF0South Washington0 / 0

Most damaging storms

DateTypeNearDamage
Jul 29, 2023Thunderstorm WindRosslyn$10M
Jun 25, 2006Flash FloodArlington$3M
Sep 24, 2001TornadoArlington$1M
Sep 6, 1996Storm Surge/TideAlong Potomac River$500K
Aug 7, 2000Thunderstorm WindCountywide$500K
Jul 1, 2021TornadoBarcroft$500K

Source: NOAA Storm Events Database, county-based reports through Jun 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1876, 2 hurricanes and 14 tropical storms have passed within 65 miles of the center of Arlington County, 6 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 95 mph about 30 miles away.

2hurricanes
0major hurricanes (Category 3+)
14tropical storms
2020most recent: Isaias

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 1, 95 mph30 mi
Oct 13, 1893UnnamedCategory 1, 75 mph55 mi
Aug 23, 1933UnnamedTropical storm, 70 mph58 mi
Sep 17, 1876UnnamedTropical storm, 70 mph48 mi
Aug 4, 2020IsaiasTropical storm, 70 mph55 mi
Aug 13, 1955ConnieTropical storm, 65 mph64 mi

Most recent storms

DateStormStrengthClosest
Aug 4, 2020IsaiasTropical storm, 70 mph55 mi
Sep 6, 2008HannaTropical storm, 50 mph64 mi
Jun 3, 1963UnnamedTropical storm, 45 mph58 mi
Aug 18, 1955DianeTropical storm, 45 mph62 mi
Aug 13, 1955ConnieTropical storm, 65 mph64 mi
Sep 1, 1952AbleTropical storm, 60 mph43 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Arlington County

Check your address flood zone ›
1.9%of homes have federal flood insurance (716 policies)
176.2%of homes in mapped high-risk flood zones are insured
$1.9 millionpaid on 215 flood claims since 1978
2019costliest year, with $1.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Arlington County

$895,000median home value (Virginia $383,700, US $332,700)
1976median year homes were built (Virginia 1984, US 1980)
53%of homes built before 1980, before many modern wind, quake and flood building rules
0.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 121,970 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Fairfax CountyHigh17
Montgomery County, MDModerate19
District of Columbia, DCHigh18
Alexandria CityLow20
Falls Church CityVery Low14

Cities in Arlington County

Common questions about Arlington County

What is the biggest natural hazard in Arlington County?

Inland flooding has the highest expected yearly losses in Arlington County, about $22.5 million a year in FEMA's estimate. Heat wave is second at $4.4 million.

How many federal disasters has Arlington County had?

Arlington County has been included in 18 federal disaster or emergency declarations for natural events since 1972, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Arlington County a high-risk place to live?

Its overall rating is Relatively Low, 17th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Arlington County?

Standard home insurance does not cover flooding. About 1 in 53 homes in Arlington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Arlington County had?

NOAA records list 4 tornadoes in Arlington County since 1950. The strongest was an F1 tornado on September 24, 2001 near Arlington. The weather service has also logged 18 hail reports and 40 floods here.

How many hurricanes have hit Arlington County?

NOAA's hurricane records show 2 hurricanes and 14 tropical storms passing within 65 miles of the center of Arlington County. The strongest was an unnamed hurricane in 1878, with winds near 95 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.