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Marlboro County, South Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
35th of 46highest risk in South Carolina
$11Mexpected losses a year
24federal declarations
1 in 250homes with flood insurance
Photo: CC0

Marlboro County, South Carolina has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 58% of US counties. It ranks 35th of 46 counties in South Carolina. The costliest hazards here are hurricanes, inland flooding and tornadoes. FEMA estimates about $11 million a year in expected losses, or roughly $427 per resident. Since 1984 it has been included in 24 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in January 2026 (severe winter storm). Only 30 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $418,000 on 24 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Marlboro County

Hurricane

Moderate
$3.2 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$2.9 million a yearExpected losses. Damaging events about once every 4 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$1.7 million a yearExpected losses. Damaging events about once every 4 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
HurricaneModerate88.2
$3M
Inland floodingLow41.0
$3M
TornadoModerate73.7
$2M
Cold waveLow58.5
$772K
Ice stormHigh92.7
$698K
Strong windModerate69.7
$562K
EarthquakeLow72.7
$557K
Heat waveLow63.4
$392K
LightningModerate57.9
$180K
WildfireLow73.7
$133K
HailLow41.8
$110K
DroughtLow51.1
$91K
Winter weatherLow44.8
$31K
LandslideVery Low18.4
$56

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Marlboro County. 2020s bar runs to November 2026.

By type

Hurricane15
Severe Storm3
Tropical Storm2
Tornado1
Severe Ice Storm1
Flood1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 26, 2024Hurricane HeleneEmergency
Aug 5, 2024Hurricane DebbyEmergency
Aug 31, 2023Hurricane IdaliaEmergency
Nov 21, 2022Hurricane IanMajor disaster
Sep 29, 2022Hurricane IanEmergency
May 1, 2020Severe Storms, Tornadoes, and Straight-Line WindsMajor disaster
Sep 1, 2019Hurricane DorianEmergency
Sep 16, 2018Hurricane FlorenceMajor disaster
Sep 10, 2018Hurricane FlorenceEmergency
Show all 24
Oct 16, 2017Hurricane IrmaMajor disaster
Sep 7, 2017Hurricane IrmaEmergency
Oct 11, 2016Hurricane MatthewMajor disaster
Oct 6, 2016Hurricane MatthewEmergency
Oct 5, 2015Severe Storms and FloodingMajor disaster
Oct 3, 2015Severe Storms and FloodingEmergency
Feb 12, 2014Severe Winter StormEmergency
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Oct 7, 2004Tropical Storm FrancesMajor disaster
Jan 31, 2000Severe Winter StormMajor disaster
Sep 21, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Sep 22, 1989Hurricane HugoMajor disaster
Mar 30, 1984Severe Storms & TornadoesMajor disaster

South Carolina also had 12 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 326 storm reports in Marlboro County since 1955, with 10 deaths and 219 injuries and about $53.6 million in reported damage. The strongest on record here was an F4 tornado on March 28, 1984.

15tornadoes
61hail reports, largest 1.75 inches
223damaging thunderstorm winds
17floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 28, 1984F4–100 / 7
Mar 28, 1984F4–115 / 2
Apr 8, 1957F4–0 / 0
Dec 4, 1955F2–0 / 0
Mar 29, 1991F1–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 28, 1984Tornado–$25M
Mar 28, 1984Tornado–$25M
Apr 13, 2020Thunderstorm WindWallace$300K
Dec 4, 1955Tornado–$250K
Apr 8, 1957Tornado–$250K
Mar 29, 1991Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 7 hurricanes and 37 tropical storms have passed within 65 miles of the center of Marlboro County, 14 of them since 1950. The strongest was an unnamed hurricane in 1893, with top winds near 105 mph about 55 miles away.

7hurricanes
0major hurricanes (Category 3+)
37tropical storms
2025most recent: Chantal

Strongest storms nearby

DateStormStrengthClosest
Oct 13, 1893UnnamedCategory 2, 105 mph55 mi
Oct 31, 1899UnnamedCategory 2, 100 mph62 mi
Sep 29, 1896UnnamedCategory 1, 90 mph54 mi
Sep 28, 1874UnnamedCategory 1, 85 mph63 mi
Aug 28, 1893UnnamedCategory 1, 80 mph64 mi
Sep 14, 1904UnnamedCategory 1, 75 mph55 mi

Most recent storms

DateStormStrengthClosest
Jul 6, 2025ChantalTropical storm, 45 mph62 mi
Jul 8, 2021ElsaTropical storm, 50 mph53 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph43 mi
Oct 11, 2018MichaelTropical storm, 50 mph61 mi
Jun 7, 2013AndreaTropical storm, 45 mph58 mi
Aug 29, 2004GastonTropical storm, 45 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Marlboro County

Check your address flood zone ›
0.4%of homes have federal flood insurance (30 policies)
4.8%of homes in mapped high-risk flood zones are insured
$418,164paid on 24 flood claims since 1978
2018costliest year, with $287,741 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Marlboro County

$82,000median home value (South Carolina $259,000, US $332,700)
1977median year homes were built (South Carolina 1992, US 1980)
56%of homes built before 1980, before many modern wind, quake and flood building rules
25.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,077 housing units.

Compare in South Carolina

All 46 ›
Largest countiesOverall riskTop hazard
Greenville CountyModerateInland flooding
Richland CountyModerateInland flooding
Charleston CountyHighHurricane
Horry CountyHighHurricane
Spartanburg CountyModerateInland flooding
Lexington CountyModerateInland flooding
York CountyModerateInland flooding
Berkeley CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Florence CountyModerate26
Robeson County, NCModerate22
Darlington CountyLow24
Chesterfield CountyLow24
Richmond County, NCLow18
Scotland County, NCLow17
Dillon CountyModerate27
Anson County, NCLow20

Common questions about Marlboro County

What is the biggest natural hazard in Marlboro County?

Hurricane has the highest expected yearly losses in Marlboro County, about $3.2 million a year in FEMA's estimate. Inland flooding is second at $2.9 million.

How many federal disasters has Marlboro County had?

Marlboro County has been included in 24 federal disaster or emergency declarations for natural events since 1984, including 11 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Marlboro County a high-risk place to live?

Its overall rating is Relatively Low, 35th highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Marlboro County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Marlboro County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Marlboro County had?

NOAA records list 15 tornadoes in Marlboro County since 1950. The strongest was an F4 tornado on March 28, 1984. The weather service has also logged 61 hail reports and 17 floods here.

How many hurricanes have hit Marlboro County?

NOAA's hurricane records show 7 hurricanes and 37 tropical storms passing within 65 miles of the center of Marlboro County. The strongest was an unnamed hurricane in 1893, with winds near 105 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.