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Lexington County, South Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
9th of 46highest risk in South Carolina
$108Mexpected losses a year
23federal declarations
1 in 91homes with flood insurance
Photo: U.S. Geological Survey, public domain

Lexington County, South Carolina has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 91% of US counties. It ranks 9th of 46 counties in South Carolina. The costliest hazards here are inland flooding, tornadoes and hurricanes. FEMA estimates about $108 million a year in expected losses, or roughly $368 per resident. Since 1977 it has been included in 23 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 91 homes here carry federal flood insurance (1,311 policies). Since 1978, federal flood insurance has paid about $14 million on 693 claims here, including $12 million for floods in 2015.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Lexington County

$46.9 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$23.9 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Hurricane

Moderate
$13 million a yearExpected losses. Damaging events about once every 6 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingModerate90.6
$47M
TornadoHigh97.6
$24M
HurricaneModerate92.1
$13M
EarthquakeModerate91.4
$8M
Heat waveModerate92.3
$4M
Cold waveModerate77.9
$4M
Strong windHigh93.3
$3M
Ice stormVery High96.7
$2M
LightningHigh92.2
$2M
HailModerate80.7
$1M
DroughtLow63.4
$398K
WildfireLow75.3
$301K
Winter weatherModerate76.5
$202K
LandslideLow75.6
$11K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Lexington County. 2020s bar runs to November 2026.

By type

Hurricane13
Severe Ice Storm3
Severe Storm2
Tropical Storm2
Drought1
Flood1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 29, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Aug 5, 2024Hurricane DebbyEmergency
Aug 31, 2023Hurricane IdaliaEmergency
Nov 21, 2022Hurricane IanMajor disaster
Sep 29, 2022Hurricane IanEmergency
Sep 1, 2019Hurricane DorianEmergency
Sep 10, 2018Hurricane FlorenceEmergency
Oct 16, 2017Hurricane IrmaMajor disaster
Show all 23
Sep 7, 2017Hurricane IrmaEmergency
Oct 6, 2016Hurricane MatthewEmergency
Oct 5, 2015Severe Storms and FloodingMajor disaster
Oct 3, 2015Severe Storms and FloodingEmergency
Mar 12, 2014Severe Winter StormMajor disaster
Feb 12, 2014Severe Winter StormEmergency
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Oct 7, 2004Tropical Storm FrancesMajor disaster
Feb 13, 2004Severe Ice StormMajor disaster
Jan 31, 2000Severe Winter StormMajor disaster
Sep 21, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Aug 4, 1977DroughtEmergency

South Carolina also had 12 statewide declarations that did not name single counties.

Storm history since 1956

Tornado risk by county ›

The National Weather Service has logged 1,291 storm reports in Lexington County since 1956, with 5 deaths and 91 injuries and about $81.7 million in reported damage. The strongest on record here was an F3 tornado on August 16, 1994 near Lexington.

49tornadoes
303hail reports, largest 2.5 inches
815damaging thunderstorm winds
92floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Aug 16, 1994F3Lexington40 / 0
Aug 16, 1994F3Lextington0 / 0
Jul 23, 1997F2Gaston6 / 1
Mar 28, 2010EF2Ridge Rd Xrds1 / 0
Apr 5, 1957F2–1 / 0

Most damaging storms

DateTypeNearDamage
Aug 16, 1994TornadoLexington$50M
Oct 10, 2015Flash FloodClubhouse Xrds$6M
Oct 4, 2015Flash FloodDixiana$5M
Feb 22, 1993TornadoTo 4 Ene$5M
Oct 4, 2015Flash FloodIrmo$3M
Mar 28, 2010TornadoRidge Rd Xrds$1M

Source: NOAA Storm Events Database, county-based reports through Jul 12, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 4 hurricanes and 35 tropical storms have passed within 65 miles of the center of Lexington County, 13 of them since 1950. The strongest was Hurricane Gracie (1959), with top winds near 105 mph about 62 miles away.

4hurricanes
0major hurricanes (Category 3+)
35tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Sep 29, 1959GracieCategory 2, 105 mph62 mi
Sep 22, 1989HugoCategory 2, 100 mph62 mi
Aug 28, 1893UnnamedCategory 1, 95 mph62 mi
Sep 29, 1896UnnamedCategory 1, 90 mph56 mi
Aug 31, 1952AbleTropical storm, 70 mph60 mi
Sep 9, 1854UnnamedTropical storm, 70 mph57 mi

Most recent storms

DateStormStrengthClosest
Jul 8, 2021ElsaTropical storm, 45 mph62 mi
Oct 11, 2018MichaelTropical storm, 55 mph55 mi
Sep 15, 2018FlorenceTropical storm, 50 mph65 mi
Sep 22, 1989HugoCategory 2, 100 mph62 mi
Aug 28, 1988ChrisTropical storm, 40 mph61 mi
Jul 25, 1985BobTropical storm, 60 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Lexington County

Check your address flood zone ›
1.1%of homes have federal flood insurance (1,311 policies)
66.9%of homes in mapped high-risk flood zones are insured
$14.2 millionpaid on 693 flood claims since 1978
2015costliest year, with $12.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Lexington County

$234,500median home value (South Carolina $259,000, US $332,700)
1993median year homes were built (South Carolina 1992, US 1980)
31%of homes built before 1980, before many modern wind, quake and flood building rules
16.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 132,916 housing units.

Compare in South Carolina

All 46 ›
Largest countiesOverall riskTop hazard
Greenville CountyModerateInland flooding
Richland CountyModerateInland flooding
Charleston CountyHighHurricane
Horry CountyHighHurricane
Spartanburg CountyModerateInland flooding
Lexington CountyModerateInland flooding
York CountyModerateInland flooding
Berkeley CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Richland CountyModerate24
Aiken CountyModerate22
Orangeburg CountyModerate29
Newberry CountyLow22
Saluda CountyVery Low20
Calhoun CountyVery Low28

Cities in Lexington County

Common questions about Lexington County

What is the biggest natural hazard in Lexington County?

Inland flooding has the highest expected yearly losses in Lexington County, about $46.9 million a year in FEMA's estimate. Tornado is second at $23.9 million.

How many federal disasters has Lexington County had?

Lexington County has been included in 23 federal disaster or emergency declarations for natural events since 1977, including 9 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Lexington County a high-risk place to live?

Its overall rating is Relatively Moderate, 9th highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Lexington County?

Standard home insurance does not cover flooding. About 1 in 91 homes in Lexington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Lexington County had?

NOAA records list 49 tornadoes in Lexington County since 1950. The strongest was an F3 tornado on August 16, 1994 near Lexington. The weather service has also logged 303 hail reports and 92 floods here.

How many hurricanes have hit Lexington County?

NOAA's hurricane records show 4 hurricanes and 35 tropical storms passing within 65 miles of the center of Lexington County. The strongest was Hurricane Gracie (1959), with winds near 105 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.