Lexington County, South Carolina
Natural disaster risk, federal disaster history and flood insurance facts.
Lexington County, South Carolina has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 91% of US counties. It ranks 9th of 46 counties in South Carolina. The costliest hazards here are inland flooding, tornadoes and hurricanes. FEMA estimates about $108 million a year in expected losses, or roughly $368 per resident. Since 1977 it has been included in 23 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 91 homes here carry federal flood insurance (1,311 policies). Since 1978, federal flood insurance has paid about $14 million on 693 claims here, including $12 million for floods in 2015.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Lexington County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 90.6 | $47M | ||
| Tornado | 97.6 | $24M | ||
| Hurricane | 92.1 | $13M | ||
| Earthquake | 91.4 | $8M | ||
| Heat wave | 92.3 | $4M | ||
| Cold wave | 77.9 | $4M | ||
| Strong wind | 93.3 | $3M | ||
| Ice storm | 96.7 | $2M | ||
| Lightning | 92.2 | $2M | ||
| Hail | 80.7 | $1M | ||
| Drought | 63.4 | $398K | ||
| Wildfire | 75.3 | $301K | ||
| Winter weather | 76.5 | $202K | ||
| Landslide | 75.6 | $11K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively moderate in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Lexington County. 2020s bar runs to November 2026.
By type
Most recent
Show all 23
South Carolina also had 12 statewide declarations that did not name single counties.
Storm history since 1956
Tornado risk by county ›The National Weather Service has logged 1,291 storm reports in Lexington County since 1956, with 5 deaths and 91 injuries and about $81.7 million in reported damage. The strongest on record here was an F3 tornado on August 16, 1994 near Lexington.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Aug 16, 1994 | F3 | Lexington | 40 / 0 |
| Aug 16, 1994 | F3 | Lextington | 0 / 0 |
| Jul 23, 1997 | F2 | Gaston | 6 / 1 |
| Mar 28, 2010 | EF2 | Ridge Rd Xrds | 1 / 0 |
| Apr 5, 1957 | F2 | – | 1 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Aug 16, 1994 | Tornado | Lexington | $50M |
| Oct 10, 2015 | Flash Flood | Clubhouse Xrds | $6M |
| Oct 4, 2015 | Flash Flood | Dixiana | $5M |
| Feb 22, 1993 | Tornado | To 4 Ene | $5M |
| Oct 4, 2015 | Flash Flood | Irmo | $3M |
| Mar 28, 2010 | Tornado | Ridge Rd Xrds | $1M |
Source: NOAA Storm Events Database, county-based reports through Jul 12, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1851, 4 hurricanes and 35 tropical storms have passed within 65 miles of the center of Lexington County, 13 of them since 1950. The strongest was Hurricane Gracie (1959), with top winds near 105 mph about 62 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 29, 1959 | Gracie | Category 2, 105 mph | 62 mi |
| Sep 22, 1989 | Hugo | Category 2, 100 mph | 62 mi |
| Aug 28, 1893 | Unnamed | Category 1, 95 mph | 62 mi |
| Sep 29, 1896 | Unnamed | Category 1, 90 mph | 56 mi |
| Aug 31, 1952 | Able | Tropical storm, 70 mph | 60 mi |
| Sep 9, 1854 | Unnamed | Tropical storm, 70 mph | 57 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Jul 8, 2021 | Elsa | Tropical storm, 45 mph | 62 mi |
| Oct 11, 2018 | Michael | Tropical storm, 55 mph | 55 mi |
| Sep 15, 2018 | Florence | Tropical storm, 50 mph | 65 mi |
| Sep 22, 1989 | Hugo | Category 2, 100 mph | 62 mi |
| Aug 28, 1988 | Chris | Tropical storm, 40 mph | 61 mi |
| Jul 25, 1985 | Bob | Tropical storm, 60 mph | 58 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Lexington County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Lexington County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 132,916 housing units.
Compare in South Carolina
All 46 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Greenville County | Inland flooding | |
| Richland County | Inland flooding | |
| Charleston County | Hurricane | |
| Horry County | Hurricane | |
| Spartanburg County | Inland flooding | |
| Lexington County | Inland flooding | |
| York County | Inland flooding | |
| Berkeley County | Hurricane |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Richland County | 24 | |
| Aiken County | 22 | |
| Orangeburg County | 29 | |
| Newberry County | 22 | |
| Saluda County | 20 | |
| Calhoun County | 28 |
Cities in Lexington County
Common questions about Lexington County
What is the biggest natural hazard in Lexington County?
Inland flooding has the highest expected yearly losses in Lexington County, about $46.9 million a year in FEMA's estimate. Tornado is second at $23.9 million.
How many federal disasters has Lexington County had?
Lexington County has been included in 23 federal disaster or emergency declarations for natural events since 1977, including 9 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Lexington County a high-risk place to live?
Its overall rating is Relatively Moderate, 9th highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Lexington County?
Standard home insurance does not cover flooding. About 1 in 91 homes in Lexington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Lexington County had?
NOAA records list 49 tornadoes in Lexington County since 1950. The strongest was an F3 tornado on August 16, 1994 near Lexington. The weather service has also logged 303 hail reports and 92 floods here.
How many hurricanes have hit Lexington County?
NOAA's hurricane records show 4 hurricanes and 35 tropical storms passing within 65 miles of the center of Lexington County. The strongest was Hurricane Gracie (1959), with winds near 105 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.