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Greenville County, South Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
5th of 46highest risk in South Carolina
$169Mexpected losses a year
24federal declarations
1 in 167homes with flood insurance
Photo: the_donald_fotos, CC BY 2.0

Greenville County, South Carolina has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 94% of US counties. It ranks 5th of 46 counties in South Carolina. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $169 million a year in expected losses, or roughly $322 per resident. Since 1977 it has been included in 24 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in April 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (1,013 policies). Since 1978, federal flood insurance has paid about $15 million on 857 claims here, including $4.7 million for floods in 2024.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Greenville County

$104 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$19.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$15 million a yearExpected losses. Damaging events about once every 3 years.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingHigh96.0
$104M
TornadoHigh96.6
$20M
Cold waveHigh95.8
$15M
EarthquakeModerate92.8
$9M
Ice stormVery High99.6
$6M
LightningVery High98.3
$4M
HurricaneModerate83.0
$3M
Strong windHigh89.3
$2M
HailModerate91.1
$2M
Heat waveModerate83.3
$2M
DroughtLow48.3
$149K
Winter weatherLow56.0
$91K
WildfireVery Low55.1
$73K
LandslideLow79.2
$17K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Greenville County. 2020s bar runs to November 2026.

By type

Hurricane11
Severe Ice Storm3
Severe Storm2
Fire2
Tropical Storm2
Winter Storm2

Most recent

Apr 7, 2026Severe Winter StormMajor disaster
Jan 23, 2026Severe Winter StormEmergency
Mar 23, 2025Table Rock Fire ComplexFire management
Sep 29, 2024Hurricane HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Aug 5, 2024Hurricane DebbyEmergency
Aug 31, 2023Hurricane IdaliaEmergency
Nov 21, 2022Hurricane IanMajor disaster
Sep 29, 2022Hurricane IanEmergency
Mar 17, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Show all 24
Sep 1, 2019Hurricane DorianEmergency
Sep 10, 2018Hurricane FlorenceEmergency
Oct 16, 2017Hurricane IrmaMajor disaster
Sep 7, 2017Hurricane IrmaEmergency
Nov 12, 2016Pinnacle Mountain FireFire management
Oct 6, 2016Hurricane MatthewEmergency
Oct 5, 2015Severe Storms and FloodingMajor disaster
Oct 3, 2015Severe Storms and FloodingEmergency
Feb 12, 2014Severe Winter StormEmergency
Jan 20, 2006Severe Ice StormMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Oct 7, 2004Tropical Storm FrancesMajor disaster
Jan 8, 2003Severe Ice StormMajor disaster
Aug 4, 1977DroughtEmergency

South Carolina also had 12 statewide declarations that did not name single counties.

Storm history since 1952

Tornado risk by county ›

The National Weather Service has logged 1,181 storm reports in Greenville County since 1952, with 5 deaths and 43 injuries and about $32.6 million in reported damage. The strongest on record here was an F3 tornado on May 27, 1973.

37tornadoes
430hail reports, largest 3 inches
581damaging thunderstorm winds
104floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 27, 1973F3–17 / 0
May 10, 1952F3–0 / 0
Apr 25, 2020EF2Park Place0 / 0
Mar 23, 1979F2–2 / 0
Apr 13, 1980F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 25, 2020TornadoPark Place$5M
Jul 29, 2004Flash FloodGreenville$4M
May 27, 1973Tornado–$3M
Mar 23, 1979Tornado–$3M
Apr 13, 1980Tornado–$3M
Apr 4, 1989Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1859, 0 hurricanes and 11 tropical storms have passed within 65 miles of the center of Greenville County, 3 of them since 1950. The strongest was an unnamed storm in 1949, with top winds near 60 mph about 48 miles away.

0hurricanes
0major hurricanes (Category 3+)
11tropical storms
2024most recent: Helene

Strongest storms nearby

DateStormStrengthClosest
Aug 28, 1949UnnamedTropical storm, 60 mph48 mi
Jul 15, 1916UnnamedTropical storm, 55 mph58 mi
Sep 27, 2024HeleneTropical storm, 50 mph58 mi
Oct 29, 2020ZetaTropical storm, 50 mph60 mi
Sep 30, 1959GracieTropical storm, 50 mph61 mi
Sep 24, 1889UnnamedTropical storm, 50 mph62 mi

Most recent storms

DateStormStrengthClosest
Sep 27, 2024HeleneTropical storm, 50 mph58 mi
Oct 29, 2020ZetaTropical storm, 50 mph60 mi
Sep 30, 1959GracieTropical storm, 50 mph61 mi
Aug 28, 1949UnnamedTropical storm, 60 mph48 mi
Jul 15, 1916UnnamedTropical storm, 55 mph58 mi
Aug 3, 1915UnnamedTropical storm, 40 mph63 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Greenville County

Check your address flood zone ›
0.6%of homes have federal flood insurance (1,013 policies)
45.3%of homes in mapped high-risk flood zones are insured
$14.7 millionpaid on 857 flood claims since 1978
2024costliest year, with $4.7 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Greenville County

$299,000median home value (South Carolina $259,000, US $332,700)
1992median year homes were built (South Carolina 1992, US 1980)
35%of homes built before 1980, before many modern wind, quake and flood building rules
7.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 238,260 housing units.

Compare in South Carolina

All 46 ›
Largest countiesOverall riskTop hazard
Greenville CountyModerateInland flooding
Richland CountyModerateInland flooding
Charleston CountyHighHurricane
Horry CountyHighHurricane
Spartanburg CountyModerateInland flooding
Lexington CountyModerateInland flooding
York CountyModerateInland flooding
Berkeley CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Spartanburg CountyModerate23
Anderson CountyModerate19
Pickens CountyLow24
Henderson County, NCModerate16
Laurens CountyLow21
Transylvania County, NCLow16
Abbeville CountyLow19
Polk County, NCVery Low21

Common questions about Greenville County

What is the biggest natural hazard in Greenville County?

Inland flooding has the highest expected yearly losses in Greenville County, about $104 million a year in FEMA's estimate. Tornado is second at $19.6 million.

How many federal disasters has Greenville County had?

Greenville County has been included in 24 federal disaster or emergency declarations for natural events since 1977, including 9 major disasters. The most recent was Severe Winter Storm in April 2026.

Is Greenville County a high-risk place to live?

Its overall rating is Relatively Moderate, 5th highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Greenville County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Greenville County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Greenville County had?

NOAA records list 37 tornadoes in Greenville County since 1950. The strongest was an F3 tornado on May 27, 1973. The weather service has also logged 430 hail reports and 104 floods here.

How many hurricanes have hit Greenville County?

NOAA's hurricane records show 0 hurricanes and 11 tropical storms passing within 65 miles of the center of Greenville County. The strongest was an unnamed storm in 1949, with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.