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Nash County, North Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
34th of 100highest risk in North Carolina
$37Mexpected losses a year
26federal declarations
1 in 71homes with flood insurance
Photo: U.S. Geological Survey, public domain

Nash County, North Carolina has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 81% of US counties. It ranks 34th of 100 counties in North Carolina. The costliest hazards here are inland flooding, hurricanes and tornadoes. FEMA estimates about $37 million a year in expected losses, or roughly $386 per resident. Since 1968 it has been included in 26 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 71 homes here carry federal flood insurance (525 policies). Since 1978, federal flood insurance has paid about $34 million on 735 claims here, including $26 million for floods in 1999.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Nash County

$18.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hurricane

Moderate
$6.1 million a yearExpected losses. Damaging events about once every 5 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.

Tornado

Moderate
$4.4 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingModerate82.5
$19M
HurricaneModerate89.7
$6M
TornadoModerate84.9
$4M
Heat waveModerate83.9
$2M
DroughtModerate88.1
$1M
Cold waveLow60.8
$1M
Winter weatherVery High97.0
$830K
EarthquakeLow72.4
$791K
HailModerate79.1
$705K
Strong windModerate62.6
$662K
LightningModerate70.1
$424K
Ice stormModerate60.7
$118K
WildfireVery Low40.8
$24K
LandslideVery Low32.1
$307

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Nash County. 2020s bar runs to November 2026.

By type

Hurricane14
Tropical Storm3
Severe Ice Storm2
Tornado2
Severe Storm2
Drought1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Sep 28, 2024Tropical Storm HeleneMajor disaster
Sep 26, 2024Hurricane HeleneEmergency
Aug 6, 2024Tropical Storm DebbyEmergency
Oct 1, 2022Hurricane IanEmergency
Aug 2, 2020Hurricane IsaiasEmergency
Sep 3, 2019Hurricane DorianEmergency
Sep 10, 2018Hurricane FlorenceEmergency
Oct 10, 2016Hurricane MatthewMajor disaster
Oct 7, 2016Hurricane MatthewEmergency
Show all 26
Aug 31, 2011Hurricane IreneMajor disaster
Aug 25, 2011Hurricane IreneEmergency
Sep 14, 2005Hurricane OpheliaEmergency
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2003Hurricane IsabelMajor disaster
Dec 12, 2002Severe Ice StormMajor disaster
Jan 31, 2000Severe Winter StormMajor disaster
Sep 16, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Mar 22, 1998Severe Storms Tornadoes, and FloodingMajor disaster
Sep 6, 1996Hurricane FranMajor disaster
Jan 13, 1996Blizzard of 96Major disaster
Dec 2, 1988Severe Storms & TornadoesMajor disaster
Mar 30, 1984Severe Storms & TornadoesMajor disaster
Aug 11, 1977DroughtEmergency
Feb 10, 1968Severe Ice StormMajor disaster

North Carolina also had 22 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 448 storm reports in Nash County since 1953, with 8 deaths and 58 injuries and about $545 million in reported damage. The strongest on record here was an F4 tornado on November 28, 1988.

19tornadoes
104hail reports, largest 2.75 inches
269damaging thunderstorm winds
38floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Nov 28, 1988F4–22 / 2
Jul 19, 2023EF3Dortches16 / 0
Sep 27, 2024EF3Little Easonburg15 / 0
Mar 15, 1953F3–0 / 0
Feb 11, 1981F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 19, 2023TornadoDortches$300M
Oct 9, 2016FloodMiddlesex$233M
Nov 28, 1988Tornado–$3M
Feb 11, 1981Tornado–$3M
Mar 28, 1984Tornado–$3M
Sep 27, 2024TornadoLittle Easonburg$1M

Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 6 hurricanes and 42 tropical storms have passed within 65 miles of the center of Nash County, 19 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 105 mph about 62 miles away.

6hurricanes
0major hurricanes (Category 3+)
42tropical storms
2023most recent: Ophelia

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 2, 105 mph62 mi
Oct 13, 1893UnnamedCategory 1, 90 mph38 mi
Sep 18, 2003IsabelCategory 1, 85 mph53 mi
Sep 17, 1876UnnamedCategory 1, 85 mph61 mi
Oct 31, 1899UnnamedCategory 1, 75 mph57 mi
Jul 13, 1996BerthaCategory 1, 75 mph55 mi

Most recent storms

DateStormStrengthClosest
Sep 23, 2023OpheliaTropical storm, 55 mph53 mi
Jul 8, 2021ElsaTropical storm, 50 mph45 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph46 mi
Aug 4, 2020IsaiasTropical storm, 70 mph36 mi
Sep 6, 2008HannaTropical storm, 60 mph65 mi
Aug 14, 2004CharleyTropical storm, 60 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Nash County

Check your address flood zone ›
1.4%of homes have federal flood insurance (525 policies)
49.4%of homes in mapped high-risk flood zones are insured
$33.7 millionpaid on 735 flood claims since 1978
1999costliest year, with $25.9 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Nash County

$191,000median home value (North Carolina $288,900, US $332,700)
1986median year homes were built (North Carolina 1991, US 1980)
40%of homes built before 1980, before many modern wind, quake and flood building rules
15.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 43,797 housing units.

Compare in North Carolina

All 100 ›
Largest countiesOverall riskTop hazard
Wake CountyHighInland flooding
Mecklenburg CountyHighInland flooding
Guilford CountyModerateInland flooding
Forsyth CountyModerateInland flooding
Cumberland CountyModerateInland flooding
Durham CountyModerateInland flooding
Buncombe CountyModerateInland flooding
Union CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Wake CountyHigh24
Johnston CountyModerate25
Wilson CountyLow26
Franklin CountyLow21
Edgecombe CountyLow25
Halifax CountyLow24
Warren CountyLow22

Cities in Nash County

Common questions about Nash County

What is the biggest natural hazard in Nash County?

Inland flooding has the highest expected yearly losses in Nash County, about $18.5 million a year in FEMA's estimate. Hurricane is second at $6.1 million.

How many federal disasters has Nash County had?

Nash County has been included in 26 federal disaster or emergency declarations for natural events since 1968, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Nash County a high-risk place to live?

Its overall rating is Relatively Low, 34th highest of 100 in North Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Nash County?

Standard home insurance does not cover flooding. About 1 in 71 homes in Nash County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Nash County had?

NOAA records list 19 tornadoes in Nash County since 1950. The strongest was an F4 tornado on November 28, 1988. The weather service has also logged 104 hail reports and 38 floods here.

How many hurricanes have hit Nash County?

NOAA's hurricane records show 6 hurricanes and 42 tropical storms passing within 65 miles of the center of Nash County. The strongest was an unnamed hurricane in 1878, with winds near 105 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.