Nash County, North Carolina
Natural disaster risk, federal disaster history and flood insurance facts.
Nash County, North Carolina has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 81% of US counties. It ranks 34th of 100 counties in North Carolina. The costliest hazards here are inland flooding, hurricanes and tornadoes. FEMA estimates about $37 million a year in expected losses, or roughly $386 per resident. Since 1968 it has been included in 26 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 71 homes here carry federal flood insurance (525 policies). Since 1978, federal flood insurance has paid about $34 million on 735 claims here, including $26 million for floods in 1999.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Nash County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 82.5 | $19M | ||
| Hurricane | 89.7 | $6M | ||
| Tornado | 84.9 | $4M | ||
| Heat wave | 83.9 | $2M | ||
| Drought | 88.1 | $1M | ||
| Cold wave | 60.8 | $1M | ||
| Winter weather | 97.0 | $830K | ||
| Earthquake | 72.4 | $791K | ||
| Hail | 79.1 | $705K | ||
| Strong wind | 62.6 | $662K | ||
| Lightning | 70.1 | $424K | ||
| Ice storm | 60.7 | $118K | ||
| Wildfire | 40.8 | $24K | ||
| Landslide | 32.1 | $307 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Nash County. 2020s bar runs to November 2026.
By type
Most recent
Show all 26
North Carolina also had 22 statewide declarations that did not name single counties.
Storm history since 1953
Tornado risk by county ›The National Weather Service has logged 448 storm reports in Nash County since 1953, with 8 deaths and 58 injuries and about $545 million in reported damage. The strongest on record here was an F4 tornado on November 28, 1988.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Nov 28, 1988 | F4 | – | 22 / 2 |
| Jul 19, 2023 | EF3 | Dortches | 16 / 0 |
| Sep 27, 2024 | EF3 | Little Easonburg | 15 / 0 |
| Mar 15, 1953 | F3 | – | 0 / 0 |
| Feb 11, 1981 | F2 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jul 19, 2023 | Tornado | Dortches | $300M |
| Oct 9, 2016 | Flood | Middlesex | $233M |
| Nov 28, 1988 | Tornado | – | $3M |
| Feb 11, 1981 | Tornado | – | $3M |
| Mar 28, 1984 | Tornado | – | $3M |
| Sep 27, 2024 | Tornado | Little Easonburg | $1M |
Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1851, 6 hurricanes and 42 tropical storms have passed within 65 miles of the center of Nash County, 19 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 105 mph about 62 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 23, 1878 | Unnamed | Category 2, 105 mph | 62 mi |
| Oct 13, 1893 | Unnamed | Category 1, 90 mph | 38 mi |
| Sep 18, 2003 | Isabel | Category 1, 85 mph | 53 mi |
| Sep 17, 1876 | Unnamed | Category 1, 85 mph | 61 mi |
| Oct 31, 1899 | Unnamed | Category 1, 75 mph | 57 mi |
| Jul 13, 1996 | Bertha | Category 1, 75 mph | 55 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 23, 2023 | Ophelia | Tropical storm, 55 mph | 53 mi |
| Jul 8, 2021 | Elsa | Tropical storm, 50 mph | 45 mi |
| Jun 21, 2021 | Claudette | Tropical storm, 45 mph | 46 mi |
| Aug 4, 2020 | Isaias | Tropical storm, 70 mph | 36 mi |
| Sep 6, 2008 | Hanna | Tropical storm, 60 mph | 65 mi |
| Aug 14, 2004 | Charley | Tropical storm, 60 mph | 58 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Nash County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Nash County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 43,797 housing units.
Compare in North Carolina
All 100 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Wake County | Inland flooding | |
| Mecklenburg County | Inland flooding | |
| Guilford County | Inland flooding | |
| Forsyth County | Inland flooding | |
| Cumberland County | Inland flooding | |
| Durham County | Inland flooding | |
| Buncombe County | Inland flooding | |
| Union County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Wake County | 24 | |
| Johnston County | 25 | |
| Wilson County | 26 | |
| Franklin County | 21 | |
| Edgecombe County | 25 | |
| Halifax County | 24 | |
| Warren County | 22 |
Cities in Nash County
Common questions about Nash County
What is the biggest natural hazard in Nash County?
Inland flooding has the highest expected yearly losses in Nash County, about $18.5 million a year in FEMA's estimate. Hurricane is second at $6.1 million.
How many federal disasters has Nash County had?
Nash County has been included in 26 federal disaster or emergency declarations for natural events since 1968, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Nash County a high-risk place to live?
Its overall rating is Relatively Low, 34th highest of 100 in North Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Nash County?
Standard home insurance does not cover flooding. About 1 in 71 homes in Nash County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Nash County had?
NOAA records list 19 tornadoes in Nash County since 1950. The strongest was an F4 tornado on November 28, 1988. The weather service has also logged 104 hail reports and 38 floods here.
How many hurricanes have hit Nash County?
NOAA's hurricane records show 6 hurricanes and 42 tropical storms passing within 65 miles of the center of Nash County. The strongest was an unnamed hurricane in 1878, with winds near 105 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.