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Prairie County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
56th of 75highest risk in Arkansas
$9Mexpected losses a year
20federal declarations
1 in 125homes with flood insurance
Photo: U.S. Geological Survey, public domain

Prairie County, Arkansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 59% of US counties. It ranks 56th of 75 counties in Arkansas. The costliest hazards here are inland flooding, earthquakes and tornadoes. FEMA estimates about $9.0 million a year in expected losses, or roughly $1,082 per resident. Since 1969 it has been included in 20 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in January 2026 (severe winter storm). Only 35 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $2.8 million on 87 claims here, including $2.2 million for floods in 2011.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Prairie County

$3.7 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$2.3 million a yearExpected losses. Damaging events about once every 185 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

Tornado

Moderate
$1.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow43.2
$4M
EarthquakeLow87.0
$2M
TornadoModerate65.4
$1M
Ice stormModerate81.4
$317K
Heat waveLow51.4
$277K
Strong windLow36.1
$249K
Cold waveVery Low22.4
$183K
HailLow46.4
$158K
DroughtLow44.9
$69K
LightningLow26.7
$66K
HurricaneVery Low49.6
$50K
Winter weatherLow31.8
$22K
WildfireVery Low20.4
$5K
LandslideVery Low22.9
$109

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Prairie County. 2020s bar runs to November 2026.

By type

Severe Storm10
Severe Ice Storm3
Hurricane3
Flood2
Tornado1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Aug 27, 2020Hurricane LauraEmergency
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 6, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Feb 4, 2010Severe Storms and FloodingMajor disaster
Dec 3, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 16, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Show all 20
Jan 28, 2009Severe Winter StormEmergency
Sep 18, 2008Severe Storms and Flooding Associated With Hurricane GustavMajor disaster
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Jan 24, 2002Severe Storms and FloodingMajor disaster
Mar 13, 2001Severe Storms and FloodingMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Nov 23, 1988Severe Storms & TornadoesMajor disaster
Feb 15, 1969Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 395 storm reports in Prairie County since 1950, with 7 deaths and 50 injuries and about $87.4 million in reported damage. The strongest on record here was an F3 tornado on March 26, 1950.

36tornadoes
92hail reports, largest 4 inches
166damaging thunderstorm winds
93floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 26, 1950F3–20 / 0
Mar 21, 1952F2–15 / 5
Nov 15, 1988F2–0 / 0
Oct 18, 2004F2Fairmont0 / 0
Apr 17, 1978F2–0 / 0

Most damaging storms

DateTypeNearDamage
May 1, 2011FloodHickory Plains$25M
Nov 15, 1988Tornado–$25M
Oct 18, 2004TornadoFairmont$12M
Mar 18, 2008FloodEnarc$10M
Nov 1, 2009FloodEnarc$3M
May 1, 2017FloodDes Arc$3M

Source: NOAA Storm Events Database, county-based reports through Feb 26, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1879, 0 hurricanes and 6 tropical storms have passed within 65 miles of the center of Prairie County, 1 of them since 1950. The strongest was an unnamed storm in 1909, with top winds near 55 mph about 51 miles away.

0hurricanes
0major hurricanes (Category 3+)
6tropical storms
2020most recent: Laura

Strongest storms nearby

DateStormStrengthClosest
Sep 21, 1909UnnamedTropical storm, 55 mph51 mi
Oct 16, 1923UnnamedTropical storm, 50 mph58 mi
Aug 24, 1879UnnamedTropical storm, 45 mph54 mi
Aug 27, 2020LauraTropical storm, 40 mph62 mi
Sep 24, 1941UnnamedTropical storm, 40 mph64 mi
Sep 30, 1905UnnamedTropical storm, 40 mph57 mi

Most recent storms

DateStormStrengthClosest
Aug 27, 2020LauraTropical storm, 40 mph62 mi
Sep 24, 1941UnnamedTropical storm, 40 mph64 mi
Oct 16, 1923UnnamedTropical storm, 50 mph58 mi
Sep 21, 1909UnnamedTropical storm, 55 mph51 mi
Sep 30, 1905UnnamedTropical storm, 40 mph57 mi
Aug 24, 1879UnnamedTropical storm, 45 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Prairie County

Check your address flood zone ›
0.8%of homes have federal flood insurance (35 policies)
0%of homes in mapped high-risk flood zones are insured
$2.8 millionpaid on 87 flood claims since 1978
2011costliest year, with $2.2 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Prairie County

$96,400median home value (Arkansas $188,000, US $332,700)
1979median year homes were built (Arkansas 1987, US 1980)
52%of homes built before 1980, before many modern wind, quake and flood building rules
18.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,086 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
White CountyModerate27
Lonoke CountyLow27
Arkansas CountyLow18
Monroe CountyVery Low25
Woodruff CountyVery Low26

Common questions about Prairie County

What is the biggest natural hazard in Prairie County?

Inland flooding has the highest expected yearly losses in Prairie County, about $3.7 million a year in FEMA's estimate. Earthquake is second at $2.3 million.

How many federal disasters has Prairie County had?

Prairie County has been included in 20 federal disaster or emergency declarations for natural events since 1969, including 14 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Prairie County a high-risk place to live?

Its overall rating is Very Low, 56th highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Prairie County?

Standard home insurance does not cover flooding. About 1 in 125 homes in Prairie County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Prairie County had?

NOAA records list 36 tornadoes in Prairie County since 1950. The strongest was an F3 tornado on March 26, 1950. The weather service has also logged 92 hail reports and 93 floods here.

How many hurricanes have hit Prairie County?

NOAA's hurricane records show 0 hurricanes and 6 tropical storms passing within 65 miles of the center of Prairie County. The strongest was an unnamed storm in 1909, with winds near 55 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.