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Craighead County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
3rd of 75highest risk in Arkansas
$90Mexpected losses a year
26federal declarations
1 in 50homes with flood insurance
Photo: U.S. Geological Survey, CC0

Craighead County, Arkansas has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 92% of US counties. It ranks 3rd of 75 counties in Arkansas. The costliest hazards here are earthquakes, tornadoes and inland flooding. FEMA estimates about $90 million a year in expected losses, or roughly $806 per resident. Since 1968 it has been included in 26 federal disaster or emergency declarations for natural events (21 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 50 homes here carry federal flood insurance (725 policies). Since 1978, federal flood insurance has paid about $7.8 million on 410 claims here, including $3.1 million for floods in 2016.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Craighead County

Earthquake

Moderate
$35.8 million a yearExpected losses. Damaging events about once every 90 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$17.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$15.2 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
EarthquakeModerate97.8
$36M
TornadoHigh97.7
$18M
Inland floodingModerate78.8
$15M
Cold waveHigh93.6
$8M
Heat waveModerate95.2
$5M
Ice stormVery High99.5
$4M
DroughtHigh92.1
$2M
Strong windModerate75.0
$912K
LightningHigh84.8
$754K
HailLow67.4
$411K
Winter weatherHigh91.0
$356K
HurricaneVery Low56.8
$119K
WildfireVery Low43.8
$27K
LandslideLow70.1
$5K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Craighead County. 2020s bar runs to November 2026.

By type

Severe Storm12
Flood5
Tornado4
Severe Ice Storm2
Hurricane2
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Dec 23, 2021Severe Storms and TornadoesMajor disaster
Aug 27, 2020Hurricane LauraEmergency
May 8, 2020Severe Storms, Tornadoes, and Straight-Line WindsMajor disaster
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Feb 4, 2010Severe Storms and FloodingMajor disaster
Feb 6, 2009Severe Winter StormMajor disaster
Show all 26
Jan 28, 2009Severe Winter StormEmergency
Oct 22, 2008Tropical Storm IkeMajor disaster
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Jun 6, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 6, 2003Severe Ice StormMajor disaster
Jan 24, 2002Severe Storms and FloodingMajor disaster
Mar 13, 2001Severe Storms and FloodingMajor disaster
Apr 14, 1997Flooding, Severe StormsMajor disaster
Mar 2, 1997Severe Storms and TornadoesMajor disaster
Nov 23, 1988Severe Storms & TornadoesMajor disaster
Dec 13, 1982Severe Storms, Tornadoes & FloodingMajor disaster
May 29, 1973Severe Storms & FloodingMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster
Feb 15, 1969Severe Storms & FloodingMajor disaster
May 29, 1968Tornadoes, Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 651 storm reports in Craighead County since 1955, with 42 deaths and 654 injuries and about $346 million in reported damage. The strongest on record here was an F4 tornado on May 15, 1968.

54tornadoes
195hail reports, largest 4 inches
303damaging thunderstorm winds
91floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 15, 1968F4–350 / 34
May 26, 1973F4–257 / 3
Dec 10, 2021EF3Needham5 / 1
Mar 28, 2020EF3Jonesboro22 / 0
Apr 3, 1984F3–2 / 0

Most damaging storms

DateTypeNearDamage
Mar 28, 2020TornadoJonesboro$300M
Apr 3, 1984Tornado–$25M
Apr 2, 2025TornadoDavis$4M
Dec 10, 2021TornadoNeedham$3M
Aug 13, 1978Tornado–$3M
May 24, 2016Flash FloodOak Ridge$2M

Source: NOAA Storm Events Database, county-based reports through Jul 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1906, 0 hurricanes and 4 tropical storms have passed within 65 miles of the center of Craighead County. The strongest was an unnamed storm in 1923, with top winds near 50 mph about 52 miles away.

0hurricanes
0major hurricanes (Category 3+)
4tropical storms
1941most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Oct 16, 1923UnnamedTropical storm, 50 mph52 mi
Sep 21, 1909UnnamedTropical storm, 45 mph51 mi
Sep 28, 1906UnnamedTropical storm, 45 mph57 mi
Sep 24, 1941UnnamedTropical storm, 40 mph49 mi

Most recent storms

DateStormStrengthClosest
Sep 24, 1941UnnamedTropical storm, 40 mph49 mi
Oct 16, 1923UnnamedTropical storm, 50 mph52 mi
Sep 21, 1909UnnamedTropical storm, 45 mph51 mi
Sep 28, 1906UnnamedTropical storm, 45 mph57 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Craighead County

Check your address flood zone ›
2%of homes have federal flood insurance (725 policies)
0%of homes in mapped high-risk flood zones are insured
$7.8 millionpaid on 410 flood claims since 1978
2016costliest year, with $3.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Craighead County

$210,400median home value (Arkansas $188,000, US $332,700)
1992median year homes were built (Arkansas 1987, US 1980)
34%of homes built before 1980, before many modern wind, quake and flood building rules
4.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 48,885 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Greene CountyLow26
Mississippi CountyModerate19
Dunklin County, MOLow20
Poinsett CountyLow30
Jackson CountyLow33
Lawrence CountyLow21

Cities in Craighead County

Common questions about Craighead County

What is the biggest natural hazard in Craighead County?

Earthquake has the highest expected yearly losses in Craighead County, about $35.8 million a year in FEMA's estimate. Tornado is second at $17.6 million.

How many federal disasters has Craighead County had?

Craighead County has been included in 26 federal disaster or emergency declarations for natural events since 1968, including 21 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Craighead County a high-risk place to live?

Its overall rating is Relatively Moderate, 3rd highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Craighead County?

Standard home insurance does not cover flooding. About 1 in 50 homes in Craighead County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Craighead County had?

NOAA records list 54 tornadoes in Craighead County since 1950. The strongest was an F4 tornado on May 15, 1968. The weather service has also logged 195 hail reports and 91 floods here.

How many hurricanes have hit Craighead County?

NOAA's hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the center of Craighead County. The strongest was an unnamed storm in 1923, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.