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Washington County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
2nd of 75highest risk in Arkansas
$130Mexpected losses a year
18federal declarations
1 in 143homes with flood insurance
Photo: Public domain (CC0)

Washington County, Arkansas has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 92% of US counties. It ranks 2nd of 75 counties in Arkansas. The costliest hazards here are heat waves, inland flooding and tornadoes. FEMA estimates about $130 million a year in expected losses, or roughly $527 per resident. Since 1969 it has been included in 18 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (525 policies). Since 1978, federal flood insurance has paid about $14 million on 435 claims here, including $4.5 million for floods in 2017.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Washington County

$47.2 million a yearExpected losses. Damaging events about 9 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
$42.2 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$13.6 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Heat waveHigh99.4
$47M
Inland floodingModerate90.1
$42M
TornadoHigh95.4
$14M
Ice stormVery High99.8
$9M
Cold waveModerate83.3
$5M
WildfireModerate94.1
$3M
HailHigh94.1
$3M
EarthquakeLow84.1
$3M
LightningHigh92.9
$2M
Strong windModerate72.7
$1M
Winter weatherVery High96.9
$1M
HurricaneVery Low54.4
$124K
LandslideLow83.7
$27K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Washington County. 2020s bar runs to November 2026.

By type

Severe Storm8
Flood4
Severe Ice Storm3
Hurricane2
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Aug 27, 2020Hurricane LauraEmergency
Sep 13, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Feb 6, 2009Severe Winter StormMajor disaster
Jan 28, 2009Severe Winter StormEmergency
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Show all 18
Sep 2, 2005Hurricane Katrina EvacuationEmergency
May 7, 2004Sever Storms, Flooding and LandslidesMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Apr 23, 1996Severe Storms and TornadoesMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster
Jan 27, 1972Severe Storms & FloodingMajor disaster
Feb 15, 1969Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 1,046 storm reports in Washington County since 1954, with 13 deaths and 84 injuries and about $107 million in reported damage. The strongest on record here was an EF3 tornado on December 31, 2010 near Cincinnati.

53tornadoes
433hail reports, largest 5 inches
409damaging thunderstorm winds
143floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Dec 31, 2010EF3Cincinnati7 / 4
Jun 11, 1970F3–44 / 1
Mar 30, 2022EF3Johnson7 / 0
Apr 30, 1954F3–1 / 0
Apr 30, 1954F3–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 13, 2003HailFayetteville$50M
Mar 30, 2022TornadoJohnson$20M
Apr 22, 1996HailFayetteville$9M
Apr 22, 2004Flash FloodCountywide$7M
Jun 11, 1970Tornado–$3M
Oct 16, 1984Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Jul 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 2008, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Washington County, 1 of them since 1950. The strongest was Tropical Storm Ike (2008), with top winds near 40 mph about 55 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
2008most recent: Ike

Strongest storms nearby

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 40 mph55 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 40 mph55 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Washington County

Check your address flood zone ›
0.7%of homes have federal flood insurance (525 policies)
24.7%of homes in mapped high-risk flood zones are insured
$13.7 millionpaid on 435 flood claims since 1978
2017costliest year, with $4.5 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Washington County

$298,400median home value (Arkansas $188,000, US $332,700)
1995median year homes were built (Arkansas 1987, US 1980)
27%of homes built before 1980, before many modern wind, quake and flood building rules
4.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 105,461 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Benton CountyModerate23
Crawford CountyLow24
Adair County, OKLow27
Madison CountyLow28

Cities in Washington County

Common questions about Washington County

What is the biggest natural hazard in Washington County?

Heat wave has the highest expected yearly losses in Washington County, about $47.2 million a year in FEMA's estimate. Inland flooding is second at $42.2 million.

How many federal disasters has Washington County had?

Washington County has been included in 18 federal disaster or emergency declarations for natural events since 1969, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Washington County a high-risk place to live?

Its overall rating is Relatively Moderate, 2nd highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Washington County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Washington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Washington County had?

NOAA records list 53 tornadoes in Washington County since 1950. The strongest was an EF3 tornado on December 31, 2010 near Cincinnati. The weather service has also logged 433 hail reports and 143 floods here.

How many hurricanes have hit Washington County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Washington County. The strongest was Tropical Storm Ike (2008), with winds near 40 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.