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Sebastian County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
7th of 75highest risk in Arkansas
$58Mexpected losses a year
19federal declarations
1 in 167homes with flood insurance
Photo: U.S. Geological Survey, public domain

Sebastian County, Arkansas has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 87% of US counties. It ranks 7th of 75 counties in Arkansas. The costliest hazards here are inland flooding, tornadoes and heat waves. FEMA estimates about $58 million a year in expected losses, or roughly $458 per resident. Since 1968 it has been included in 19 federal disaster or emergency declarations for natural events (11 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (290 policies). Since 1978, federal flood insurance has paid about $19 million on 421 claims here, including $12 million for floods in 2019.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Sebastian County

$25.4 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$9.8 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Heat wave

Moderate
$7.5 million a yearExpected losses. Damaging events about 25 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
HazardRatingScoreExpected loss a year
Inland floodingModerate86.1
$25M
TornadoHigh94.2
$10M
Heat waveModerate96.4
$8M
Cold waveModerate86.5
$5M
Ice stormVery High99.3
$4M
EarthquakeLow85.1
$3M
LightningHigh93.2
$1M
WildfireModerate90.4
$1M
Strong windModerate56.0
$598K
HailLow65.6
$427K
Winter weatherHigh91.9
$425K
HurricaneVery Low49.4
$64K
DroughtLow38.4
$53K
LandslideVery Low58.2
$2K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Sebastian County. 2020s bar runs to November 2026.

By type

Severe Storm5
Flood4
Severe Ice Storm4
Tornado2
Hurricane2
Drought1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Aug 27, 2020Hurricane LauraEmergency
Jun 8, 2019Severe Storms and FloodingMajor disaster
May 30, 2019Severe Storms and FloodingEmergency
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jun 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jan 6, 2014Severe Winter StormMajor disaster
Jan 28, 2009Severe Winter StormEmergency
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Show all 19
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Apr 23, 1996Severe Storms and TornadoesMajor disaster
May 15, 1990Severe Storms & FloodingMajor disaster
Dec 3, 1976DroughtEmergency
Jan 27, 1972Severe Storms & FloodingMajor disaster
May 29, 1968Tornadoes, Severe Storms & FloodingMajor disaster
May 3, 1968Tornado & Severe StormMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 1,048 storm reports in Sebastian County since 1954, with 21 deaths and 344 injuries and about $174 million in reported damage. The strongest on record here was an F4 tornado on April 19, 1968.

45tornadoes
395hail reports, largest 4.5 inches
473damaging thunderstorm winds
125floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 19, 1968F4–270 / 14
Apr 21, 1996F2Ft Smith40 / 2
May 8, 1965F2–8 / 0
Apr 7, 1980F2–8 / 0
Dec 21, 1967F2–6 / 0

Most damaging storms

DateTypeNearDamage
Apr 21, 1996TornadoFt Smith$150M
Dec 3, 1999TornadoFt Smith$5M
Apr 19, 1968Tornado–$3M
May 19, 2025TornadoEnterprise$2M
Jun 19, 2004Flash FloodCountywide$1M
Jun 16, 2004Flash FloodGreenwood$1M

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 2008, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Sebastian County, 1 of them since 1950. The strongest was Tropical Storm Ike (2008), with top winds near 40 mph about 48 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
2008most recent: Ike

Strongest storms nearby

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 40 mph48 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 40 mph48 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Sebastian County

Check your address flood zone ›
0.6%of homes have federal flood insurance (290 policies)
18.1%of homes in mapped high-risk flood zones are insured
$19 millionpaid on 421 flood claims since 1978
2019costliest year, with $11.7 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Sebastian County

$176,200median home value (Arkansas $188,000, US $332,700)
1981median year homes were built (Arkansas 1987, US 1980)
49%of homes built before 1980, before many modern wind, quake and flood building rules
3.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 57,470 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Crawford CountyLow24
Le Flore County, OKModerate30
Sequoyah County, OKLow29
Logan CountyLow21
Franklin CountyLow25
Scott CountyVery Low21

Cities in Sebastian County

Common questions about Sebastian County

What is the biggest natural hazard in Sebastian County?

Inland flooding has the highest expected yearly losses in Sebastian County, about $25.4 million a year in FEMA's estimate. Tornado is second at $9.8 million.

How many federal disasters has Sebastian County had?

Sebastian County has been included in 19 federal disaster or emergency declarations for natural events since 1968, including 11 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Sebastian County a high-risk place to live?

Its overall rating is Relatively Moderate, 7th highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Sebastian County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Sebastian County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Sebastian County had?

NOAA records list 45 tornadoes in Sebastian County since 1950. The strongest was an F4 tornado on April 19, 1968. The weather service has also logged 395 hail reports and 125 floods here.

How many hurricanes have hit Sebastian County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Sebastian County. The strongest was Tropical Storm Ike (2008), with winds near 40 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.