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Desha County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
62nd of 75highest risk in Arkansas
$7Mexpected losses a year
19federal declarations
1 in 24homes with flood insurance
Photo: U.S. Geological Survey, public domain

Desha County, Arkansas has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 67% of US counties. It ranks 62nd of 75 counties in Arkansas. The costliest hazards here are inland flooding, earthquakes and tornadoes. FEMA estimates about $6.5 million a year in expected losses, or roughly $576 per resident. Since 1973 it has been included in 19 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 24 homes here carry federal flood insurance (200 policies). Since 1978, federal flood insurance has paid about $3.6 million on 206 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Desha County

$2.4 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.5 million a yearExpected losses. Damaging events about once every 265 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$929,677 a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingVery Low33.4
$2M
EarthquakeLow83.8
$2M
TornadoLow55.6
$930K
Heat waveLow64.0
$435K
DroughtModerate70.7
$337K
Strong windLow41.2
$265K
Cold waveLow25.2
$205K
HurricaneLow63.3
$182K
HailLow49.4
$158K
Ice stormLow52.0
$58K
LightningVery Low19.0
$40K
Winter weatherVery Low18.0
$10K
WildfireVery Low3.2
$691
LandslideVery Low18.4
$60

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Desha County. 2020s bar runs to November 2026.

By type

Flood6
Severe Storm5
Severe Ice Storm2
Hurricane2
Winter Storm2
Snowstorm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Apr 4, 2023Severe Winter StormMajor disaster
Aug 27, 2020Hurricane LauraEmergency
Jul 10, 2020Severe Storms and Straight-Line WindsMajor disaster
Jun 8, 2019Severe Storms and FloodingMajor disaster
May 30, 2019Severe Storms and FloodingEmergency
May 6, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Show all 19
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Feb 28, 1994Severe Winter Ice StormMajor disaster
May 30, 1991Severe Storms & FloodingMajor disaster
May 15, 1990Severe Storms & FloodingMajor disaster
Dec 13, 1982Severe Storms, Tornadoes & FloodingMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 271 storm reports in Desha County since 1953, with 0 deaths and 34 injuries and about $57.5 million in reported damage. The strongest on record here was an EF3 tornado on February 24, 2007 near Dumas.

26tornadoes
59hail reports, largest 4.25 inches
124damaging thunderstorm winds
49floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 24, 2007EF3Dumas28 / 0
Oct 28, 1955F3–1 / 0
Feb 24, 2001F3Reed0 / 0
Mar 1, 1972F2–0 / 0
Dec 3, 1978F2–0 / 0

Most damaging storms

DateTypeNearDamage
Feb 24, 2007TornadoDumas$45M
May 1, 2011FloodMitchellville$4M
Apr 13, 2008FloodPendleton$2M
Apr 13, 2008FloodPendleton$2M
May 28, 2019FloodPendleton$2M
Mar 22, 2008FloodPendleton$1M

Source: NOAA Storm Events Database, county-based reports through Mar 15, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 7 tropical storms have passed within 65 miles of the center of Desha County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 70 mph about 64 miles away.

0hurricanes
0major hurricanes (Category 3+)
7tropical storms
1965most recent: Betsy

Strongest storms nearby

DateStormStrengthClosest
Aug 20, 1888UnnamedTropical storm, 70 mph64 mi
Sep 21, 1909UnnamedTropical storm, 65 mph46 mi
Oct 16, 1923UnnamedTropical storm, 55 mph60 mi
Jun 28, 1957AudreyTropical storm, 50 mph53 mi
Sep 30, 1905UnnamedTropical storm, 40 mph57 mi
Jul 7, 1891UnnamedTropical storm, 40 mph61 mi

Most recent storms

DateStormStrengthClosest
Sep 11, 1965BetsyTropical storm, 40 mph56 mi
Jun 28, 1957AudreyTropical storm, 50 mph53 mi
Oct 16, 1923UnnamedTropical storm, 55 mph60 mi
Sep 21, 1909UnnamedTropical storm, 65 mph46 mi
Sep 30, 1905UnnamedTropical storm, 40 mph57 mi
Jul 7, 1891UnnamedTropical storm, 40 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Desha County

Check your address flood zone ›
4.2%of homes have federal flood insurance (200 policies)
18.6%of homes in mapped high-risk flood zones are insured
$3.6 millionpaid on 206 flood claims since 1978
2025costliest year, with $699,925 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Desha County

$90,900median home value (Arkansas $188,000, US $332,700)
1977median year homes were built (Arkansas 1987, US 1980)
57%of homes built before 1980, before many modern wind, quake and flood building rules
12.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,799 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Bolivar County, MSLow22
Drew CountyVery Low18
Arkansas CountyLow18
Phillips CountyLow16
Lincoln CountyVery Low22
Chicot CountyLow16

Common questions about Desha County

What is the biggest natural hazard in Desha County?

Inland flooding has the highest expected yearly losses in Desha County, about $2.4 million a year in FEMA's estimate. Earthquake is second at $1.5 million.

How many federal disasters has Desha County had?

Desha County has been included in 19 federal disaster or emergency declarations for natural events since 1973, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Desha County a high-risk place to live?

Its overall rating is Very Low, 62nd highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Desha County?

Standard home insurance does not cover flooding. About 1 in 24 homes in Desha County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Desha County had?

NOAA records list 26 tornadoes in Desha County since 1950. The strongest was an EF3 tornado on February 24, 2007 near Dumas. The weather service has also logged 59 hail reports and 49 floods here.

How many hurricanes have hit Desha County?

NOAA's hurricane records show 0 hurricanes and 7 tropical storms passing within 65 miles of the center of Desha County. The strongest was an unnamed storm in 1888, with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.