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Bolivar County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
16th of 82highest risk in Mississippi
$22Mexpected losses a year
22federal declarations
1 in 40homes with flood insurance
Photo: U.S. Geological Survey, public domain

Bolivar County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 77% of US counties. It ranks 16th of 82 counties in Mississippi. The costliest hazards here are inland flooding, earthquakes and tornadoes. FEMA estimates about $22 million a year in expected losses, or roughly $717 per resident. Since 1973 it has been included in 22 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 40 homes here carry federal flood insurance (384 policies). Since 1978, federal flood insurance has paid about $22 million on 994 claims here, including $12 million for floods in 2011.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Bolivar County

$10.5 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Earthquake

Moderate
$4.6 million a yearExpected losses. Damaging events about once every 260 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

Tornado

Moderate
$2.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingModerate76.9
$10M
EarthquakeModerate92.2
$5M
TornadoModerate82.9
$3M
Heat waveModerate84.0
$1M
DroughtModerate89.0
$942K
Cold waveLow56.6
$742K
Strong windModerate64.2
$497K
HailLow68.6
$319K
HurricaneLow66.4
$254K
Ice stormModerate78.1
$213K
LightningLow54.9
$169K
Winter weatherLow26.3
$15K
WildfireVery Low17.9
$4K
LandslideVery Low34.8
$273

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Bolivar County. 2020s bar runs to November 2026.

By type

Severe Storm8
Flood5
Hurricane4
Winter Storm2
Snowstorm1
Tornado1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Apr 16, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Mar 12, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Mar 25, 2016Severe Storms and FloodingMajor disaster
May 11, 2011FloodingMajor disaster
May 4, 2011FloodingEmergency
Aug 30, 2008Hurricane GustavEmergency
Show all 22
May 8, 2008Severe Storms and FloodingMajor disaster
Aug 29, 2005Hurricane KatrinaMajor disaster
Dec 7, 2001Severe Storms, Tornadoes and FloodingMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
Jun 13, 1997FloodingMajor disaster
Feb 18, 1994Severe Winter Storm, Freeezing Rain and SleetMajor disaster
May 17, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Mar 5, 1991Severe Storms & FloodingMajor disaster
Apr 24, 1978TornadoesEmergency
Feb 22, 1977Drought & FreezingEmergency
Mar 27, 1973Heavy Rains, Tornadoes & FloodingMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1959

Tornado risk by county ›

The National Weather Service has logged 565 storm reports in Bolivar County since 1959, with 0 deaths and 122 injuries and about $37.3 million in reported damage. The strongest on record here was an F4 tornado on November 24, 2001 near Stringtown.

58tornadoes
171hail reports, largest 3 inches
277damaging thunderstorm winds
55floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Nov 24, 2001F4Stringtown36 / 0
Jan 11, 2020EF2Bolivar4 / 0
Feb 24, 2001F2Lamont0 / 0
Sep 24, 2005F2Cleveland0 / 0
Jan 22, 2012EF2Alligator1 / 0

Most damaging storms

DateTypeNearDamage
Nov 24, 2001TornadoStringtown$6M
Jan 11, 2020TornadoBolivar$3M
Sep 12, 1982Tornado–$3M
Sep 25, 2011TornadoKimball Lake$3M
Jun 8, 2021Flash FloodRosedale$2M
Feb 24, 2001TornadoLamont$2M

Source: NOAA Storm Events Database, county-based reports through Mar 15, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 0 hurricanes and 13 tropical storms have passed within 65 miles of the center of Bolivar County, 3 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 70 mph about 58 miles away.

0hurricanes
0major hurricanes (Category 3+)
13tropical storms
1969most recent: Camille

Strongest storms nearby

DateStormStrengthClosest
Aug 20, 1888UnnamedTropical storm, 70 mph58 mi
Sep 21, 1909UnnamedTropical storm, 65 mph55 mi
Aug 18, 1969CamilleTropical storm, 60 mph64 mi
Oct 16, 1923UnnamedTropical storm, 55 mph59 mi
Oct 3, 1860UnnamedTropical storm, 50 mph64 mi
Jun 28, 1957AudreyTropical storm, 50 mph60 mi

Most recent storms

DateStormStrengthClosest
Aug 18, 1969CamilleTropical storm, 60 mph64 mi
Sep 11, 1965BetsyTropical storm, 40 mph61 mi
Jun 28, 1957AudreyTropical storm, 50 mph60 mi
Jun 17, 1934UnnamedTropical storm, 45 mph56 mi
Sep 20, 1932UnnamedTropical storm, 40 mph61 mi
Sep 2, 1932UnnamedTropical storm, 40 mph65 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Bolivar County

Check your address flood zone ›
2.5%of homes have federal flood insurance (384 policies)
14.7%of homes in mapped high-risk flood zones are insured
$21.7 millionpaid on 994 flood claims since 1978
2011costliest year, with $11.7 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Bolivar County

$130,000median home value (Mississippi $169,800, US $332,700)
1977median year homes were built (Mississippi 1986, US 1980)
56%of homes built before 1980, before many modern wind, quake and flood building rules
8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 13,673 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Washington CountyModerate28
Sunflower CountyLow20
Coahoma CountyLow21
Phillips County, ARLow16
Desha County, ARVery Low19
Chicot County, ARLow16

Common questions about Bolivar County

What is the biggest natural hazard in Bolivar County?

Inland flooding has the highest expected yearly losses in Bolivar County, about $10.5 million a year in FEMA's estimate. Earthquake is second at $4.6 million.

How many federal disasters has Bolivar County had?

Bolivar County has been included in 22 federal disaster or emergency declarations for natural events since 1973, including 16 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Bolivar County a high-risk place to live?

Its overall rating is Relatively Low, 16th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Bolivar County?

Standard home insurance does not cover flooding. About 1 in 40 homes in Bolivar County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Bolivar County had?

NOAA records list 58 tornadoes in Bolivar County since 1950. The strongest was an F4 tornado on November 24, 2001 near Stringtown. The weather service has also logged 171 hail reports and 55 floods here.

How many hurricanes have hit Bolivar County?

NOAA's hurricane records show 0 hurricanes and 13 tropical storms passing within 65 miles of the center of Bolivar County. The strongest was an unnamed storm in 1888, with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.