Hampton City, Virginia
Natural disaster risk, federal disaster history and flood insurance facts.
Hampton City, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 62% of US counties. It ranks 21st of 133 counties in Virginia. The costliest hazards here are inland flooding, hurricanes and coastal flooding. FEMA estimates about $23 million a year in expected losses, or roughly $171 per resident. Since 1972 it has been included in 19 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 6 homes here carry federal flood insurance (8,195 policies). Since 1978, federal flood insurance has paid about $74 million on 5,774 claims here, including $33 million for floods in 2003.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Hampton City
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Learn your evacuation zone; it is set by surge risk, not by distance from the beach.
- Ask about flood insurance even outside a mapped high-risk zone.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 62.6 | $10M | ||
| Hurricane | 85.4 | $4M | ||
| Coastal flooding | 80.4 | $2M | ||
| Tornado | 56.1 | $2M | ||
| Heat wave | 78.8 | $1M | ||
| Cold wave | 56.6 | $1M | ||
| Strong wind | 62.7 | $822K | ||
| Earthquake | 65.0 | $634K | ||
| Lightning | 64.3 | $419K | ||
| Hail | 43.4 | $213K | ||
| Ice storm | 63.4 | $162K | ||
| Winter weather | 30.2 | $31K | ||
| Wildfire | 24.3 | $10K | ||
| Landslide | 5.9 | $10 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is very high in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Hampton City. 2020s bar runs to November 2026.
By type
Most recent
Show all 19
Virginia also had 6 statewide declarations that did not name single counties.
Storm history since 1979
Tornado risk by county ›The National Weather Service has logged 198 storm reports in Hampton City since 1979, with 0 deaths and 15 injuries and about $13.6 million in reported damage. The strongest on record here was an F2 tornado on September 4, 1999 near Hampton.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Sep 4, 1999 | F2 | Hampton | 6 / 0 |
| Sep 5, 1979 | F2 | – | 9 / 0 |
| Jun 1, 2012 | EF1 | Hampton | 0 / 0 |
| Jan 11, 2014 | EF0 | Hampton | 0 / 0 |
| Aug 30, 2004 | F0 | Hampton | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Sep 4, 1999 | Tornado | Hampton | $8M |
| Oct 8, 2016 | Flood | Hampton | $2M |
| May 1, 1997 | Hail | Hampton | $1M |
| Jun 1, 2012 | Tornado | Hampton | $1M |
| Aug 25, 2012 | Flash Flood | Hampton | $1M |
| Jul 24, 2000 | Flash Flood | Countywide | $350K |
Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1851, 14 hurricanes and 42 tropical storms have passed within 65 miles of the center of Hampton City, 26 of them since 1950. The strongest was an unnamed hurricane in 1879, with top winds near 105 mph about 53 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Aug 18, 1879 | Unnamed | Category 2, 105 mph | 53 mi |
| Oct 23, 1878 | Unnamed | Category 2, 100 mph | 46 mi |
| Sep 12, 1960 | Donna | Category 2, 100 mph | 58 mi |
| Aug 18, 1899 | Unnamed | Category 1, 90 mph | 61 mi |
| Aug 14, 1953 | Barbara | Category 1, 90 mph | 64 mi |
| Aug 12, 1955 | Connie | Category 1, 85 mph | 53 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Jul 9, 2021 | Elsa | Tropical storm, 55 mph | 57 mi |
| Jun 21, 2021 | Claudette | Tropical storm, 45 mph | 63 mi |
| Aug 4, 2020 | Isaias | Tropical storm, 70 mph | 54 mi |
| Aug 27, 2011 | Irene | Category 1, 75 mph | 56 mi |
| Sep 6, 2008 | Hanna | Tropical storm, 50 mph | 64 mi |
| Aug 30, 2004 | Gaston | Tropical storm, 40 mph | 20 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Hampton City
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Hampton City
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 62,588 housing units.
Compare in Virginia
All 133 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Fairfax County | Inland flooding | |
| Prince William County | Inland flooding | |
| Virginia Beach City | Hurricane | |
| Loudoun County | Inland flooding | |
| Chesterfield County | Inland flooding | |
| Henrico County | Inland flooding | |
| Chesapeake City | Inland flooding | |
| Arlington County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Virginia Beach City | 16 | |
| Norfolk City | 16 | |
| Newport News City | 19 | |
| Portsmouth City | 16 | |
| York County | 17 | |
| Poquoson City | 16 | |
| Northampton County | 20 |
Cities in Hampton City
Common questions about Hampton City
What is the biggest natural hazard in Hampton City?
Inland flooding has the highest expected yearly losses in Hampton City, about $10.3 million a year in FEMA's estimate. Hurricane is second at $4.2 million.
How many federal disasters has Hampton City had?
Hampton City has been included in 19 federal disaster or emergency declarations for natural events since 1972, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Hampton City a high-risk place to live?
Its overall rating is Relatively Low, 21st highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Hampton City?
Standard home insurance does not cover flooding. About 1 in 6 homes in Hampton City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Hampton City had?
NOAA records list 7 tornadoes in Hampton City since 1950. The strongest was an F2 tornado on September 4, 1999 near Hampton. The weather service has also logged 27 hail reports and 40 floods here.
How many hurricanes have hit Hampton City?
NOAA's hurricane records show 14 hurricanes and 42 tropical storms passing within 65 miles of the center of Hampton City. The strongest was an unnamed hurricane in 1879, with winds near 105 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.