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Hampton City, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
21st of 133highest risk in Virginia
$23Mexpected losses a year
19federal declarations
1 in 6homes with flood insurance
Photo: U.S. Geological Survey, public domain

Hampton City, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 62% of US counties. It ranks 21st of 133 counties in Virginia. The costliest hazards here are inland flooding, hurricanes and coastal flooding. FEMA estimates about $23 million a year in expected losses, or roughly $171 per resident. Since 1972 it has been included in 19 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 6 homes here carry federal flood insurance (8,195 policies). Since 1978, federal flood insurance has paid about $74 million on 5,774 claims here, including $33 million for floods in 2003.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Hampton City

$10.3 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hurricane

Moderate
$4.2 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$2.3 million a yearExpected losses. Damaging events about 4 times a year.
  • Learn your evacuation zone; it is set by surge risk, not by distance from the beach.
  • Ask about flood insurance even outside a mapped high-risk zone.
HazardRatingScoreExpected loss a year
Inland floodingLow62.6
$10M
HurricaneModerate85.4
$4M
Coastal floodingModerate80.4
$2M
TornadoLow56.1
$2M
Heat waveLow78.8
$1M
Cold waveLow56.6
$1M
Strong windModerate62.7
$822K
EarthquakeLow65.0
$634K
LightningModerate64.3
$419K
HailLow43.4
$213K
Ice stormModerate63.4
$162K
Winter weatherLow30.2
$31K
WildfireVery Low24.3
$10K
LandslideVery Low5.9
$10

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Hampton City. 2020s bar runs to November 2026.

By type

Hurricane12
Flood2
Snowstorm2
Freezing1
Severe Storm1
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Oct 15, 2018Hurricane FlorenceMajor disaster
Sep 11, 2018Hurricane FlorenceEmergency
Nov 2, 2016Hurricane MatthewMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 3, 2011Hurricane IreneMajor disaster
Aug 26, 2011Hurricane IreneEmergency
Dec 9, 2009Severe Storms and Flooding Associated With Tropical Depression Ida and A Nor'EastMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2003Hurricane IsabelMajor disaster
Show all 19
Sep 18, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 16, 1999Hurricane Floyd Emergency DeclarationsEmergency
Sep 6, 1999Virginia Tropical Storm Dennis 08/27/99Major disaster
Sep 6, 1996Hurricane Fran and Associated Severe Storm CondMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 25, 1993Severe Winter StormEmergency
Nov 9, 1985Severe Storms & FloodingMajor disaster
Jan 26, 1977Ice ConditionsMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1979

Tornado risk by county ›

The National Weather Service has logged 198 storm reports in Hampton City since 1979, with 0 deaths and 15 injuries and about $13.6 million in reported damage. The strongest on record here was an F2 tornado on September 4, 1999 near Hampton.

7tornadoes
27hail reports, largest 3 inches
83damaging thunderstorm winds
40floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Sep 4, 1999F2Hampton6 / 0
Sep 5, 1979F2–9 / 0
Jun 1, 2012EF1Hampton0 / 0
Jan 11, 2014EF0Hampton0 / 0
Aug 30, 2004F0Hampton0 / 0

Most damaging storms

DateTypeNearDamage
Sep 4, 1999TornadoHampton$8M
Oct 8, 2016FloodHampton$2M
May 1, 1997HailHampton$1M
Jun 1, 2012TornadoHampton$1M
Aug 25, 2012Flash FloodHampton$1M
Jul 24, 2000Flash FloodCountywide$350K

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 14 hurricanes and 42 tropical storms have passed within 65 miles of the center of Hampton City, 26 of them since 1950. The strongest was an unnamed hurricane in 1879, with top winds near 105 mph about 53 miles away.

14hurricanes
0major hurricanes (Category 3+)
42tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1879UnnamedCategory 2, 105 mph53 mi
Oct 23, 1878UnnamedCategory 2, 100 mph46 mi
Sep 12, 1960DonnaCategory 2, 100 mph58 mi
Aug 18, 1899UnnamedCategory 1, 90 mph61 mi
Aug 14, 1953BarbaraCategory 1, 90 mph64 mi
Aug 12, 1955ConnieCategory 1, 85 mph53 mi

Most recent storms

DateStormStrengthClosest
Jul 9, 2021ElsaTropical storm, 55 mph57 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph63 mi
Aug 4, 2020IsaiasTropical storm, 70 mph54 mi
Aug 27, 2011IreneCategory 1, 75 mph56 mi
Sep 6, 2008HannaTropical storm, 50 mph64 mi
Aug 30, 2004GastonTropical storm, 40 mph20 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Hampton City

Check your address flood zone ›
17.8%of homes have federal flood insurance (8,195 policies)
0%of homes in mapped high-risk flood zones are insured
$73.6 millionpaid on 5,774 flood claims since 1978
2003costliest year, with $33.4 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Hampton City

$245,700median home value (Virginia $383,700, US $332,700)
1974median year homes were built (Virginia 1984, US 1980)
57%of homes built before 1980, before many modern wind, quake and flood building rules
1.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 62,588 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Virginia Beach CityLow16
Norfolk CityModerate16
Newport News CityLow19
Portsmouth CityLow16
York CountyLow17
Poquoson CityVery Low16
Northampton CountyLow20

Cities in Hampton City

Common questions about Hampton City

What is the biggest natural hazard in Hampton City?

Inland flooding has the highest expected yearly losses in Hampton City, about $10.3 million a year in FEMA's estimate. Hurricane is second at $4.2 million.

How many federal disasters has Hampton City had?

Hampton City has been included in 19 federal disaster or emergency declarations for natural events since 1972, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Hampton City a high-risk place to live?

Its overall rating is Relatively Low, 21st highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Hampton City?

Standard home insurance does not cover flooding. About 1 in 6 homes in Hampton City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Hampton City had?

NOAA records list 7 tornadoes in Hampton City since 1950. The strongest was an F2 tornado on September 4, 1999 near Hampton. The weather service has also logged 27 hail reports and 40 floods here.

How many hurricanes have hit Hampton City?

NOAA's hurricane records show 14 hurricanes and 42 tropical storms passing within 65 miles of the center of Hampton City. The strongest was an unnamed hurricane in 1879, with winds near 105 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.