Hampton, Virginia: natural disaster risk
How exposed Hampton is to floods, storms and other hazards, from FEMA and NOAA records for Hampton City.
Hampton is a city of 137,557 people in Hampton City, Virginia. FEMA's National Risk Index rates Hampton City relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hurricane and coastal flooding, with about $23.4 million in expected losses a year across the county. The weather service has logged 198 storm reports in the county since 1979, including 7 tornadoes and 40 floods. NOAA hurricane records show 14 hurricanes and 42 tropical storms passing within 65 miles of the county's center. About 17.8% of homes in the county carry federal flood insurance.
Risk figures are for Hampton City. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Hampton
Full Hampton City report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Learn your evacuation zone; it is set by surge risk, not by distance from the beach.
- Ask about flood insurance even outside a mapped high-risk zone.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $10M | |
| Hurricane | $4M | |
| Coastal flooding | $2M | |
| Tornado | $2M | |
| Heat wave | $1M | |
| Cold wave | $1M | |
| Strong wind | $822K | |
| Earthquake | $634K | |
| Lightning | $419K | |
| Hail | $213K | |
| Ice storm | $162K | |
| Winter weather | $31K |
Homes in Hampton
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Hampton City
Common questions about Hampton
Is Hampton safe from natural disasters?
Hampton is in Hampton City, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, hurricane, coastal flooding. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Hampton?
By expected yearly losses in Hampton City, the top hazards are inland flooding (Low), hurricane (Moderate), coastal flooding (Moderate). Hampton City has been part of 19 federal disaster or emergency declarations for natural events.
Does Hampton get tornadoes?
Yes. NOAA records list 7 tornadoes in Hampton City since 1950; the strongest was an F2 tornado on September 4, 1999 near Hampton. FEMA rates tornado risk in the county low.
Do I need flood insurance in Hampton?
Standard home insurance does not cover floods. In Hampton City, about 17.8% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.