New Mexico natural disaster risk
Ratings for all 33 counties, the federal disaster record and flood insurance across the state.
New Mexico has had 39 major federal disaster declarations for natural events since 1953. FEMA expects about $972 million a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 29 of its 33 counties, followed by wildfire in 3. None is rated Very High overall. About 1% of homes carry federal flood insurance, and the program has paid $41.8 million on 1,929 claims here since 1978.
Highest overall risk
Lowest risk (50,000+ people)
Top hazards
Recent federal declarations
All states ›Largest counties
Bernalillo County
675,855 people
Inland floodingDoña Ana County
218,940 people
Inland floodingSanta Fe County
154,509 people
Inland floodingSandoval County
148,310 people
Inland floodingSan Juan County
121,421 people
Inland floodingValencia County
75,987 people
Inland floodingLea County
74,429 people
Inland floodingMcKinley County
72,241 people
Inland floodingOtero County
67,699 people
Inland floodingChaves County
65,065 people
Inland floodingEddy County
62,139 people
Inland floodingCurry County
48,395 people
Inland floodingAll 33 counties
| Name | People | Overall risk | Top hazard | Declarations | Homes insured |
|---|---|---|---|---|---|
| Bernalillo County | 675,855 | Inland flooding | 9 | 0.5% | |
| Catron County | 3,556 | Wildfire | 10 | 0% | |
| Chaves County | 65,065 | Inland flooding | 7 | 1.1% | |
| Cibola County | 27,085 | Inland flooding | 8 | 0.6% | |
| Colfax County | 12,360 | Wildfire | 16 | 0.3% | |
| Curry County | 48,395 | Inland flooding | 4 | 1% | |
| De Baca County | 1,687 | Inland flooding | 5 | 0.1% | |
| Doña Ana County | 218,940 | Inland flooding | 8 | 1.2% | |
| Eddy County | 62,139 | Inland flooding | 9 | 1.1% | |
| Grant County | 28,092 | Inland flooding | 11 | 0.2% | |
| Guadalupe County | 4,420 | Inland flooding | 7 | 0.1% | |
| Harding County | 656 | Inland flooding | 6 | 0% | |
| Hidalgo County | 4,134 | Inland flooding | 8 | 0.1% | |
| Lea County | 74,429 | Inland flooding | 5 | 2.8% | |
| Lincoln County | 20,041 | Wildfire | 33 | 2.1% | |
| Los Alamos County | 19,419 | Inland flooding | 8 | 0.3% | |
| Luna County | 25,370 | Inland flooding | 5 | 0.2% | |
| McKinley County | 72,241 | Inland flooding | 9 | 0.2% | |
| Mora County | 4,158 | Inland flooding | 18 | 33% | |
| Otero County | 67,699 | Inland flooding | 22 | 2.7% | |
| Quay County | 8,718 | Inland flooding | 5 | 0.1% | |
| Rio Arriba County | 40,200 | Inland flooding | 15 | 0.7% | |
| Roosevelt County | 19,167 | Inland flooding | 5 | 1.3% | |
| San Juan County | 121,421 | Inland flooding | 10 | 0.3% | |
| San Miguel County | 27,087 | Inland flooding | 19 | 13.1% | |
| Sandoval County | 148,310 | Inland flooding | 20 | 1.1% | |
| Santa Fe County | 154,509 | Inland flooding | 8 | 0.6% | |
| Sierra County | 11,540 | Inland flooding | 11 | 0.3% | |
| Socorro County | 16,505 | Inland flooding | 10 | 2.1% | |
| Taos County | 34,371 | Inland flooding | 8 | 0.6% | |
| Torrance County | 15,008 | Inland flooding | 12 | 1.4% | |
| Union County | 4,072 | Drought | 5 | 0% | |
| Valencia County | 75,987 | Inland flooding | 13 | 6.7% |
Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.