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Colfax County, New Mexico

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
20th of 33highest risk in New Mexico
$13Mexpected losses a year
16federal declarations
1 in 333homes with flood insurance
Photo: U.S. Geological Survey, public domain

Colfax County, New Mexico has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 58% of US counties. It ranks 20th of 33 counties in New Mexico. The costliest hazards here are wildfires, inland flooding and lightning. FEMA estimates about $13 million a year in expected losses, or roughly $1,018 per resident. Since 1965 it has been included in 16 federal disaster or emergency declarations for natural events (6 major disasters). The most recent was in May 2022 (wildfires, straight-line winds, flooding, mudflows and debris flows). Only 21 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Colfax County

Wildfire

Moderate
$5.7 million a yearExpected losses. Damaging events about once every 185 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
$5.4 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$638,543 a yearExpected losses. Damaging events about 68 times a year.
  • Go indoors when you hear thunder.
  • Use surge protectors for electronics.
HazardRatingScoreExpected loss a year
WildfireModerate97.5
$6M
Inland floodingLow58.6
$5M
LightningHigh87.2
$639K
Cold waveLow26.5
$220K
Winter weatherHigh85.8
$182K
HailLow40.2
$112K
TornadoVery Low16.1
$100K
Strong windLow17.0
$92K
EarthquakeVery Low35.6
$72K
DroughtLow39.8
$40K
Heat waveVery Low18.9
$35K
LandslideLow75.3
$6K
Ice stormVery Low3.7
$939
AvalancheVery Low37.7
$126

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Colfax County. 2020s bar runs to November 2026.

By type

Fire9
Flood3
Severe Storm2
Drought1
Hurricane1

Most recent

May 4, 2022Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris FlowsMajor disaster
Apr 28, 2022Cook'S Peak FireFire management
Jun 1, 2018Ute Park FireFire management
Oct 29, 2014Severe Storms and FloodingMajor disaster
Oct 29, 2013Severe Storms, Flooding, and MudslidesMajor disaster
Sep 30, 2013Severe Storms and FloodingMajor disaster
Jun 12, 2011Track FireFire management
Jun 21, 2006Rivera Mesa FireFire management
Mar 1, 2006Casa FireFire management
Sep 7, 2005Hurricane Katrina EvacuationEmergency
Show all 16
Jun 6, 2002Nm-Ponil Fire-06/02/02Fire management
Jun 4, 2002Nm-Turkey Fire-6-2-02Fire management
May 10, 2000Severe Fire ThreatsEmergency
Mar 2, 1977DroughtEmergency
May 11, 1973Severe Storms, Snow Melt & FloodingMajor disaster
Jul 1, 1965Severe Storms & FloodingMajor disaster

New Mexico also had 42 statewide declarations that did not name single counties.

Storm history since 1956

Tornado risk by county ›

The National Weather Service has logged 423 storm reports in Colfax County since 1956, with 3 deaths and 65 injuries and about $10.8 million in reported damage. The strongest on record here was an F3 tornado on May 29, 1964.

22tornadoes
302hail reports, largest 2.75 inches
56damaging thunderstorm winds
37floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 29, 1964F3–8 / 1
Jul 25, 1996F2Cimarron5 / 0
Aug 17, 1992F1–0 / 0
Aug 9, 2018EF0Idlewild0 / 0
Jun 25, 1960F0–34 / 0

Most damaging storms

DateTypeNearDamage
Aug 2, 1993HailSpringer$5M
Jul 25, 1996TornadoCimarron$2M
Sep 12, 2013FloodRaton Crews Airport$1M
Aug 2, 2018Flash FloodUte Park$1M
Jun 21, 2004HailRaton$300K
Aug 9, 2018TornadoIdlewild$300K

Source: NOAA Storm Events Database, county-based reports through Jul 29, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Colfax County

Check your address flood zone ›
0.3%of homes have federal flood insurance (21 policies)
6.7%of homes in mapped high-risk flood zones are insured
$13,050paid on 8 flood claims since 1978
2008costliest year, with $12,288 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Colfax County

$167,200median home value (New Mexico $248,100, US $332,700)
1977median year homes were built (New Mexico 1985, US 1980)
54%of homes built before 1980, before many modern wind, quake and flood building rules
14.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,607 housing units.

Compare in New Mexico

All 33 ›
Largest countiesOverall riskTop hazard
Bernalillo CountyHighInland flooding
Doña Ana CountyHighInland flooding
Santa Fe CountyModerateInland flooding
Sandoval CountyLowInland flooding
San Juan CountyModerateInland flooding
Valencia CountyModerateInland flooding
Lea CountyModerateInland flooding
McKinley CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Taos CountyLow8
Las Animas County, COVery Low11
Mora CountyVery Low18
Union CountyVery Low5
Costilla County, COVery Low8
Harding CountyVery Low6

Common questions about Colfax County

What is the biggest natural hazard in Colfax County?

Wildfire has the highest expected yearly losses in Colfax County, about $5.7 million a year in FEMA's estimate. Inland flooding is second at $5.4 million.

How many federal disasters has Colfax County had?

Colfax County has been included in 16 federal disaster or emergency declarations for natural events since 1965, including 6 major disasters. The most recent was Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows in May 2022.

Is Colfax County a high-risk place to live?

Its overall rating is Relatively Low, 20th highest of 33 in New Mexico. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Colfax County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Colfax County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Colfax County had?

NOAA records list 22 tornadoes in Colfax County since 1950. The strongest was an F3 tornado on May 29, 1964. The weather service has also logged 302 hail reports and 37 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.