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Socorro County, New Mexico

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
19th of 33highest risk in New Mexico
$12Mexpected losses a year
10federal declarations
1 in 48homes with flood insurance
Photo: U.S. Geological Survey, public domain

Socorro County, New Mexico has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 62% of US counties. It ranks 19th of 33 counties in New Mexico. The costliest hazards here are inland flooding, earthquakes and hail. FEMA estimates about $12 million a year in expected losses, or roughly $750 per resident. Since 2000 it has been included in 10 federal disaster or emergency declarations for natural events (6 major disasters). The most recent was in October 2013 (severe storms, flooding and mudslides). About 1 in 48 homes here carry federal flood insurance (144 policies). Since 1978, federal flood insurance has paid about $435,000 on 23 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Socorro County

$9.4 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$680,072 a yearExpected losses. Damaging events about once every 170 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

Hail

Moderate
$614,891 a yearExpected losses. Damaging events about once every 4 years.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
HazardRatingScoreExpected loss a year
Inland floodingModerate76.2
$9M
EarthquakeLow76.0
$680K
HailModerate83.9
$615K
LightningHigh84.2
$498K
WildfireLow87.0
$489K
DroughtModerate72.4
$335K
Cold waveVery Low21.7
$143K
Heat waveVery Low27.6
$65K
Winter weatherModerate62.9
$56K
Ice stormLow51.2
$50K
Strong windVery Low8.8
$35K
TornadoVery Low7.1
$20K
LandslideVery Low38.5
$327
AvalancheVery Low48.4
$264
Volcanic activityVery Low44.6
$5

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Socorro County. 2020s bar runs to November 2026.

By type

Fire4
Severe Storm3
Flood2
Hurricane1

Most recent

Oct 29, 2013Severe Storms, Flooding, and MudslidesMajor disaster
Sep 30, 2013Severe Storms and FloodingMajor disaster
Mar 24, 2011Severe Winter Storm and Extreme Cold TemperaturesMajor disaster
Sep 13, 2010Severe Storms and FloodingMajor disaster
Aug 30, 2006Severe Storms and FloodingMajor disaster
Sep 7, 2005Hurricane Katrina EvacuationEmergency
Jun 18, 2004Nm-Bernardo Fire-6-18-2004Fire management
May 13, 2000Severe Forest FireMajor disaster
May 10, 2000Severe Fire ThreatsEmergency
Apr 20, 2000Rio Grande Fire ComplexFire management

New Mexico also had 42 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 189 storm reports in Socorro County since 1950, with 1 death and 1 injury and about $45.4 million in reported damage. The strongest on record here was an F1 tornado on August 2, 1950.

10tornadoes
61hail reports, largest 3 inches
57damaging thunderstorm winds
56floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Aug 2, 1950F1–0 / 0
May 13, 2012EF1Magdalena Muni Arpt0 / 0
Aug 2, 1965F0–0 / 0
May 17, 1954F0–0 / 0
Apr 17, 2005F0Bernardo0 / 0

Most damaging storms

DateTypeNearDamage
Oct 5, 2004HailSocorro$40M
Sep 10, 2013FloodLa Joya$1M
Jul 6, 2021Flash FloodVeguita$750K
Jul 26, 2013Flash FloodLaborcita$600K
Jul 26, 2013Flash FloodBingham$600K
Jul 21, 1999Flash FloodSocorro$300K

Source: NOAA Storm Events Database, county-based reports through Jul 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Socorro County

Check your address flood zone ›
2.1%of homes have federal flood insurance (144 policies)
8.3%of homes in mapped high-risk flood zones are insured
$434,738paid on 23 flood claims since 1978
2018costliest year, with $194,128 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Socorro County

$137,500median home value (New Mexico $248,100, US $332,700)
1980median year homes were built (New Mexico 1985, US 1980)
50%of homes built before 1980, before many modern wind, quake and flood building rules
39%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 7,693 housing units.

Compare in New Mexico

All 33 ›
Largest countiesOverall riskTop hazard
Bernalillo CountyHighInland flooding
Doña Ana CountyHighInland flooding
Santa Fe CountyModerateInland flooding
Sandoval CountyLowInland flooding
San Juan CountyModerateInland flooding
Valencia CountyModerateInland flooding
Lea CountyModerateInland flooding
McKinley CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Valencia CountyModerate13
Cibola CountyLow8
Lincoln CountyLow33
Torrance CountyLow12
Sierra CountyLow11
Catron CountyVery Low10

Common questions about Socorro County

What is the biggest natural hazard in Socorro County?

Inland flooding has the highest expected yearly losses in Socorro County, about $9.4 million a year in FEMA's estimate. Earthquake is second at $680,072.

How many federal disasters has Socorro County had?

Socorro County has been included in 10 federal disaster or emergency declarations for natural events since 2000, including 6 major disasters. The most recent was Severe Storms, Flooding, and Mudslides in October 2013.

Is Socorro County a high-risk place to live?

Its overall rating is Relatively Low, 19th highest of 33 in New Mexico. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Socorro County?

Standard home insurance does not cover flooding. About 1 in 48 homes in Socorro County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Socorro County had?

NOAA records list 10 tornadoes in Socorro County since 1950. The strongest was an F1 tornado on August 2, 1950. The weather service has also logged 61 hail reports and 56 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.