Clovis, New Mexico: natural disaster risk
How exposed Clovis is to floods, storms and other hazards, from FEMA and NOAA records for Curry County.
Clovis is a city of 37,942 people in Curry County, New Mexico. FEMA's National Risk Index rates Curry County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, drought and wildfire, with about $21.3 million in expected losses a year across the county. The weather service has logged 642 storm reports in the county since 1955, including 55 tornadoes and 33 floods. About 1% of homes in the county carry federal flood insurance.
Risk figures are for Curry County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Clovis
Full Curry County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Check local water restrictions.
- Choose drought-tolerant plants.
- Clear dry plants and debris within 5 feet of the house.
- Get home insurance quotes early; availability varies by area.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $7M | |
| Drought | $4M | |
| Wildfire | $4M | |
| Tornado | $2M | |
| Hail | $1M | |
| Cold wave | $706K | |
| Winter weather | $678K | |
| Strong wind | $644K | |
| Heat wave | $634K | |
| Lightning | $294K | |
| Earthquake | $90K | |
| Ice storm | $41K |
Homes in Clovis
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Curry County
Other cities in New Mexico
All ›Common questions about Clovis
Is Clovis safe from natural disasters?
Clovis is in Curry County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, drought, wildfire. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Clovis?
By expected yearly losses in Curry County, the top hazards are inland flooding (Low), drought (High), wildfire (Moderate). Curry County has been part of 4 federal disaster or emergency declarations for natural events.
Does Clovis get tornadoes?
Yes. NOAA records list 55 tornadoes in Curry County since 1950; the strongest was an EF2 tornado on March 23, 2007 near Clovis Hillcrest Arp. FEMA rates tornado risk in the county low.
Do I need flood insurance in Clovis?
Standard home insurance does not cover floods. In Curry County, about 1% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.