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Quay County, New Mexico

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
27th of 33highest risk in New Mexico
$6Mexpected losses a year
5federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Quay County, New Mexico has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 74% of US counties. It ranks 27th of 33 counties in New Mexico. The costliest hazards here are inland flooding, drought and wildfires. FEMA estimates about $5.7 million a year in expected losses, or roughly $653 per resident. Since 1977 it has been included in 5 federal disaster or emergency declarations for natural events (2 major disasters). The most recent was in April 2007 (severe storms and tornadoes). Only 4 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $29,000 on 11 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Quay County

$3 million a yearExpected losses. Damaging events about once every 1 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Drought

Moderate
$1.1 million a yearExpected losses. Damaging events about 108 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
$485,591 a yearExpected losses. Damaging events about once every 160 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
HazardRatingScoreExpected loss a year
Inland floodingLow38.5
$3M
DroughtModerate89.6
$1M
WildfireLow85.7
$486K
Strong windModerate56.2
$428K
Cold waveVery Low22.0
$172K
Winter weatherModerate81.8
$150K
LightningLow37.5
$96K
Heat waveVery Low30.3
$91K
HailVery Low31.9
$85K
TornadoVery Low13.3
$73K
EarthquakeVery Low17.9
$15K
Ice stormVery Low12.8
$5K
LandslideVery Low13.9
$35
AvalancheVery Low3.5
$1
Volcanic activityVery Low16.3
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Quay County. 2020s bar runs to November 2026.

By type

Severe Storm2
Drought1
Fire1
Hurricane1

Most recent

Apr 2, 2007Severe Storms and TornadoesMajor disaster
Sep 7, 2005Hurricane Katrina EvacuationEmergency
May 10, 2000Severe Fire ThreatsEmergency
Jan 29, 1998Severe Winter StormMajor disaster
Mar 2, 1977DroughtEmergency

New Mexico also had 42 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 615 storm reports in Quay County since 1950, with 0 deaths and 32 injuries and about $11.3 million in reported damage. The strongest on record here was an F2 tornado on April 17, 1970.

43tornadoes
349hail reports, largest 3.5 inches
190damaging thunderstorm winds
23floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 17, 1970F2–0 / 0
Jun 3, 1961F2–1 / 0
Jul 12, 1963F2–0 / 0
Jun 11, 1964F2–0 / 0
Mar 23, 2007EF1Logan12 / 0

Most damaging storms

DateTypeNearDamage
Jun 16, 2012Thunderstorm WindLogan$5M
Mar 23, 2007TornadoLogan$4M
May 25, 2023Flash FloodTucumcari$500K
Apr 17, 1970Tornado–$250K
Jun 27, 1992Tornado–$250K
Jun 2, 1995Thunderstorm WindNara Visa$200K

Source: NOAA Storm Events Database, county-based reports through Jul 31, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Quay County

Check your address flood zone ›
0.1%of homes have federal flood insurance (4 policies)
0%of homes in mapped high-risk flood zones are insured
$29,276paid on 11 flood claims since 1978
2023costliest year, with $20,321 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Quay County

$87,200median home value (New Mexico $248,100, US $332,700)
1966median year homes were built (New Mexico 1985, US 1980)
67%of homes built before 1980, before many modern wind, quake and flood building rules
22.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,536 housing units.

Compare in New Mexico

All 33 ›
Largest countiesOverall riskTop hazard
Bernalillo CountyHighInland flooding
Doña Ana CountyHighInland flooding
Santa Fe CountyModerateInland flooding
Sandoval CountyLowInland flooding
San Juan CountyModerateInland flooding
Valencia CountyModerateInland flooding
Lea CountyModerateInland flooding
McKinley CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Curry CountyLow4
San Miguel CountyLow19
Roosevelt CountyModerate5
Deaf Smith County, TXLow13
Hartley County, TXVery Low11
Guadalupe CountyVery Low7
Union CountyVery Low5
Oldham County, TXVery Low11

Common questions about Quay County

What is the biggest natural hazard in Quay County?

Inland flooding has the highest expected yearly losses in Quay County, about $3 million a year in FEMA's estimate. Drought is second at $1.1 million.

How many federal disasters has Quay County had?

Quay County has been included in 5 federal disaster or emergency declarations for natural events since 1977, including 2 major disasters. The most recent was Severe Storms and Tornadoes in April 2007.

Is Quay County a high-risk place to live?

Its overall rating is Very Low, 27th highest of 33 in New Mexico. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Quay County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Quay County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Quay County had?

NOAA records list 43 tornadoes in Quay County since 1950. The strongest was an F2 tornado on April 17, 1970. The weather service has also logged 349 hail reports and 23 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.