Itawamba County, Mississippi
Natural disaster risk, federal disaster history and flood insurance facts.
Itawamba County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 50% of US counties. It ranks 45th of 82 counties in Mississippi. The costliest hazards here are cold waves, inland flooding and tornadoes. FEMA estimates about $12 million a year in expected losses, or roughly $501 per resident. Since 1973 it has been included in 24 federal disaster or emergency declarations for natural events (20 major disasters). The most recent was in February 2026 (severe winter storm). Only 16 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Itawamba County
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Cold wave | 89.5 | $5M | ||
| Inland flooding | 28.2 | $2M | ||
| Tornado | 66.4 | $2M | ||
| Earthquake | 77.0 | $965K | ||
| Heat wave | 70.8 | $702K | ||
| Lightning | 78.2 | $496K | ||
| Strong wind | 47.4 | $378K | ||
| Hail | 30.2 | $89K | ||
| Hurricane | 54.8 | $88K | ||
| Drought | 40.7 | $53K | ||
| Ice storm | 38.5 | $36K | ||
| Wildfire | 28.3 | $10K | ||
| Landslide | 74.6 | $7K | ||
| Winter weather | 10.3 | $6K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Itawamba County. 2020s bar runs to November 2026.
By type
Most recent
Show all 24
Mississippi also had 11 statewide declarations that did not name single counties.
Storm history since 1954
Tornado risk by county ›The National Weather Service has logged 317 storm reports in Itawamba County since 1954, with 1 death and 7 injuries and about $6.6 million in reported damage. The strongest on record here was an EF5 tornado on April 27, 2011 near New Salem.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Apr 27, 2011 | EF5 | New Salem | 0 / 0 |
| Apr 28, 2014 | EF3 | Centerville | 2 / 0 |
| May 6, 2003 | F2 | Mantachie | 2 / 0 |
| May 8, 2008 | EF2 | Ratliff | 0 / 0 |
| Apr 28, 1954 | F2 | – | 2 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Apr 28, 2014 | Tornado | Centerville | $3M |
| Nov 5, 2018 | Tornado | Ratliff | $500K |
| May 6, 2003 | Tornado | Mantachie | $350K |
| Jun 11, 2023 | Thunderstorm Wind | White Spgs | $350K |
| Apr 13, 1991 | Tornado | – | $250K |
| Feb 22, 2019 | Flood | Centerville | $206K |
Source: NOAA Storm Events Database, county-based reports through Jul 9, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1860, 0 hurricanes and 13 tropical storms have passed within 65 miles of the center of Itawamba County, 4 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 60 mph about 61 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 13, 1979 | Frederic | Tropical storm, 60 mph | 61 mi |
| Oct 18, 1916 | Unnamed | Tropical storm, 50 mph | 51 mi |
| Aug 30, 2005 | Katrina | Tropical storm, 50 mph | 52 mi |
| Aug 31, 1950 | Baker | Tropical storm, 45 mph | 62 mi |
| Jul 7, 1916 | Unnamed | Tropical storm, 45 mph | 61 mi |
| Aug 29, 1881 | Unnamed | Tropical storm, 45 mph | 59 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Aug 30, 2005 | Katrina | Tropical storm, 50 mph | 52 mi |
| Sep 13, 1979 | Frederic | Tropical storm, 60 mph | 61 mi |
| Jun 28, 1957 | Audrey | Tropical storm, 40 mph | 59 mi |
| Aug 31, 1950 | Baker | Tropical storm, 45 mph | 62 mi |
| Jun 17, 1934 | Unnamed | Tropical storm, 40 mph | 59 mi |
| Oct 18, 1923 | Unnamed | Tropical storm, 45 mph | 57 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Itawamba County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Itawamba County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 10,539 housing units.
Compare in Mississippi
All 82 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Hinds County | Inland flooding | |
| Harrison County | Hurricane | |
| DeSoto County | Earthquake | |
| Rankin County | Inland flooding | |
| Jackson County | Hurricane | |
| Madison County | Inland flooding | |
| Lee County | Inland flooding | |
| Forrest County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Lee County | 20 | |
| Monroe County | 24 | |
| Franklin County, AL | 20 | |
| Marion County, AL | 24 | |
| Prentiss County | 20 | |
| Tishomingo County | 17 |
Common questions about Itawamba County
What is the biggest natural hazard in Itawamba County?
Cold wave has the highest expected yearly losses in Itawamba County, about $5 million a year in FEMA's estimate. Inland flooding is second at $2.5 million.
How many federal disasters has Itawamba County had?
Itawamba County has been included in 24 federal disaster or emergency declarations for natural events since 1973, including 20 major disasters. The most recent was Severe Winter Storm in February 2026.
Is Itawamba County a high-risk place to live?
Its overall rating is Relatively Low, 45th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Itawamba County?
Standard home insurance does not cover flooding. About 1 in 500 homes in Itawamba County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Itawamba County had?
NOAA records list 21 tornadoes in Itawamba County since 1950. The strongest was an EF5 tornado on April 27, 2011 near New Salem. The weather service has also logged 96 hail reports and 20 floods here.
How many hurricanes have hit Itawamba County?
NOAA's hurricane records show 0 hurricanes and 13 tropical storms passing within 65 miles of the center of Itawamba County. The strongest was Tropical Storm Frederic (1979), with winds near 60 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.