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Itawamba County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
45th of 82highest risk in Mississippi
$12Mexpected losses a year
24federal declarations
1 in 500homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Itawamba County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 50% of US counties. It ranks 45th of 82 counties in Mississippi. The costliest hazards here are cold waves, inland flooding and tornadoes. FEMA estimates about $12 million a year in expected losses, or roughly $501 per resident. Since 1973 it has been included in 24 federal disaster or emergency declarations for natural events (20 major disasters). The most recent was in February 2026 (severe winter storm). Only 16 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Itawamba County

$5 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$2.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$1.7 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Cold waveHigh89.5
$5M
Inland floodingVery Low28.2
$2M
TornadoModerate66.4
$2M
EarthquakeLow77.0
$965K
Heat waveLow70.8
$702K
LightningModerate78.2
$496K
Strong windLow47.4
$378K
HailVery Low30.2
$89K
HurricaneVery Low54.8
$88K
DroughtLow40.7
$53K
Ice stormLow38.5
$36K
WildfireVery Low28.3
$10K
LandslideLow74.6
$7K
Winter weatherVery Low10.3
$6K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Itawamba County. 2020s bar runs to November 2026.

By type

Severe Storm14
Hurricane5
Winter Storm2
Snowstorm1
Flood1
Severe Ice Storm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Dec 6, 2019Severe Storm, Straight-Line Winds, and FloodingMajor disaster
Jun 20, 2019Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 23, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jan 4, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Show all 24
Apr 30, 2014Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 29, 2011Severe Storms, Tornadoes, Straight-Line Winds, and Associated FloodingMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Jul 10, 2005Hurricane DennisMajor disaster
May 23, 2003Severe Storms, Tornadoes and High WindsMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
Feb 18, 1994Severe Winter Storm, Freeezing Rain and SleetMajor disaster
May 17, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Mar 5, 1991Severe Storms & FloodingMajor disaster
Jan 3, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Mar 27, 1973Heavy Rains, Tornadoes & FloodingMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 317 storm reports in Itawamba County since 1954, with 1 death and 7 injuries and about $6.6 million in reported damage. The strongest on record here was an EF5 tornado on April 27, 2011 near New Salem.

21tornadoes
96hail reports, largest 2.75 inches
178damaging thunderstorm winds
20floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 27, 2011EF5New Salem0 / 0
Apr 28, 2014EF3Centerville2 / 0
May 6, 2003F2Mantachie2 / 0
May 8, 2008EF2Ratliff0 / 0
Apr 28, 1954F2–2 / 0

Most damaging storms

DateTypeNearDamage
Apr 28, 2014TornadoCenterville$3M
Nov 5, 2018TornadoRatliff$500K
May 6, 2003TornadoMantachie$350K
Jun 11, 2023Thunderstorm WindWhite Spgs$350K
Apr 13, 1991Tornado–$250K
Feb 22, 2019FloodCenterville$206K

Source: NOAA Storm Events Database, county-based reports through Jul 9, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 0 hurricanes and 13 tropical storms have passed within 65 miles of the center of Itawamba County, 4 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 60 mph about 61 miles away.

0hurricanes
0major hurricanes (Category 3+)
13tropical storms
2005most recent: Katrina

Strongest storms nearby

DateStormStrengthClosest
Sep 13, 1979FredericTropical storm, 60 mph61 mi
Oct 18, 1916UnnamedTropical storm, 50 mph51 mi
Aug 30, 2005KatrinaTropical storm, 50 mph52 mi
Aug 31, 1950BakerTropical storm, 45 mph62 mi
Jul 7, 1916UnnamedTropical storm, 45 mph61 mi
Aug 29, 1881UnnamedTropical storm, 45 mph59 mi

Most recent storms

DateStormStrengthClosest
Aug 30, 2005KatrinaTropical storm, 50 mph52 mi
Sep 13, 1979FredericTropical storm, 60 mph61 mi
Jun 28, 1957AudreyTropical storm, 40 mph59 mi
Aug 31, 1950BakerTropical storm, 45 mph62 mi
Jun 17, 1934UnnamedTropical storm, 40 mph59 mi
Oct 18, 1923UnnamedTropical storm, 45 mph57 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Itawamba County

Check your address flood zone ›
0.2%of homes have federal flood insurance (16 policies)
5%of homes in mapped high-risk flood zones are insured
$51,649paid on 3 flood claims since 1978
1999costliest year, with $51,649 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Itawamba County

$142,400median home value (Mississippi $169,800, US $332,700)
1984median year homes were built (Mississippi 1986, US 1980)
45%of homes built before 1980, before many modern wind, quake and flood building rules
19.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 10,539 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Lee CountyModerate20
Monroe CountyLow24
Franklin County, ALLow20
Marion County, ALLow24
Prentiss CountyLow20
Tishomingo CountyVery Low17

Common questions about Itawamba County

What is the biggest natural hazard in Itawamba County?

Cold wave has the highest expected yearly losses in Itawamba County, about $5 million a year in FEMA's estimate. Inland flooding is second at $2.5 million.

How many federal disasters has Itawamba County had?

Itawamba County has been included in 24 federal disaster or emergency declarations for natural events since 1973, including 20 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Itawamba County a high-risk place to live?

Its overall rating is Relatively Low, 45th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Itawamba County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Itawamba County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Itawamba County had?

NOAA records list 21 tornadoes in Itawamba County since 1950. The strongest was an EF5 tornado on April 27, 2011 near New Salem. The weather service has also logged 96 hail reports and 20 floods here.

How many hurricanes have hit Itawamba County?

NOAA's hurricane records show 0 hurricanes and 13 tropical storms passing within 65 miles of the center of Itawamba County. The strongest was Tropical Storm Frederic (1979), with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.