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Rankin County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
8th of 82highest risk in Mississippi
$60Mexpected losses a year
22federal declarations
1 in 43homes with flood insurance
Photo: U.S. Geological Survey, public domain

Rankin County, Mississippi has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 85% of US counties. It ranks 8th of 82 counties in Mississippi. The costliest hazards here are inland flooding, tornadoes and hail. FEMA estimates about $60 million a year in expected losses, or roughly $393 per resident. Since 1969 it has been included in 22 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 43 homes here carry federal flood insurance (1,202 policies). Since 1978, federal flood insurance has paid about $21 million on 978 claims here, including $6.6 million for floods in 2017.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Rankin County

$20.8 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$12.4 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Hail

High
$7.7 million a yearExpected losses. Damaging events about 5 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
HazardRatingScoreExpected loss a year
Inland floodingModerate79.6
$21M
TornadoHigh94.7
$12M
HailHigh98.3
$8M
Cold waveModerate84.2
$5M
Heat waveModerate92.8
$4M
HurricaneLow81.5
$2M
Strong windHigh91.9
$2M
EarthquakeLow81.4
$2M
LightningHigh87.9
$1M
Ice stormHigh86.8
$755K
DroughtModerate65.6
$440K
Winter weatherModerate81.2
$244K
WildfireVery Low55.2
$69K
LandslideVery Low58.5
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Rankin County. 2020s bar runs to November 2026.

By type

Hurricane10
Severe Storm6
Winter Storm2
Flood1
Snowstorm1
Tornado1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
May 4, 2021Severe Winter StormsMajor disaster
Oct 8, 2020Hurricane DeltaEmergency
Apr 30, 2014Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
Show all 22
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Jul 10, 2005Hurricane DennisMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Apr 24, 2003Severe Storms, Tornadoes, FloodsMajor disaster
Nov 25, 1992Severe Storms, High Winds & TornadoesMajor disaster
Jun 1, 1983Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 16, 1983Severe Storms, Flooding & TornadoesMajor disaster
Apr 16, 1979Storms, Tornadoes, FloodsMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Apr 18, 1974Heavy Rains & FloodingMajor disaster
Aug 18, 1969Hurricane CamilleMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 1,364 storm reports in Rankin County since 1950, with 16 deaths and 154 injuries and about $394 million in reported damage. The strongest on record here was an F5 tornado on March 3, 1966.

114tornadoes
322hail reports, largest 4.5 inches
655damaging thunderstorm winds
246floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 3, 1966F5–0 / 0
Nov 21, 1992F4–98 / 10
Mar 29, 1976F4–0 / 0
Jan 23, 1969F4–1 / 0
Apr 28, 2014EF3Lakeland10 / 1

Most damaging storms

DateTypeNearDamage
Mar 18, 2013HailPlain$100M
Apr 24, 2003TornadoBrandon$50M
Mar 18, 2013HailLeesburg$50M
Apr 6, 2003Flash FloodRichland$30M
Nov 21, 1992Tornado–$25M
Mar 3, 1966Tornado–$25M

Source: NOAA Storm Events Database, county-based reports through Jul 13, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 3 hurricanes and 23 tropical storms have passed within 65 miles of the center of Rankin County, 8 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 110 mph about 64 miles away.

3hurricanes
0major hurricanes (Category 3+)
23tropical storms
2021most recent: Ida

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 2, 110 mph64 mi
Aug 29, 2005KatrinaCategory 1, 80 mph55 mi
Aug 20, 1888UnnamedCategory 1, 75 mph62 mi
Sep 27, 1906UnnamedTropical storm, 70 mph62 mi
Jul 6, 1916UnnamedTropical storm, 70 mph64 mi
Sep 30, 1915UnnamedTropical storm, 65 mph61 mi

Most recent storms

DateStormStrengthClosest
Aug 30, 2021IdaTropical storm, 45 mph61 mi
Aug 29, 2005KatrinaCategory 1, 80 mph55 mi
Sep 26, 2002IsidoreTropical storm, 50 mph56 mi
Aug 4, 1995ErinTropical storm, 45 mph64 mi
Jul 11, 1979BobTropical storm, 45 mph54 mi
Sep 16, 1971EdithTropical storm, 50 mph51 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Rankin County

Check your address flood zone ›
2.3%of homes have federal flood insurance (1,202 policies)
33.2%of homes in mapped high-risk flood zones are insured
$20.9 millionpaid on 978 flood claims since 1978
2017costliest year, with $6.6 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Rankin County

$237,400median home value (Mississippi $169,800, US $332,700)
1995median year homes were built (Mississippi 1986, US 1980)
27%of homes built before 1980, before many modern wind, quake and flood building rules
12.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 64,415 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Hinds CountyModerate24
Madison CountyModerate24
Copiah CountyLow26
Scott CountyLow20
Simpson CountyLow28
Smith CountyLow23

Common questions about Rankin County

What is the biggest natural hazard in Rankin County?

Inland flooding has the highest expected yearly losses in Rankin County, about $20.8 million a year in FEMA's estimate. Tornado is second at $12.4 million.

How many federal disasters has Rankin County had?

Rankin County has been included in 22 federal disaster or emergency declarations for natural events since 1969, including 16 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Rankin County a high-risk place to live?

Its overall rating is Relatively Moderate, 8th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Rankin County?

Standard home insurance does not cover flooding. About 1 in 43 homes in Rankin County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Rankin County had?

NOAA records list 114 tornadoes in Rankin County since 1950. The strongest was an F5 tornado on March 3, 1966. The weather service has also logged 322 hail reports and 246 floods here.

How many hurricanes have hit Rankin County?

NOAA's hurricane records show 3 hurricanes and 23 tropical storms passing within 65 miles of the center of Rankin County. The strongest was Hurricane Camille (1969), with winds near 110 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.