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Jackson County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
3rd of 82highest risk in Mississippi
$111Mexpected losses a year
34federal declarations
1 in 5homes with flood insurance
Photo: CC0

Jackson County, Mississippi has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 92% of US counties. It ranks 3rd of 82 counties in Mississippi. The costliest hazards here are hurricanes, inland flooding and tornadoes. FEMA estimates about $111 million a year in expected losses, or roughly $775 per resident. Since 1965 it has been included in 34 federal disaster or emergency declarations for natural events (22 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 5 homes here carry federal flood insurance (10,397 policies). Since 1978, federal flood insurance has paid about $720 million on 11,325 claims here, including $639 million for floods in 2005.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Jackson County

$62.3 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$26.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$6.5 million a yearExpected losses. Damaging events about once every 1 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
HurricaneHigh97.8
$62M
Inland floodingModerate86.8
$27M
TornadoModerate90.0
$7M
Coastal floodingHigh84.8
$3M
Heat waveModerate91.8
$3M
Cold waveModerate78.0
$3M
WildfireModerate94.1
$3M
LightningHigh95.1
$2M
Strong windModerate51.8
$536K
EarthquakeVery Low57.9
$376K
HailLow61.0
$360K
Ice stormModerate66.9
$170K
DroughtLow51.8
$151K
Winter weatherModerate61.3
$87K
LandslideVery Low34.4
$395

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Jackson County. 2020s bar runs to November 2026.

By type

Hurricane24
Severe Storm6
Winter Storm2
Flood1
Snowstorm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Dec 31, 2020Hurricane ZetaMajor disaster
Oct 28, 2020Hurricane ZetaEmergency
Oct 8, 2020Hurricane DeltaEmergency
Sep 14, 2020Hurricane SallyEmergency
Aug 23, 2020Hurricane Marco and Tropical Storm LauraEmergency
Show all 34
Nov 22, 2017Hurricane NateMajor disaster
Oct 7, 2017Hurricane NateEmergency
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
May 12, 2009Severe Storms, Flooding, and TornadoesMajor disaster
Sep 22, 2008Hurricane GustavMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Aug 28, 2005Hurricane KatrinaEmergency
Jul 10, 2005Hurricane DennisMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Oct 1, 2002Tropical Storm IsidoreMajor disaster
Jun 21, 2001Tropical Storm AllisonMajor disaster
Oct 1, 1998Hurricane GeorgesMajor disaster
Sep 28, 1998Hurricane GeorgesEmergency
May 12, 1995Severe Storms, Tornadoes, FloodingMajor disaster
Feb 28, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Sep 4, 1985Hurricane ElenaMajor disaster
Apr 19, 1980Storms, Flood, Mudslides & TornadoesMajor disaster
Sep 13, 1979Hurricane FredericMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Apr 18, 1974Heavy Rains & FloodingMajor disaster
Aug 18, 1969Hurricane CamilleMajor disaster
Sep 25, 1965Hurricane BetsyMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 389 storm reports in Jackson County since 1958, with 2 deaths and 32 injuries and about $9.3 million in reported damage. The strongest on record here was an EF2 tornado on June 19, 2023 near Escatawpa.

79tornadoes
86hail reports, largest 3 inches
156damaging thunderstorm winds
44floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 19, 2023EF2Escatawpa6 / 0
Jan 10, 1975F2–0 / 0
May 19, 1980F2–0 / 0
Feb 10, 1981F2–2 / 0
Apr 25, 1982F2–3 / 0

Most damaging storms

DateTypeNearDamage
May 1, 2013Flash FloodVancleave$2M
Aug 30, 2012Flash FloodJackson Co Arpt$1M
Jun 19, 2023TornadoEscatawpa$773K
Dec 28, 2024Flash FloodVancleave$500K
Jan 10, 1975Tornado–$250K
Jul 15, 1977Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 30, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1852, 27 hurricanes and 31 tropical storms have passed within 65 miles of the center of Jackson County, 24 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 175 mph about 47 miles away.

27hurricanes
10major hurricanes (Category 3+)
31tropical storms
2021most recent: Claudette

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 5, 175 mph47 mi
Sep 12, 1979FredericCategory 4, 130 mph64 mi
Aug 29, 2005KatrinaCategory 3, 120 mph64 mi
Sep 16, 2004IvanCategory 3, 120 mph60 mi
Jul 5, 1916UnnamedCategory 3, 120 mph54 mi
Sep 16, 1855UnnamedCategory 3, 120 mph62 mi

Most recent storms

DateStormStrengthClosest
Jun 19, 2021ClaudetteTropical storm, 40 mph62 mi
Oct 29, 2020ZetaCategory 1, 95 mph53 mi
Sep 16, 2020SallyCategory 2, 110 mph58 mi
Sep 4, 2018GordonTropical storm, 70 mph59 mi
Oct 8, 2017NateCategory 1, 80 mph56 mi
Nov 10, 2009IdaTropical storm, 60 mph56 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Jackson County

Check your address flood zone ›
18.6%of homes have federal flood insurance (10,397 policies)
55.3%of homes in mapped high-risk flood zones are insured
$720 millionpaid on 11,325 flood claims since 1978
2005costliest year, with $639 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Jackson County

$193,100median home value (Mississippi $169,800, US $332,700)
1984median year homes were built (Mississippi 1986, US 1980)
45%of homes built before 1980, before many modern wind, quake and flood building rules
8.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 63,558 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Mobile County, ALHigh39
Harrison CountyHigh35
George CountyLow32
Stone CountyLow29

Common questions about Jackson County

What is the biggest natural hazard in Jackson County?

Hurricane has the highest expected yearly losses in Jackson County, about $62.3 million a year in FEMA's estimate. Inland flooding is second at $26.5 million.

How many federal disasters has Jackson County had?

Jackson County has been included in 34 federal disaster or emergency declarations for natural events since 1965, including 22 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Jackson County a high-risk place to live?

Its overall rating is Relatively Moderate, 3rd highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Jackson County?

Standard home insurance does not cover flooding. About 1 in 5 homes in Jackson County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Jackson County had?

NOAA records list 79 tornadoes in Jackson County since 1950. The strongest was an EF2 tornado on June 19, 2023 near Escatawpa. The weather service has also logged 86 hail reports and 44 floods here.

How many hurricanes have hit Jackson County?

NOAA's hurricane records show 27 hurricanes and 31 tropical storms passing within 65 miles of the center of Jackson County, including 10 major hurricanes (Category 3 or stronger). The strongest was Hurricane Camille (1969), with winds near 175 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.