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Prentiss County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
40th of 82highest risk in Mississippi
$12Mexpected losses a year
20federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Prentiss County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 52% of US counties. It ranks 40th of 82 counties in Mississippi. The costliest hazards here are inland flooding, earthquakes and cold waves. FEMA estimates about $12 million a year in expected losses, or roughly $479 per resident. Since 1973 it has been included in 20 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in February 2026 (severe winter storm). Only 9 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Prentiss County

$3.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$2.6 million a yearExpected losses. Damaging events about once every 230 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

Cold wave

Moderate
$2.3 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingLow40.6
$4M
EarthquakeLow87.6
$3M
Cold waveModerate78.5
$2M
TornadoModerate72.9
$2M
Heat waveLow69.6
$636K
Strong windLow45.3
$340K
LightningModerate59.5
$233K
HurricaneVery Low56.8
$103K
HailVery Low29.9
$84K
DroughtLow45.6
$74K
Ice stormLow42.8
$43K
WildfireVery Low44.6
$24K
Winter weatherVery Low13.4
$8K
LandslideLow72.6
$5K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Prentiss County. 2020s bar runs to November 2026.

By type

Severe Storm13
Hurricane4
Winter Storm2
Severe Ice Storm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Mar 12, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Dec 6, 2019Severe Storm, Straight-Line Winds, and FloodingMajor disaster
Apr 23, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jan 4, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 29, 2011Severe Storms, Tornadoes, Straight-Line Winds, and Associated FloodingMajor disaster
Show all 20
May 14, 2010Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Dec 7, 2001Severe Storms, Tornadoes and FloodingMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
Feb 18, 1994Severe Winter Storm, Freeezing Rain and SleetMajor disaster
May 17, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Feb 28, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Mar 27, 1973Heavy Rains, Tornadoes & FloodingMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 246 storm reports in Prentiss County since 1953, with 2 deaths and 42 injuries and about $6 million in reported damage. The strongest on record here was an F3 tornado on February 24, 2001 near Wheeler.

30tornadoes
70hail reports, largest 2.75 inches
117damaging thunderstorm winds
28floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 24, 2001F3Wheeler30 / 0
Mar 17, 1965F3–7 / 0
Sep 29, 1972F3–1 / 0
Nov 4, 1988F3–0 / 0
Mar 23, 1975F3–0 / 0

Most damaging storms

DateTypeNearDamage
Feb 24, 2001TornadoWheeler$2M
Nov 18, 1957Tornado–$250K
Mar 17, 1965Tornado–$250K
Sep 29, 1972Tornado–$250K
Nov 8, 1986Tornado–$250K
Dec 15, 1987Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jul 1, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 0 hurricanes and 11 tropical storms have passed within 65 miles of the center of Prentiss County, 4 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 50 mph about 52 miles away.

0hurricanes
0major hurricanes (Category 3+)
11tropical storms
2005most recent: Katrina

Strongest storms nearby

DateStormStrengthClosest
Sep 13, 1979FredericTropical storm, 50 mph52 mi
Aug 30, 2005KatrinaTropical storm, 50 mph54 mi
Oct 19, 1916UnnamedTropical storm, 50 mph52 mi
Jul 7, 1916UnnamedTropical storm, 45 mph65 mi
Aug 29, 1881UnnamedTropical storm, 45 mph61 mi
Oct 3, 1860UnnamedTropical storm, 45 mph55 mi

Most recent storms

DateStormStrengthClosest
Aug 30, 2005KatrinaTropical storm, 50 mph54 mi
Sep 13, 1979FredericTropical storm, 50 mph52 mi
Jun 28, 1957AudreyTropical storm, 40 mph49 mi
Aug 31, 1950BakerTropical storm, 45 mph53 mi
Jun 17, 1934UnnamedTropical storm, 40 mph58 mi
Sep 20, 1932UnnamedTropical storm, 40 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Prentiss County

Check your address flood zone ›
0.1%of homes have federal flood insurance (9 policies)
1.4%of homes in mapped high-risk flood zones are insured
$46,011paid on 2 flood claims since 1978
2001costliest year, with $32,438 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Prentiss County

$122,500median home value (Mississippi $169,800, US $332,700)
1981median year homes were built (Mississippi 1986, US 1980)
48%of homes built before 1980, before many modern wind, quake and flood building rules
15.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 11,050 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Lee CountyModerate20
Alcorn CountyLow16
Union CountyLow17
Itawamba CountyLow24
Tippah CountyLow18
Tishomingo CountyVery Low17

Common questions about Prentiss County

What is the biggest natural hazard in Prentiss County?

Inland flooding has the highest expected yearly losses in Prentiss County, about $3.5 million a year in FEMA's estimate. Earthquake is second at $2.6 million.

How many federal disasters has Prentiss County had?

Prentiss County has been included in 20 federal disaster or emergency declarations for natural events since 1973, including 17 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Prentiss County a high-risk place to live?

Its overall rating is Relatively Low, 40th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Prentiss County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Prentiss County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Prentiss County had?

NOAA records list 30 tornadoes in Prentiss County since 1950. The strongest was an F3 tornado on February 24, 2001 near Wheeler. The weather service has also logged 70 hail reports and 28 floods here.

How many hurricanes have hit Prentiss County?

NOAA's hurricane records show 0 hurricanes and 11 tropical storms passing within 65 miles of the center of Prentiss County. The strongest was Tropical Storm Frederic (1979), with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.