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Forrest County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
15th of 82highest risk in Mississippi
$33Mexpected losses a year
30federal declarations
1 in 56homes with flood insurance
Photo: U.S. Geological Survey, public domain

Forrest County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 78% of US counties. It ranks 15th of 82 counties in Mississippi. The costliest hazards here are inland flooding, tornadoes and hurricanes. FEMA estimates about $33 million a year in expected losses, or roughly $427 per resident. Since 1969 it has been included in 30 federal disaster or emergency declarations for natural events (19 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 56 homes here carry federal flood insurance (469 policies). Since 1978, federal flood insurance has paid about $13 million on 1,755 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Forrest County

$11.1 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$7.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Hurricane

Moderate
$7.1 million a yearExpected losses. Damaging events about once every 5 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingLow69.6
$11M
TornadoHigh92.7
$8M
HurricaneModerate90.4
$7M
Strong windHigh91.5
$2M
Heat waveModerate83.9
$2M
LightningHigh90.1
$1M
HailModerate78.0
$681K
Cold waveLow43.1
$639K
EarthquakeLow68.5
$629K
WildfireLow81.7
$414K
Ice stormModerate62.6
$130K
Winter weatherModerate61.5
$83K
DroughtLow42.2
$71K
LandslideVery Low52.0
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Forrest County. 2020s bar runs to November 2026.

By type

Hurricane18
Severe Storm6
Flood2
Winter Storm2
Snowstorm1
Tornado1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Oct 28, 2020Hurricane ZetaEmergency
Oct 8, 2020Hurricane DeltaEmergency
Sep 14, 2020Hurricane SallyEmergency
Aug 23, 2020Hurricane Marco and Tropical Storm LauraEmergency
Feb 14, 2019Severe Storms, Flooding, and TornadoMajor disaster
Jan 25, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Show all 30
Mar 25, 2016Severe Storms and FloodingMajor disaster
Feb 13, 2013Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
Sep 22, 2008Hurricane GustavMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Aug 28, 2005Hurricane KatrinaEmergency
Jul 10, 2005Hurricane DennisMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Oct 1, 1998Hurricane GeorgesMajor disaster
Sep 28, 1998Hurricane GeorgesEmergency
Feb 28, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Apr 16, 1983Severe Storms, Flooding & TornadoesMajor disaster
Apr 19, 1980Storms, Flood, Mudslides & TornadoesMajor disaster
Sep 13, 1979Hurricane FredericMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Apr 18, 1974Heavy Rains & FloodingMajor disaster
Aug 18, 1969Hurricane CamilleMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 750 storm reports in Forrest County since 1957, with 9 deaths and 196 injuries and about $70.5 million in reported damage. The strongest on record here was an EF3 tornado on January 21, 2017 near Bonhomie.

48tornadoes
178hail reports, largest 4.5 inches
355damaging thunderstorm winds
142floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jan 21, 2017EF3Bonhomie56 / 4
Feb 10, 2013EF3Hattiesburg63 / 0
May 7, 1982F3–1 / 0
Apr 6, 2025EF2Mammoth Spgs0 / 0
May 7, 1975F2–0 / 0

Most damaging storms

DateTypeNearDamage
Feb 10, 2013TornadoHattiesburg$25M
Jan 21, 2017TornadoBonhomie$9M
Mar 12, 2001TornadoHattiesburg$6M
Mar 18, 1996HailHattiesburg$2M
Mar 18, 1996HailHattiesburg$2M
May 11, 2019Flash FloodBrooklyn$2M

Source: NOAA Storm Events Database, county-based reports through Jun 18, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1852, 18 hurricanes and 35 tropical storms have passed within 65 miles of the center of Forrest County, 18 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 175 mph about 62 miles away.

18hurricanes
5major hurricanes (Category 3+)
35tropical storms
2024most recent: Francine

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 5, 175 mph62 mi
Aug 29, 2005KatrinaCategory 3, 115 mph61 mi
Sep 2, 1985ElenaCategory 3, 115 mph63 mi
Aug 12, 1860UnnamedCategory 3, 115 mph58 mi
Sep 13, 1979FredericCategory 3, 115 mph64 mi
Sep 27, 1906UnnamedCategory 2, 110 mph64 mi

Most recent storms

DateStormStrengthClosest
Sep 12, 2024FrancineTropical storm, 45 mph60 mi
Jun 19, 2021ClaudetteTropical storm, 40 mph56 mi
Oct 29, 2020ZetaCategory 1, 95 mph41 mi
Sep 5, 2018GordonTropical storm, 65 mph64 mi
Oct 8, 2017NateCategory 1, 75 mph57 mi
Aug 29, 2005KatrinaCategory 3, 115 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Forrest County

Check your address flood zone ›
1.8%of homes have federal flood insurance (469 policies)
17.1%of homes in mapped high-risk flood zones are insured
$12.8 millionpaid on 1,755 flood claims since 1978
1983costliest year, with $2.4 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Forrest County

$168,000median home value (Mississippi $169,800, US $332,700)
1982median year homes were built (Mississippi 1986, US 1980)
48%of homes built before 1980, before many modern wind, quake and flood building rules
9.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 33,753 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Jones CountyLow31
Lamar CountyLow25
Pearl River CountyModerate35
Covington CountyLow31
Stone CountyLow29
Perry CountyVery Low31

Cities in Forrest County

Common questions about Forrest County

What is the biggest natural hazard in Forrest County?

Inland flooding has the highest expected yearly losses in Forrest County, about $11.1 million a year in FEMA's estimate. Tornado is second at $7.8 million.

How many federal disasters has Forrest County had?

Forrest County has been included in 30 federal disaster or emergency declarations for natural events since 1969, including 19 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Forrest County a high-risk place to live?

Its overall rating is Relatively Low, 15th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Forrest County?

Standard home insurance does not cover flooding. About 1 in 56 homes in Forrest County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Forrest County had?

NOAA records list 48 tornadoes in Forrest County since 1950. The strongest was an EF3 tornado on January 21, 2017 near Bonhomie. The weather service has also logged 178 hail reports and 142 floods here.

How many hurricanes have hit Forrest County?

NOAA's hurricane records show 18 hurricanes and 35 tropical storms passing within 65 miles of the center of Forrest County, including 5 major hurricanes (Category 3 or stronger). The strongest was Hurricane Camille (1969), with winds near 175 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.