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Mississippi County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
5th of 75highest risk in Arkansas
$52Mexpected losses a year
19federal declarations
1 in 143homes with flood insurance
Photo: U.S. Geological Survey, CC0

Mississippi County, Arkansas has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 89% of US counties. It ranks 5th of 75 counties in Arkansas. The costliest hazards here are earthquakes, inland flooding and drought. FEMA estimates about $52 million a year in expected losses, or roughly $1,278 per resident. Since 1973 it has been included in 19 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (106 policies). Since 1978, federal flood insurance has paid about $2.2 million on 91 claims here, including $847,000 for floods in 2011.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Mississippi County

Earthquake

Moderate
$31.9 million a yearExpected losses. Damaging events about once every 70 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$6.6 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$4.3 million a yearExpected losses. Damaging events about 13 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
EarthquakeModerate98.0
$32M
Inland floodingLow63.0
$7M
DroughtHigh98.6
$4M
Heat waveModerate93.2
$3M
TornadoModerate69.6
$2M
Ice stormVery High96.5
$1M
Cold waveModerate68.0
$1M
LightningHigh94.1
$1M
Strong windLow41.3
$282K
HailLow53.9
$204K
Winter weatherModerate81.4
$149K
HurricaneVery Low53.0
$65K
WildfireVery Low11.7
$3K
LandslideVery Low39.1
$408

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Mississippi County. 2020s bar runs to November 2026.

By type

Severe Storm8
Flood3
Severe Ice Storm3
Tornado2
Hurricane2
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Dec 23, 2021Severe Storms and TornadoesMajor disaster
Aug 27, 2020Hurricane LauraEmergency
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Feb 6, 2009Severe Winter StormMajor disaster
Jan 28, 2009Severe Winter StormEmergency
Show all 19
May 20, 2008Severe Storms, Flooding, and TornadoesMajor disaster
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Apr 22, 1998Tornadoes, Flooding High WindsEmergency
Mar 2, 1997Severe Storms and TornadoesMajor disaster
Dec 31, 1987Severe Storms & FloodingMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 509 storm reports in Mississippi County since 1950, with 10 deaths and 153 injuries and about $35.2 million in reported damage. The strongest on record here was an F4 tornado on April 16, 1998 near Manila.

59tornadoes
145hail reports, largest 2.75 inches
258damaging thunderstorm winds
36floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 16, 1998F4Manila12 / 2
May 15, 1968F4–3 / 0
Mar 1, 1997F4Lennie0 / 0
Dec 10, 2021EF3Leachville0 / 1
Mar 21, 1952F3–57 / 1

Most damaging storms

DateTypeNearDamage
Apr 3, 1984Tornado–$25M
Dec 10, 2021TornadoLeachville$1M
Feb 24, 2018TornadoKeiser$1M
May 1, 2010Flash FloodWhitton$750K
May 1, 2011FloodSt Thomas$750K
May 2, 2008TornadoThree Way$500K

Source: NOAA Storm Events Database, county-based reports through Mar 15, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 4 tropical storms have passed within 65 miles of the center of Mississippi County, 1 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 60 mph about 51 miles away.

0hurricanes
0major hurricanes (Category 3+)
4tropical storms
1969most recent: Camille

Strongest storms nearby

DateStormStrengthClosest
Aug 21, 1888UnnamedTropical storm, 60 mph51 mi
Sep 28, 1906UnnamedTropical storm, 45 mph64 mi
Sep 24, 1941UnnamedTropical storm, 40 mph61 mi
Aug 19, 1969CamilleTropical storm, 40 mph60 mi

Most recent storms

DateStormStrengthClosest
Aug 19, 1969CamilleTropical storm, 40 mph60 mi
Sep 24, 1941UnnamedTropical storm, 40 mph61 mi
Sep 28, 1906UnnamedTropical storm, 45 mph64 mi
Aug 21, 1888UnnamedTropical storm, 60 mph51 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Mississippi County

Check your address flood zone ›
0.7%of homes have federal flood insurance (106 policies)
11.9%of homes in mapped high-risk flood zones are insured
$2.2 millionpaid on 91 flood claims since 1978
2011costliest year, with $846,514 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Mississippi County

$122,500median home value (Arkansas $188,000, US $332,700)
1977median year homes were built (Arkansas 1987, US 1980)
57%of homes built before 1980, before many modern wind, quake and flood building rules
7.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 19,133 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Shelby County, TNHigh26
Craighead CountyModerate26
Tipton County, TNModerate23
Crittenden CountyModerate19
Dyer County, TNModerate22
Dunklin County, MOLow20
Lauderdale County, TNLow22
Poinsett CountyLow30

Common questions about Mississippi County

What is the biggest natural hazard in Mississippi County?

Earthquake has the highest expected yearly losses in Mississippi County, about $31.9 million a year in FEMA's estimate. Inland flooding is second at $6.6 million.

How many federal disasters has Mississippi County had?

Mississippi County has been included in 19 federal disaster or emergency declarations for natural events since 1973, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Mississippi County a high-risk place to live?

Its overall rating is Relatively Moderate, 5th highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Mississippi County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Mississippi County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Mississippi County had?

NOAA records list 59 tornadoes in Mississippi County since 1950. The strongest was an F4 tornado on April 16, 1998 near Manila. The weather service has also logged 145 hail reports and 36 floods here.

How many hurricanes have hit Mississippi County?

NOAA's hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the center of Mississippi County. The strongest was an unnamed storm in 1888, with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.