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Jackson County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
26th of 75highest risk in Arkansas
$17Mexpected losses a year
33federal declarations
1 in 53homes with flood insurance
Photo: aidankinser, public domain

Jackson County, Arkansas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 68% of US counties. It ranks 26th of 75 counties in Arkansas. The costliest hazards here are tornadoes, earthquakes and inland flooding. FEMA estimates about $17 million a year in expected losses, or roughly $1,026 per resident. Since 1968 it has been included in 33 federal disaster or emergency declarations for natural events (26 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 53 homes here carry federal flood insurance (136 policies). Since 1978, federal flood insurance has paid about $3.1 million on 174 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Jackson County

Tornado

Moderate
$4.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Earthquake

Moderate
$4.4 million a yearExpected losses. Damaging events about once every 130 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$3.5 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
TornadoModerate89.6
$4M
EarthquakeModerate91.6
$4M
Inland floodingLow43.9
$4M
Ice stormVery High97.1
$1M
DroughtModerate88.4
$956K
Cold waveLow59.4
$881K
Heat waveLow70.0
$587K
Strong windModerate54.9
$405K
LightningLow52.1
$161K
HailLow41.0
$119K
HurricaneVery Low53.9
$70K
Winter weatherLow48.0
$38K
WildfireVery Low44.2
$21K
LandslideVery Low26.0
$137

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Jackson County. 2020s bar runs to November 2026.

By type

Severe Storm17
Flood5
Severe Ice Storm4
Tornado3
Hurricane2
Drought1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
May 8, 2025Severe Storms and TornadoesMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Dec 23, 2021Severe Storms and TornadoesMajor disaster
Aug 27, 2020Hurricane LauraEmergency
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 29, 2014Severe Storms,Tornadoes, and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Show all 33
Feb 4, 2010Severe Storms and FloodingMajor disaster
Dec 3, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 16, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Feb 6, 2009Severe Winter StormMajor disaster
Jan 28, 2009Severe Winter StormEmergency
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
May 7, 2004Sever Storms, Flooding and LandslidesMajor disaster
Jun 6, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 6, 2003Severe Ice StormMajor disaster
Jan 24, 2002Severe Storms and FloodingMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Jan 23, 1999Ar Severe Weather 1-21-99Major disaster
Apr 14, 1997Flooding, Severe StormsMajor disaster
Mar 2, 1997Severe Storms and TornadoesMajor disaster
Dec 13, 1982Severe Storms, Tornadoes & FloodingMajor disaster
Apr 11, 1979TornadoMajor disaster
Dec 3, 1976DroughtEmergency
May 29, 1973Severe Storms & FloodingMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster
Feb 15, 1969Severe Storms & FloodingMajor disaster
May 29, 1968Tornadoes, Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 502 storm reports in Jackson County since 1950, with 8 deaths and 108 injuries and about $98.7 million in reported damage. The strongest on record here was an F4 tornado on May 15, 1968.

61tornadoes
114hail reports, largest 3 inches
217damaging thunderstorm winds
96floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 15, 1968F4–11 / 1
Mar 15, 1984F4–0 / 0
May 26, 1973F4–7 / 0
Apr 2, 1950F3–8 / 1
Dec 24, 1982F3–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 1, 1997TornadoJacksonport$25M
Mar 15, 1984Tornado–$25M
May 1, 2011FloodSwifton$12M
Mar 1, 1997TornadoDenmark$10M
May 1, 2017FloodJacksonport$7M
Mar 19, 2008FloodReamey$5M

Source: NOAA Storm Events Database, county-based reports through Jul 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1906, 0 hurricanes and 4 tropical storms have passed within 65 miles of the center of Jackson County. The strongest was an unnamed storm in 1923, with top winds near 50 mph about 62 miles away.

0hurricanes
0major hurricanes (Category 3+)
4tropical storms
1941most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Oct 16, 1923UnnamedTropical storm, 50 mph62 mi
Sep 21, 1909UnnamedTropical storm, 50 mph62 mi
Sep 28, 1906UnnamedTropical storm, 40 mph61 mi
Sep 24, 1941UnnamedTropical storm, 40 mph44 mi

Most recent storms

DateStormStrengthClosest
Sep 24, 1941UnnamedTropical storm, 40 mph44 mi
Oct 16, 1923UnnamedTropical storm, 50 mph62 mi
Sep 21, 1909UnnamedTropical storm, 50 mph62 mi
Sep 28, 1906UnnamedTropical storm, 40 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Jackson County

Check your address flood zone ›
1.9%of homes have federal flood insurance (136 policies)
9.1%of homes in mapped high-risk flood zones are insured
$3.1 millionpaid on 174 flood claims since 1978
2011costliest year, with $809,457 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Jackson County

$98,300median home value (Arkansas $188,000, US $332,700)
1974median year homes were built (Arkansas 1987, US 1980)
66%of homes built before 1980, before many modern wind, quake and flood building rules
8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 7,095 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Craighead CountyModerate26
White CountyModerate27
Independence CountyLow29
Poinsett CountyLow30
Cross CountyLow22
Lawrence CountyLow21
Woodruff CountyVery Low26

Common questions about Jackson County

What is the biggest natural hazard in Jackson County?

Tornado has the highest expected yearly losses in Jackson County, about $4.5 million a year in FEMA's estimate. Earthquake is second at $4.4 million.

How many federal disasters has Jackson County had?

Jackson County has been included in 33 federal disaster or emergency declarations for natural events since 1968, including 26 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Jackson County a high-risk place to live?

Its overall rating is Relatively Low, 26th highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Jackson County?

Standard home insurance does not cover flooding. About 1 in 53 homes in Jackson County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Jackson County had?

NOAA records list 61 tornadoes in Jackson County since 1950. The strongest was an F4 tornado on May 15, 1968. The weather service has also logged 114 hail reports and 96 floods here.

How many hurricanes have hit Jackson County?

NOAA's hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the center of Jackson County. The strongest was an unnamed storm in 1923, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.