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Hempstead County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
41st of 75highest risk in Arkansas
$12Mexpected losses a year
24federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Hempstead County, Arkansas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 52% of US counties. It ranks 41st of 75 counties in Arkansas. The costliest hazards here are inland flooding, ice storms and tornadoes. FEMA estimates about $12 million a year in expected losses, or roughly $581 per resident. Since 1968 it has been included in 24 federal disaster or emergency declarations for natural events (18 major disasters). The most recent was in January 2026 (severe winter storm). Only 6 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Hempstead County

$3.8 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Ice storm

Very High
$2 million a yearExpected losses. Damaging events about once every 3 years.
  • Trim branches that hang over the roof or power lines.
  • Plan for several days without power.

Tornado

Moderate
$1.9 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow43.9
$4M
Ice stormVery High98.1
$2M
TornadoModerate72.8
$2M
HailModerate87.7
$995K
EarthquakeLow75.5
$811K
Strong windModerate68.9
$646K
Heat waveLow70.0
$626K
LightningModerate65.0
$282K
HurricaneLow65.0
$240K
DroughtLow61.2
$209K
Cold waveVery Low12.4
$76K
Winter weatherLow54.1
$50K
WildfireVery Low32.8
$12K
LandslideVery Low34.9
$309

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Hempstead County. 2020s bar runs to November 2026.

By type

Severe Storm12
Flood5
Tornado2
Severe Ice Storm2
Hurricane2
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Aug 27, 2020Hurricane LauraEmergency
Jun 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 4, 2010Severe Storms and FloodingMajor disaster
Jun 16, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Oct 22, 2008Tropical Storm IkeMajor disaster
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Show all 24
Jun 30, 2004Severe Storms and FloodingMajor disaster
Mar 13, 2001Severe Storms and FloodingMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Jan 23, 1999Ar Severe Weather 1-21-99Major disaster
Mar 2, 1997Severe Storms and TornadoesMajor disaster
Jul 24, 1992Severe ThunderstormsMajor disaster
May 15, 1990Severe Storms & FloodingMajor disaster
Aug 1, 1983Severe Storms & FloodingMajor disaster
Dec 13, 1982Severe Storms, Tornadoes & FloodingMajor disaster
Apr 23, 1982Severe Storms & TornadoesEmergency
Apr 27, 1973Severe Storms & FloodingMajor disaster
Jan 27, 1972Severe Storms & FloodingMajor disaster
May 29, 1968Tornadoes, Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 557 storm reports in Hempstead County since 1954, with 6 deaths and 22 injuries and about $18.2 million in reported damage. The strongest on record here was an F4 tornado on April 2, 1982.

36tornadoes
198hail reports, largest 2.75 inches
248damaging thunderstorm winds
70floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 2, 1982F4–0 / 0
Apr 2, 1982F3–4 / 5
Apr 2, 1982F3–0 / 0
Apr 2, 1982F3–0 / 0
Apr 30, 1954F3–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 2, 1982Tornado–$3M
Apr 2, 1982Tornado–$3M
Apr 2, 1982Tornado–$3M
Apr 2, 1982Tornado–$3M
Mar 1, 1997TornadoHope$1M
Jun 1, 2015FloodFulton$770K

Source: NOAA Storm Events Database, county-based reports through Jun 24, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1865, 0 hurricanes and 8 tropical storms have passed within 65 miles of the center of Hempstead County, 3 of them since 1950. The strongest was Tropical Storm Laura (2020), with top winds near 55 mph about 59 miles away.

0hurricanes
0major hurricanes (Category 3+)
8tropical storms
2020most recent: Laura

Strongest storms nearby

DateStormStrengthClosest
Aug 27, 2020LauraTropical storm, 55 mph59 mi
Aug 23, 1879UnnamedTropical storm, 50 mph58 mi
Jul 7, 1891UnnamedTropical storm, 50 mph61 mi
Sep 14, 1865UnnamedTropical storm, 45 mph56 mi
Oct 13, 1886UnnamedTropical storm, 45 mph61 mi
Sep 24, 1941UnnamedTropical storm, 45 mph63 mi

Most recent storms

DateStormStrengthClosest
Aug 27, 2020LauraTropical storm, 55 mph59 mi
Sep 14, 2008IkeTropical storm, 40 mph60 mi
Sep 25, 2005RitaTropical storm, 40 mph62 mi
Sep 24, 1941UnnamedTropical storm, 45 mph63 mi
Jul 7, 1891UnnamedTropical storm, 50 mph61 mi
Oct 13, 1886UnnamedTropical storm, 45 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Hempstead County

Check your address flood zone ›
0.1%of homes have federal flood insurance (6 policies)
3.4%of homes in mapped high-risk flood zones are insured
$617,724paid on 9 flood claims since 1978
2015costliest year, with $545,067 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Hempstead County

$105,700median home value (Arkansas $188,000, US $332,700)
1979median year homes were built (Arkansas 1987, US 1980)
53%of homes built before 1980, before many modern wind, quake and flood building rules
18.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,642 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Miller CountyLow19
Howard CountyLow20
Little River CountyLow21
Pike CountyVery Low21
Nevada CountyVery Low24
Lafayette CountyVery Low19

Common questions about Hempstead County

What is the biggest natural hazard in Hempstead County?

Inland flooding has the highest expected yearly losses in Hempstead County, about $3.8 million a year in FEMA's estimate. Ice storm is second at $2 million.

How many federal disasters has Hempstead County had?

Hempstead County has been included in 24 federal disaster or emergency declarations for natural events since 1968, including 18 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Hempstead County a high-risk place to live?

Its overall rating is Relatively Low, 41st highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Hempstead County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Hempstead County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Hempstead County had?

NOAA records list 36 tornadoes in Hempstead County since 1950. The strongest was an F4 tornado on April 2, 1982. The weather service has also logged 198 hail reports and 70 floods here.

How many hurricanes have hit Hempstead County?

NOAA's hurricane records show 0 hurricanes and 8 tropical storms passing within 65 miles of the center of Hempstead County. The strongest was Tropical Storm Laura (2020), with winds near 55 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.