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Braxton County, West Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
37th of 55highest risk in West Virginia
$9Mexpected losses a year
22federal declarations
1 in 200homes with flood insurance
Photo: U.S. Geological Survey, public domain

Braxton County, West Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 64% of US counties. It ranks 37th of 55 counties in West Virginia. The costliest hazards here are inland flooding, cold waves and lightning. FEMA estimates about $8.8 million a year in expected losses, or roughly $706 per resident. Since 1967 it has been included in 22 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in January 2026 (severe winter storm). Only 38 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $509,000 on 40 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Braxton County

$7.8 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$397,291 a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$101,971 a yearExpected losses. Damaging events about 47 times a year.
  • Go indoors when you hear thunder.
  • Use surge protectors for electronics.
HazardRatingScoreExpected loss a year
Inland floodingLow63.6
$8M
Cold waveLow34.5
$397K
LightningLow34.9
$102K
HailVery Low30.8
$95K
Strong windVery Low14.9
$93K
LandslideModerate94.6
$91K
Heat waveVery Low21.5
$54K
EarthquakeVery Low27.4
$44K
HurricaneVery Low45.7
$37K
DroughtLow33.9
$29K
TornadoVery Low6.6
$24K
Ice stormVery Low25.6
$19K
Winter weatherVery Low24.1
$17K
WildfireVery Low5.4
$1K
AvalancheVery Low61.8
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Braxton County. 2020s bar runs to November 2026.

By type

Severe Storm9
Flood6
Hurricane3
Snowstorm2
Fire1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Jun 25, 2016Severe Storms, Flooding, Landslides, and MudslidesMajor disaster
Aug 7, 2015Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
May 18, 2015Severe Storms, Flooding, Landslides, and MudslidesMajor disaster
Mar 31, 2015Severe Winter Storm, Flooding, Landslides, and MudslidesMajor disaster
Nov 27, 2012Hurricane SandyMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Jul 23, 2012Severe Storms and Straight-Line WindsMajor disaster
Jun 30, 2012Severe StormsEmergency
Jun 19, 2008Severe Storms, Tornadoes, Flooding, Mudslides, AndMajor disaster
Show all 22
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Jun 7, 2004Severe Storms, Flooding, and LandslidesMajor disaster
Nov 21, 2003Severe Storms, Flooding, and LandslidesMajor disaster
Mar 14, 2003Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and LandslidesMajor disaster
Feb 28, 2000Flooding, Severe Storms, and LandslidesMajor disaster
Jul 1, 1998Severe Storms and FloodingMajor disaster
Mar 7, 1997Heavy & Wind Driven Rain, High Winds,Flooding,SlidesMajor disaster
Aug 14, 1996Heavy Rains, High Winds, Flooding, and SlidesMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 17, 1993Severe Snowfall & Winter StormEmergency
Nov 7, 1985Severe Storms & FloodingMajor disaster
Mar 13, 1967FloodingMajor disaster

West Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1960

Tornado risk by county ›

The National Weather Service has logged 226 storm reports in Braxton County since 1960, with 0 deaths and 3 injuries and about $6.9 million in reported damage. The strongest on record here was an F0 tornado on April 9, 1991.

1tornadoes
52hail reports, largest 3 inches
126damaging thunderstorm winds
46floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 9, 1991F0–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 31, 1996Flash FloodCountywide$2M
Jun 16, 1998HailGassaway$800K
Jun 29, 2012Thunderstorm WindExchange$750K
May 18, 1993Thunderstorm WindFrametown$500K
Jun 16, 1998HailSutton$500K
May 27, 2004Flash FloodCountywide$500K

Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Braxton County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 50 mph about 52 miles away.

0hurricanes
0major hurricanes (Category 3+)
3tropical storms
1989most recent: Hugo

Strongest storms nearby

DateStormStrengthClosest
Aug 21, 1888UnnamedTropical storm, 50 mph52 mi
Sep 22, 1989HugoTropical storm, 45 mph59 mi
Sep 14, 1979FredericTropical storm, 40 mph53 mi

Most recent storms

DateStormStrengthClosest
Sep 22, 1989HugoTropical storm, 45 mph59 mi
Sep 14, 1979FredericTropical storm, 40 mph53 mi
Aug 21, 1888UnnamedTropical storm, 50 mph52 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Braxton County

Check your address flood zone ›
0.5%of homes have federal flood insurance (38 policies)
4.6%of homes in mapped high-risk flood zones are insured
$509,139paid on 40 flood claims since 1978
2015costliest year, with $285,909 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Braxton County

$117,900median home value (West Virginia $162,600, US $332,700)
1977median year homes were built (West Virginia 1976, US 1980)
55%of homes built before 1980, before many modern wind, quake and flood building rules
23.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,244 housing units.

Compare in West Virginia

All 55 ›
Largest countiesOverall riskTop hazard
Kanawha CountyHighInland flooding
Berkeley CountyLowInland flooding
Monongalia CountyLowInland flooding
Cabell CountyModerateInland flooding
Wood CountyLowInland flooding
Raleigh CountyLowInland flooding
Harrison CountyLowInland flooding
Mercer CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Nicholas CountyLow24
Lewis CountyLow23
Webster CountyVery Low21
Clay CountyVery Low23
Gilmer CountyVery Low23
Calhoun CountyVery Low22

Common questions about Braxton County

What is the biggest natural hazard in Braxton County?

Inland flooding has the highest expected yearly losses in Braxton County, about $7.8 million a year in FEMA's estimate. Cold wave is second at $397,291.

How many federal disasters has Braxton County had?

Braxton County has been included in 22 federal disaster or emergency declarations for natural events since 1967, including 17 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Braxton County a high-risk place to live?

Its overall rating is Very Low, 37th highest of 55 in West Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Braxton County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Braxton County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Braxton County had?

NOAA records list 1 tornadoes in Braxton County since 1950. The strongest was an F0 tornado on April 9, 1991. The weather service has also logged 52 hail reports and 46 floods here.

How many hurricanes have hit Braxton County?

NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Braxton County. The strongest was an unnamed storm in 1888, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.