Braxton County, West Virginia
Natural disaster risk, federal disaster history and flood insurance facts.
Braxton County, West Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 64% of US counties. It ranks 37th of 55 counties in West Virginia. The costliest hazards here are inland flooding, cold waves and lightning. FEMA estimates about $8.8 million a year in expected losses, or roughly $706 per resident. Since 1967 it has been included in 22 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in January 2026 (severe winter storm). Only 38 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $509,000 on 40 claims here.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Braxton County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Go indoors when you hear thunder.
- Use surge protectors for electronics.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 63.6 | $8M | ||
| Cold wave | 34.5 | $397K | ||
| Lightning | 34.9 | $102K | ||
| Hail | 30.8 | $95K | ||
| Strong wind | 14.9 | $93K | ||
| Landslide | 94.6 | $91K | ||
| Heat wave | 21.5 | $54K | ||
| Earthquake | 27.4 | $44K | ||
| Hurricane | 45.7 | $37K | ||
| Drought | 33.9 | $29K | ||
| Tornado | 6.6 | $24K | ||
| Ice storm | 25.6 | $19K | ||
| Winter weather | 24.1 | $17K | ||
| Wildfire | 5.4 | $1K | ||
| Avalanche | 61.8 | $1K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Braxton County. 2020s bar runs to November 2026.
By type
Most recent
Show all 22
West Virginia also had 6 statewide declarations that did not name single counties.
Storm history since 1960
Tornado risk by county ›The National Weather Service has logged 226 storm reports in Braxton County since 1960, with 0 deaths and 3 injuries and about $6.9 million in reported damage. The strongest on record here was an F0 tornado on April 9, 1991.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Apr 9, 1991 | F0 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jul 31, 1996 | Flash Flood | Countywide | $2M |
| Jun 16, 1998 | Hail | Gassaway | $800K |
| Jun 29, 2012 | Thunderstorm Wind | Exchange | $750K |
| May 18, 1993 | Thunderstorm Wind | Frametown | $500K |
| Jun 16, 1998 | Hail | Sutton | $500K |
| May 27, 2004 | Flash Flood | Countywide | $500K |
Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1888, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Braxton County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 50 mph about 52 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Aug 21, 1888 | Unnamed | Tropical storm, 50 mph | 52 mi |
| Sep 22, 1989 | Hugo | Tropical storm, 45 mph | 59 mi |
| Sep 14, 1979 | Frederic | Tropical storm, 40 mph | 53 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 22, 1989 | Hugo | Tropical storm, 45 mph | 59 mi |
| Sep 14, 1979 | Frederic | Tropical storm, 40 mph | 53 mi |
| Aug 21, 1888 | Unnamed | Tropical storm, 50 mph | 52 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Braxton County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Braxton County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,244 housing units.
Compare in West Virginia
All 55 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Kanawha County | Inland flooding | |
| Berkeley County | Inland flooding | |
| Monongalia County | Inland flooding | |
| Cabell County | Inland flooding | |
| Wood County | Inland flooding | |
| Raleigh County | Inland flooding | |
| Harrison County | Inland flooding | |
| Mercer County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Nicholas County | 24 | |
| Lewis County | 23 | |
| Webster County | 21 | |
| Clay County | 23 | |
| Gilmer County | 23 | |
| Calhoun County | 22 |
Common questions about Braxton County
What is the biggest natural hazard in Braxton County?
Inland flooding has the highest expected yearly losses in Braxton County, about $7.8 million a year in FEMA's estimate. Cold wave is second at $397,291.
How many federal disasters has Braxton County had?
Braxton County has been included in 22 federal disaster or emergency declarations for natural events since 1967, including 17 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Braxton County a high-risk place to live?
Its overall rating is Very Low, 37th highest of 55 in West Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Braxton County?
Standard home insurance does not cover flooding. About 1 in 200 homes in Braxton County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Braxton County had?
NOAA records list 1 tornadoes in Braxton County since 1950. The strongest was an F0 tornado on April 9, 1991. The weather service has also logged 52 hail reports and 46 floods here.
How many hurricanes have hit Braxton County?
NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Braxton County. The strongest was an unnamed storm in 1888, with winds near 50 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.