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Marion County, South Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
21st of 46highest risk in South Carolina
$27Mexpected losses a year
26federal declarations
1 in 50homes with flood insurance
Photo: CC0

Marion County, South Carolina has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 81% of US counties. It ranks 21st of 46 counties in South Carolina. The costliest hazards here are hurricanes, cold waves and inland flooding. FEMA estimates about $27 million a year in expected losses, or roughly $931 per resident. Since 1989 it has been included in 26 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 50 homes here carry federal flood insurance (277 policies). Since 1978, federal flood insurance has paid about $22 million on 492 claims here, including $11 million for floods in 2018.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Marion County

$12.5 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$5 million a yearExpected losses. Damaging events about once every 2 years.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$4.9 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
HurricaneHigh94.8
$13M
Cold waveHigh91.3
$5M
Inland floodingLow55.5
$5M
TornadoModerate75.0
$2M
EarthquakeLow80.0
$1M
Heat waveLow67.3
$501K
Strong windModerate61.7
$479K
LightningModerate67.2
$279K
HailLow52.7
$182K
Ice stormModerate72.7
$159K
WildfireLow68.5
$99K
Winter weatherLow44.2
$33K
DroughtLow36.1
$29K
LandslideVery Low13.3
$30
Coastal floodingVery Low17.2
$14

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Marion County. 2020s bar runs to November 2026.

By type

Hurricane16
Severe Ice Storm3
Flood2
Severe Storm2
Tropical Storm2
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 26, 2024Hurricane HeleneEmergency
Aug 5, 2024Hurricane DebbyEmergency
Aug 31, 2023Hurricane IdaliaEmergency
Nov 21, 2022Hurricane IanMajor disaster
Sep 29, 2022Hurricane IanEmergency
Sep 30, 2019Hurricane DorianMajor disaster
Sep 1, 2019Hurricane DorianEmergency
Sep 16, 2018Hurricane FlorenceMajor disaster
Sep 10, 2018Hurricane FlorenceEmergency
Show all 26
Oct 16, 2017Hurricane IrmaMajor disaster
Sep 7, 2017Hurricane IrmaEmergency
Oct 11, 2016Hurricane MatthewMajor disaster
Oct 6, 2016Hurricane MatthewEmergency
Oct 5, 2015Severe Storms and FloodingMajor disaster
Oct 3, 2015Severe Storms and FloodingEmergency
Mar 12, 2014Severe Winter StormMajor disaster
Feb 12, 2014Severe Winter StormEmergency
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Oct 7, 2004Tropical Storm FrancesMajor disaster
Feb 13, 2004Severe Ice StormMajor disaster
Jan 31, 2000Severe Winter StormMajor disaster
Sep 21, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Sep 30, 1996Severe Winds and Flooding Assoc With Hurricane FranMajor disaster
Sep 22, 1989Hurricane HugoMajor disaster

South Carolina also had 12 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 323 storm reports in Marion County since 1957, with 0 deaths and 24 injuries and about $7.3 million in reported damage. The strongest on record here was an F4 tornado on November 7, 1995 near Penderboro.

12tornadoes
77hail reports, largest 2.75 inches
196damaging thunderstorm winds
32floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Nov 7, 1995F4Penderboro1 / 0
Jun 10, 1982F2–16 / 0
Jun 21, 1961F2–1 / 0
Feb 22, 1962F2–1 / 0
May 14, 2024EF1Marion0 / 0

Most damaging storms

DateTypeNearDamage
Jun 10, 1982Tornado–$3M
Oct 8, 2016Flash FloodGalivants Ferry$1M
Nov 7, 1995TornadoPenderboro$800K
Jul 17, 2004LightningCentenary$400K
Apr 9, 2011LightningRains$300K
Jun 21, 1961Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 19 hurricanes and 45 tropical storms have passed within 65 miles of the center of Marion County, 28 of them since 1950. The strongest was Hurricane Hazel (1954), with top winds near 130 mph about 58 miles away.

19hurricanes
2major hurricanes (Category 3+)
45tropical storms
2025most recent: Chantal

Strongest storms nearby

DateStormStrengthClosest
Oct 15, 1954HazelCategory 4, 130 mph58 mi
Oct 13, 1893UnnamedCategory 3, 115 mph52 mi
Oct 31, 1899UnnamedCategory 2, 110 mph59 mi
Sep 11, 1883UnnamedCategory 2, 105 mph61 mi
Aug 25, 1885UnnamedCategory 2, 100 mph62 mi
Aug 4, 2020IsaiasCategory 1, 90 mph60 mi

Most recent storms

DateStormStrengthClosest
Jul 6, 2025ChantalTropical storm, 60 mph60 mi
Aug 31, 2023IdaliaTropical storm, 60 mph58 mi
Sep 30, 2022IanCategory 1, 80 mph55 mi
Jul 2, 2022ColinTropical storm, 40 mph63 mi
Jul 8, 2021ElsaTropical storm, 50 mph58 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph65 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Marion County

Check your address flood zone ›
2%of homes have federal flood insurance (277 policies)
17.6%of homes in mapped high-risk flood zones are insured
$21.5 millionpaid on 492 flood claims since 1978
2018costliest year, with $10.9 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Marion County

$93,200median home value (South Carolina $259,000, US $332,700)
1982median year homes were built (South Carolina 1992, US 1980)
48%of homes built before 1980, before many modern wind, quake and flood building rules
32.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 14,505 housing units.

Compare in South Carolina

All 46 ›
Largest countiesOverall riskTop hazard
Greenville CountyModerateInland flooding
Richland CountyModerateInland flooding
Charleston CountyHighHurricane
Horry CountyHighHurricane
Spartanburg CountyModerateInland flooding
Lexington CountyModerateInland flooding
York CountyModerateInland flooding
Berkeley CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Horry CountyHigh32
Florence CountyModerate26
Georgetown CountyModerate28
Williamsburg CountyModerate28
Dillon CountyModerate27

Common questions about Marion County

What is the biggest natural hazard in Marion County?

Hurricane has the highest expected yearly losses in Marion County, about $12.5 million a year in FEMA's estimate. Cold wave is second at $5 million.

How many federal disasters has Marion County had?

Marion County has been included in 26 federal disaster or emergency declarations for natural events since 1989, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Marion County a high-risk place to live?

Its overall rating is Relatively Low, 21st highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Marion County?

Standard home insurance does not cover flooding. About 1 in 50 homes in Marion County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Marion County had?

NOAA records list 12 tornadoes in Marion County since 1950. The strongest was an F4 tornado on November 7, 1995 near Penderboro. The weather service has also logged 77 hail reports and 32 floods here.

How many hurricanes have hit Marion County?

NOAA's hurricane records show 19 hurricanes and 45 tropical storms passing within 65 miles of the center of Marion County, including 2 major hurricanes (Category 3 or stronger). The strongest was Hurricane Hazel (1954), with winds near 130 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.