Marion County, South Carolina
Natural disaster risk, federal disaster history and flood insurance facts.
Marion County, South Carolina has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 81% of US counties. It ranks 21st of 46 counties in South Carolina. The costliest hazards here are hurricanes, cold waves and inland flooding. FEMA estimates about $27 million a year in expected losses, or roughly $931 per resident. Since 1989 it has been included in 26 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 50 homes here carry federal flood insurance (277 policies). Since 1978, federal flood insurance has paid about $22 million on 492 claims here, including $11 million for floods in 2018.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Marion County
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Hurricane | 94.8 | $13M | ||
| Cold wave | 91.3 | $5M | ||
| Inland flooding | 55.5 | $5M | ||
| Tornado | 75.0 | $2M | ||
| Earthquake | 80.0 | $1M | ||
| Heat wave | 67.3 | $501K | ||
| Strong wind | 61.7 | $479K | ||
| Lightning | 67.2 | $279K | ||
| Hail | 52.7 | $182K | ||
| Ice storm | 72.7 | $159K | ||
| Wildfire | 68.5 | $99K | ||
| Winter weather | 44.2 | $33K | ||
| Drought | 36.1 | $29K | ||
| Landslide | 13.3 | $30 | ||
| Coastal flooding | 17.2 | $14 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Marion County. 2020s bar runs to November 2026.
By type
Most recent
Show all 26
South Carolina also had 12 statewide declarations that did not name single counties.
Storm history since 1957
Tornado risk by county ›The National Weather Service has logged 323 storm reports in Marion County since 1957, with 0 deaths and 24 injuries and about $7.3 million in reported damage. The strongest on record here was an F4 tornado on November 7, 1995 near Penderboro.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Nov 7, 1995 | F4 | Penderboro | 1 / 0 |
| Jun 10, 1982 | F2 | – | 16 / 0 |
| Jun 21, 1961 | F2 | – | 1 / 0 |
| Feb 22, 1962 | F2 | – | 1 / 0 |
| May 14, 2024 | EF1 | Marion | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jun 10, 1982 | Tornado | – | $3M |
| Oct 8, 2016 | Flash Flood | Galivants Ferry | $1M |
| Nov 7, 1995 | Tornado | Penderboro | $800K |
| Jul 17, 2004 | Lightning | Centenary | $400K |
| Apr 9, 2011 | Lightning | Rains | $300K |
| Jun 21, 1961 | Tornado | – | $250K |
Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1851, 19 hurricanes and 45 tropical storms have passed within 65 miles of the center of Marion County, 28 of them since 1950. The strongest was Hurricane Hazel (1954), with top winds near 130 mph about 58 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 15, 1954 | Hazel | Category 4, 130 mph | 58 mi |
| Oct 13, 1893 | Unnamed | Category 3, 115 mph | 52 mi |
| Oct 31, 1899 | Unnamed | Category 2, 110 mph | 59 mi |
| Sep 11, 1883 | Unnamed | Category 2, 105 mph | 61 mi |
| Aug 25, 1885 | Unnamed | Category 2, 100 mph | 62 mi |
| Aug 4, 2020 | Isaias | Category 1, 90 mph | 60 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Jul 6, 2025 | Chantal | Tropical storm, 60 mph | 60 mi |
| Aug 31, 2023 | Idalia | Tropical storm, 60 mph | 58 mi |
| Sep 30, 2022 | Ian | Category 1, 80 mph | 55 mi |
| Jul 2, 2022 | Colin | Tropical storm, 40 mph | 63 mi |
| Jul 8, 2021 | Elsa | Tropical storm, 50 mph | 58 mi |
| Jun 21, 2021 | Claudette | Tropical storm, 45 mph | 65 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Marion County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Marion County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 14,505 housing units.
Compare in South Carolina
All 46 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Greenville County | Inland flooding | |
| Richland County | Inland flooding | |
| Charleston County | Hurricane | |
| Horry County | Hurricane | |
| Spartanburg County | Inland flooding | |
| Lexington County | Inland flooding | |
| York County | Inland flooding | |
| Berkeley County | Hurricane |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Horry County | 32 | |
| Florence County | 26 | |
| Georgetown County | 28 | |
| Williamsburg County | 28 | |
| Dillon County | 27 |
Common questions about Marion County
What is the biggest natural hazard in Marion County?
Hurricane has the highest expected yearly losses in Marion County, about $12.5 million a year in FEMA's estimate. Cold wave is second at $5 million.
How many federal disasters has Marion County had?
Marion County has been included in 26 federal disaster or emergency declarations for natural events since 1989, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Marion County a high-risk place to live?
Its overall rating is Relatively Low, 21st highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Marion County?
Standard home insurance does not cover flooding. About 1 in 50 homes in Marion County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Marion County had?
NOAA records list 12 tornadoes in Marion County since 1950. The strongest was an F4 tornado on November 7, 1995 near Penderboro. The weather service has also logged 77 hail reports and 32 floods here.
How many hurricanes have hit Marion County?
NOAA's hurricane records show 19 hurricanes and 45 tropical storms passing within 65 miles of the center of Marion County, including 2 major hurricanes (Category 3 or stronger). The strongest was Hurricane Hazel (1954), with winds near 130 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.