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Lee County, South Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
42nd of 46highest risk in South Carolina
$8Mexpected losses a year
23federal declarations
1 in 500homes with flood insurance
Photo: CC0

Lee County, South Carolina has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 64% of US counties. It ranks 42nd of 46 counties in South Carolina. The costliest hazards here are hurricanes, inland flooding and tornadoes. FEMA estimates about $7.6 million a year in expected losses, or roughly $460 per resident. Since 1989 it has been included in 23 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in January 2026 (severe winter storm). Only 15 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $183,000 on 16 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Lee County

Hurricane

Moderate
$2.6 million a yearExpected losses. Damaging events about once every 4 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$1.6 million a yearExpected losses. Damaging events about once every 9 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.2 million a yearExpected losses. Damaging events about once every 4 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
HurricaneModerate85.2
$3M
Inland floodingVery Low19.4
$2M
TornadoLow60.1
$1M
EarthquakeLow72.2
$620K
Cold waveLow44.2
$516K
Strong windModerate59.4
$481K
Heat waveLow46.7
$212K
LightningLow43.3
$123K
HailLow35.9
$101K
DroughtLow48.8
$89K
WildfireVery Low57.4
$48K
Ice stormLow44.9
$45K
Winter weatherVery Low18.3
$11K
LandslideVery Low12.5
$28

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Lee County. 2020s bar runs to November 2026.

By type

Hurricane14
Flood2
Severe Storm2
Severe Ice Storm2
Tropical Storm2
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 26, 2024Hurricane HeleneEmergency
Aug 5, 2024Hurricane DebbyEmergency
Aug 31, 2023Hurricane IdaliaEmergency
Nov 21, 2022Hurricane IanMajor disaster
Sep 29, 2022Hurricane IanEmergency
Sep 1, 2019Hurricane DorianEmergency
Sep 10, 2018Hurricane FlorenceEmergency
Oct 16, 2017Hurricane IrmaMajor disaster
Sep 7, 2017Hurricane IrmaEmergency
Show all 23
Oct 11, 2016Hurricane MatthewMajor disaster
Oct 6, 2016Hurricane MatthewEmergency
Oct 5, 2015Severe Storms and FloodingMajor disaster
Oct 3, 2015Severe Storms and FloodingEmergency
Feb 12, 2014Severe Winter StormEmergency
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Oct 7, 2004Tropical Storm FrancesMajor disaster
Feb 13, 2004Severe Ice StormMajor disaster
Jan 31, 2000Severe Winter StormMajor disaster
Sep 21, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Oct 22, 1990Severe Storms & FloodingMajor disaster
Sep 22, 1989Hurricane HugoMajor disaster

South Carolina also had 12 statewide declarations that did not name single counties.

Storm history since 1962

Tornado risk by county ›

The National Weather Service has logged 239 storm reports in Lee County since 1962, with 0 deaths and 10 injuries and about $493,400 in reported damage. The strongest on record here was an F2 tornado on October 1, 1966.

10tornadoes
61hail reports, largest 4 inches
163damaging thunderstorm winds
3floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Oct 1, 1966F2–8 / 0
Mar 15, 2008EF2Ashwood0 / 0
Feb 9, 1962F1–0 / 0
Apr 15, 2007EF1St Charles0 / 0
May 24, 1973F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 5, 2000LightningBishopville$60K
Apr 9, 2011HailBishopville Muni Arp$35K
Jun 15, 1995HailStokes Bridge Area$30K
Jun 22, 2015Thunderstorm WindSpring Hill$30K
Feb 9, 1962Tornado–$25K
Oct 1, 1966Tornado–$25K

Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 9 hurricanes and 36 tropical storms have passed within 65 miles of the center of Lee County, 16 of them since 1950. The strongest was Hurricane Hugo (1989), with top winds near 110 mph about 62 miles away.

9hurricanes
1major hurricanes (Category 3+)
36tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Sep 22, 1989HugoCategory 3, 110 mph62 mi
Sep 29, 1896UnnamedCategory 1, 90 mph57 mi
Aug 28, 1893UnnamedCategory 1, 90 mph63 mi
Sep 29, 1959GracieCategory 1, 85 mph57 mi
Sep 12, 1878UnnamedCategory 1, 80 mph63 mi
Sep 27, 1894UnnamedCategory 1, 80 mph60 mi

Most recent storms

DateStormStrengthClosest
Jul 8, 2021ElsaTropical storm, 50 mph56 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph47 mi
Oct 11, 2018MichaelTropical storm, 50 mph59 mi
Sep 15, 2018FlorenceTropical storm, 65 mph63 mi
Jun 7, 2013AndreaTropical storm, 45 mph46 mi
Aug 29, 2004GastonTropical storm, 55 mph63 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Lee County

Check your address flood zone ›
0.2%of homes have federal flood insurance (15 policies)
2.4%of homes in mapped high-risk flood zones are insured
$183,247paid on 16 flood claims since 1978
2018costliest year, with $96,779 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Lee County

$104,600median home value (South Carolina $259,000, US $332,700)
1983median year homes were built (South Carolina 1992, US 1980)
45%of homes built before 1980, before many modern wind, quake and flood building rules
29.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 7,602 housing units.

Compare in South Carolina

All 46 ›
Largest countiesOverall riskTop hazard
Greenville CountyModerateInland flooding
Richland CountyModerateInland flooding
Charleston CountyHighHurricane
Horry CountyHighHurricane
Spartanburg CountyModerateInland flooding
Lexington CountyModerateInland flooding
York CountyModerateInland flooding
Berkeley CountyHighHurricane

Neighboring counties

CountyOverall riskDeclarations
Florence CountyModerate26
Sumter CountyModerate26
Kershaw CountyLow26
Darlington CountyLow24

Common questions about Lee County

What is the biggest natural hazard in Lee County?

Hurricane has the highest expected yearly losses in Lee County, about $2.6 million a year in FEMA's estimate. Inland flooding is second at $1.6 million.

How many federal disasters has Lee County had?

Lee County has been included in 23 federal disaster or emergency declarations for natural events since 1989, including 10 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Lee County a high-risk place to live?

Its overall rating is Very Low, 42nd highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Lee County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Lee County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Lee County had?

NOAA records list 10 tornadoes in Lee County since 1950. The strongest was an F2 tornado on October 1, 1966. The weather service has also logged 61 hail reports and 3 floods here.

How many hurricanes have hit Lee County?

NOAA's hurricane records show 9 hurricanes and 36 tropical storms passing within 65 miles of the center of Lee County, including 1 major hurricane (Category 3 or stronger). The strongest was Hurricane Hugo (1989), with winds near 110 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.