Lee County, South Carolina
Natural disaster risk, federal disaster history and flood insurance facts.
Lee County, South Carolina has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 64% of US counties. It ranks 42nd of 46 counties in South Carolina. The costliest hazards here are hurricanes, inland flooding and tornadoes. FEMA estimates about $7.6 million a year in expected losses, or roughly $460 per resident. Since 1989 it has been included in 23 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in January 2026 (severe winter storm). Only 15 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $183,000 on 16 claims here.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Lee County
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Hurricane | 85.2 | $3M | ||
| Inland flooding | 19.4 | $2M | ||
| Tornado | 60.1 | $1M | ||
| Earthquake | 72.2 | $620K | ||
| Cold wave | 44.2 | $516K | ||
| Strong wind | 59.4 | $481K | ||
| Heat wave | 46.7 | $212K | ||
| Lightning | 43.3 | $123K | ||
| Hail | 35.9 | $101K | ||
| Drought | 48.8 | $89K | ||
| Wildfire | 57.4 | $48K | ||
| Ice storm | 44.9 | $45K | ||
| Winter weather | 18.3 | $11K | ||
| Landslide | 12.5 | $28 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Lee County. 2020s bar runs to November 2026.
By type
Most recent
Show all 23
South Carolina also had 12 statewide declarations that did not name single counties.
Storm history since 1962
Tornado risk by county ›The National Weather Service has logged 239 storm reports in Lee County since 1962, with 0 deaths and 10 injuries and about $493,400 in reported damage. The strongest on record here was an F2 tornado on October 1, 1966.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Oct 1, 1966 | F2 | – | 8 / 0 |
| Mar 15, 2008 | EF2 | Ashwood | 0 / 0 |
| Feb 9, 1962 | F1 | – | 0 / 0 |
| Apr 15, 2007 | EF1 | St Charles | 0 / 0 |
| May 24, 1973 | F1 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jul 5, 2000 | Lightning | Bishopville | $60K |
| Apr 9, 2011 | Hail | Bishopville Muni Arp | $35K |
| Jun 15, 1995 | Hail | Stokes Bridge Area | $30K |
| Jun 22, 2015 | Thunderstorm Wind | Spring Hill | $30K |
| Feb 9, 1962 | Tornado | – | $25K |
| Oct 1, 1966 | Tornado | – | $25K |
Source: NOAA Storm Events Database, county-based reports through Jul 10, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1851, 9 hurricanes and 36 tropical storms have passed within 65 miles of the center of Lee County, 16 of them since 1950. The strongest was Hurricane Hugo (1989), with top winds near 110 mph about 62 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 22, 1989 | Hugo | Category 3, 110 mph | 62 mi |
| Sep 29, 1896 | Unnamed | Category 1, 90 mph | 57 mi |
| Aug 28, 1893 | Unnamed | Category 1, 90 mph | 63 mi |
| Sep 29, 1959 | Gracie | Category 1, 85 mph | 57 mi |
| Sep 12, 1878 | Unnamed | Category 1, 80 mph | 63 mi |
| Sep 27, 1894 | Unnamed | Category 1, 80 mph | 60 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Jul 8, 2021 | Elsa | Tropical storm, 50 mph | 56 mi |
| Jun 21, 2021 | Claudette | Tropical storm, 45 mph | 47 mi |
| Oct 11, 2018 | Michael | Tropical storm, 50 mph | 59 mi |
| Sep 15, 2018 | Florence | Tropical storm, 65 mph | 63 mi |
| Jun 7, 2013 | Andrea | Tropical storm, 45 mph | 46 mi |
| Aug 29, 2004 | Gaston | Tropical storm, 55 mph | 63 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Lee County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Lee County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 7,602 housing units.
Compare in South Carolina
All 46 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Greenville County | Inland flooding | |
| Richland County | Inland flooding | |
| Charleston County | Hurricane | |
| Horry County | Hurricane | |
| Spartanburg County | Inland flooding | |
| Lexington County | Inland flooding | |
| York County | Inland flooding | |
| Berkeley County | Hurricane |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Florence County | 26 | |
| Sumter County | 26 | |
| Kershaw County | 26 | |
| Darlington County | 24 |
Common questions about Lee County
What is the biggest natural hazard in Lee County?
Hurricane has the highest expected yearly losses in Lee County, about $2.6 million a year in FEMA's estimate. Inland flooding is second at $1.6 million.
How many federal disasters has Lee County had?
Lee County has been included in 23 federal disaster or emergency declarations for natural events since 1989, including 10 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Lee County a high-risk place to live?
Its overall rating is Very Low, 42nd highest of 46 in South Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Lee County?
Standard home insurance does not cover flooding. About 1 in 500 homes in Lee County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Lee County had?
NOAA records list 10 tornadoes in Lee County since 1950. The strongest was an F2 tornado on October 1, 1966. The weather service has also logged 61 hail reports and 3 floods here.
How many hurricanes have hit Lee County?
NOAA's hurricane records show 9 hurricanes and 36 tropical storms passing within 65 miles of the center of Lee County, including 1 major hurricane (Category 3 or stronger). The strongest was Hurricane Hugo (1989), with winds near 110 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.