Wood County, Ohio
Natural disaster risk, federal disaster history and flood insurance facts.
Wood County, Ohio has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 66% of US counties. It ranks 30th of 88 counties in Ohio. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $43 million a year in expected losses, or roughly $328 per resident. Since 1969 it has been included in 8 federal disaster or emergency declarations for natural events (4 major disasters). The most recent was in June 2012 (severe storms). Fewer than 1 in 100 homes here carry federal flood insurance (135 policies). Since 1978, federal flood insurance has paid about $1.6 million on 210 claims here.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Wood County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 75.7 | $29M | ||
| Tornado | 80.5 | $7M | ||
| Cold wave | 51.7 | $2M | ||
| Earthquake | 69.8 | $1M | ||
| Hail | 75.8 | $1M | ||
| Strong wind | 57.2 | $1M | ||
| Ice storm | 83.0 | $894K | ||
| Heat wave | 47.4 | $572K | ||
| Lightning | 46.6 | $358K | ||
| Winter weather | 72.9 | $262K | ||
| Hurricane | 43.9 | $72K | ||
| Wildfire | 13.5 | $8K | ||
| Landslide | 30.2 | $534 | ||
| Coastal flooding | 13.0 | $0 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very high in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Wood County. 2020s bar runs to November 2026.
By type
Most recent
Ohio also had 3 statewide declarations that did not name single counties.
Storm history since 1953
Tornado risk by county ›The National Weather Service has logged 513 storm reports in Wood County since 1953, with 11 deaths and 109 injuries and about $150 million in reported damage. The strongest on record here was an EF4 tornado on June 5, 2010 near Moline.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Jun 5, 2010 | EF4 | Moline | 28 / 7 |
| Jun 8, 1953 | F4 | – | 8 / 3 |
| May 2, 1983 | F3 | – | 22 / 1 |
| Jul 12, 1992 | F2 | – | 0 / 0 |
| Nov 17, 2013 | EF2 | Lime City | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jun 5, 2010 | Tornado | Moline | $100M |
| May 2, 1983 | Tornado | – | $25M |
| Jul 12, 1992 | Tornado | – | $3M |
| Jul 8, 2003 | Thunderstorm Wind | Countywide | $3M |
| Jul 8, 2003 | Thunderstorm Wind | Bowling Green | $2M |
| Jun 21, 2006 | Thunderstorm Wind | Wood Co Arpt | $2M |
Source: NOAA Storm Events Database, county-based reports through Jul 3, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Wood County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Wood County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 57,649 housing units.
Compare in Ohio
All 88 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Franklin County | Inland flooding | |
| Cuyahoga County | Inland flooding | |
| Hamilton County | Inland flooding | |
| Summit County | Inland flooding | |
| Montgomery County | Inland flooding | |
| Lucas County | Inland flooding | |
| Butler County | Inland flooding | |
| Stark County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Lucas County | 13 | |
| Hancock County | 12 | |
| Sandusky County | 11 | |
| Seneca County | 11 | |
| Ottawa County | 11 | |
| Putnam County | 11 | |
| Henry County | 8 |
Cities in Wood County
Common questions about Wood County
What is the biggest natural hazard in Wood County?
Inland flooding has the highest expected yearly losses in Wood County, about $28.6 million a year in FEMA's estimate. Tornado is second at $7 million.
How many federal disasters has Wood County had?
Wood County has been included in 8 federal disaster or emergency declarations for natural events since 1969, including 4 major disasters. The most recent was Severe Storms in June 2012.
Is Wood County a high-risk place to live?
Its overall rating is Relatively Low, 30th highest of 88 in Ohio. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Wood County?
Standard home insurance does not cover flooding. About 1 in 333 homes in Wood County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Wood County had?
NOAA records list 28 tornadoes in Wood County since 1950. The strongest was an EF4 tornado on June 5, 2010 near Moline. The weather service has also logged 145 hail reports and 27 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.