Washington County, Ohio
Natural disaster risk, federal disaster history and flood insurance facts.
Washington County, Ohio has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 64% of US counties. It ranks 33rd of 88 counties in Ohio. The costliest hazards here are inland flooding, heat waves and tornadoes. FEMA estimates about $22 million a year in expected losses, or roughly $373 per resident. Since 1968 it has been included in 18 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in April 2019 (severe storms, flooding and landslides). About 1 in 83 homes here carry federal flood insurance (278 policies). Since 1978, federal flood insurance has paid about $18 million on 1,302 claims here, including $11 million for floods in 2004.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Washington County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 80.5 | $19M | ||
| Heat wave | 64.5 | $660K | ||
| Tornado | 33.1 | $566K | ||
| Strong wind | 51.2 | $528K | ||
| Lightning | 63.7 | $361K | ||
| Hail | 57.3 | $320K | ||
| Drought | 61.9 | $293K | ||
| Ice storm | 73.0 | $238K | ||
| Earthquake | 47.1 | $218K | ||
| Cold wave | 16.6 | $160K | ||
| Hurricane | 57.4 | $142K | ||
| Landslide | 88.3 | $43K | ||
| Winter weather | 23.5 | $20K | ||
| Wildfire | 22.6 | $9K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively moderate in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Washington County. 2020s bar runs to November 2026.
By type
Most recent
Show all 18
Ohio also had 3 statewide declarations that did not name single counties.
Storm history since 1971
Tornado risk by county ›The National Weather Service has logged 524 storm reports in Washington County since 1971, with 2 deaths and 10 injuries and about $20 million in reported damage. The strongest on record here was an F2 tornado on July 24, 1971.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Jul 24, 1971 | F2 | – | 0 / 0 |
| Jul 28, 1981 | F2 | – | 5 / 0 |
| Jul 21, 2026 | EF2 | Stanleyville | 0 / 0 |
| Jul 21, 2026 | EF2 | Newell Run | 0 / 0 |
| Jul 10, 1973 | F1 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jun 27, 1998 | Flash Flood | Countywide | $10M |
| Jun 29, 2012 | Thunderstorm Wind | Bartlett | $3M |
| Jun 27, 1998 | Thunderstorm Wind | Marietta | $750K |
| Mar 1, 1997 | Flash Flood | Countywide | $500K |
| Jun 29, 2012 | Thunderstorm Wind | Marietta | $500K |
| Aug 13, 2013 | Flash Flood | Bartlett | $450K |
Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1888, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Washington County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 50 mph about 34 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Aug 21, 1888 | Unnamed | Tropical storm, 50 mph | 34 mi |
| Sep 22, 1989 | Hugo | Tropical storm, 45 mph | 23 mi |
| Sep 14, 1979 | Frederic | Tropical storm, 40 mph | 26 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 22, 1989 | Hugo | Tropical storm, 45 mph | 23 mi |
| Sep 14, 1979 | Frederic | Tropical storm, 40 mph | 26 mi |
| Aug 21, 1888 | Unnamed | Tropical storm, 50 mph | 34 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Washington County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Washington County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 27,949 housing units.
Compare in Ohio
All 88 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Franklin County | Inland flooding | |
| Cuyahoga County | Inland flooding | |
| Hamilton County | Inland flooding | |
| Summit County | Inland flooding | |
| Montgomery County | Inland flooding | |
| Lucas County | Inland flooding | |
| Butler County | Inland flooding | |
| Stark County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Wood County, WV | 16 | |
| Athens County | 17 | |
| Noble County | 16 | |
| Morgan County | 16 | |
| Monroe County | 20 | |
| Tyler County, WV | 24 | |
| Pleasants County, WV | 14 |
Common questions about Washington County
What is the biggest natural hazard in Washington County?
Inland flooding has the highest expected yearly losses in Washington County, about $18.7 million a year in FEMA's estimate. Heat wave is second at $660,209.
How many federal disasters has Washington County had?
Washington County has been included in 18 federal disaster or emergency declarations for natural events since 1968, including 14 major disasters. The most recent was Severe Storms, Flooding, and Landslides in April 2019.
Is Washington County a high-risk place to live?
Its overall rating is Relatively Low, 33rd highest of 88 in Ohio. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Washington County?
Standard home insurance does not cover flooding. About 1 in 83 homes in Washington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Washington County had?
NOAA records list 11 tornadoes in Washington County since 1950. The strongest was an F2 tornado on July 24, 1971. The weather service has also logged 105 hail reports and 212 floods here.
How many hurricanes have hit Washington County?
NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Washington County. The strongest was an unnamed storm in 1888, with winds near 50 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.