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Washington County, Ohio

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
33rd of 88highest risk in Ohio
$22Mexpected losses a year
18federal declarations
1 in 83homes with flood insurance
Photo: U.S. Geological Survey, public domain

Washington County, Ohio has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 64% of US counties. It ranks 33rd of 88 counties in Ohio. The costliest hazards here are inland flooding, heat waves and tornadoes. FEMA estimates about $22 million a year in expected losses, or roughly $373 per resident. Since 1968 it has been included in 18 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in April 2019 (severe storms, flooding and landslides). About 1 in 83 homes here carry federal flood insurance (278 policies). Since 1978, federal flood insurance has paid about $18 million on 1,302 claims here, including $11 million for floods in 2004.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Washington County

$18.7 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$660,209 a yearExpected losses. Damaging events about 3 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
$566,209 a yearExpected losses. Damaging events about once every 7 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingModerate80.5
$19M
Heat waveLow64.5
$660K
TornadoLow33.1
$566K
Strong windLow51.2
$528K
LightningModerate63.7
$361K
HailLow57.3
$320K
DroughtLow61.9
$293K
Ice stormModerate73.0
$238K
EarthquakeVery Low47.1
$218K
Cold waveVery Low16.6
$160K
HurricaneVery Low57.4
$142K
LandslideModerate88.3
$43K
Winter weatherVery Low23.5
$20K
WildfireVery Low22.6
$9K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Washington County. 2020s bar runs to November 2026.

By type

Severe Storm10
Flood4
Snowstorm2
Mud/Landslide1
Hurricane1

Most recent

Apr 8, 2019Severe Storms, Flooding, and LandslidesMajor disaster
Apr 17, 2018Severe Storms, Landslides, and MudslidesMajor disaster
Aug 20, 2012Severe Storms and Straight-Line WindsMajor disaster
Jun 30, 2012Severe StormsEmergency
Jul 13, 2011Severe Storms and FloodingMajor disaster
Sep 13, 2005Hurricane Katrina EvacuationEmergency
Feb 15, 2005Severe Winter Storms, Flooding, and MudslidesMajor disaster
Sep 19, 2004Severe Storms and FloodingMajor disaster
Jan 26, 2004Severe Storms, Flooding, Mudslides, and LandslidesMajor disaster
Mar 14, 2003Severe Winter Storm and Record/Near Record SnowMajor disaster
Show all 18
Jun 30, 1998Severe Storms, Flooding, and TornadoesMajor disaster
Mar 4, 1997Severe Storms and FloodingMajor disaster
Jan 27, 1996Severe Storms and FloodingMajor disaster
Aug 25, 1995Severe Storms and FloodingMajor disaster
Jan 26, 1978Blizzards & SnowstormsEmergency
Feb 2, 1977SnowstormsEmergency
Jun 4, 1973MudslidesMajor disaster
Jun 5, 1968Heavy Rains & FloodingMajor disaster

Ohio also had 3 statewide declarations that did not name single counties.

Storm history since 1971

Tornado risk by county ›

The National Weather Service has logged 524 storm reports in Washington County since 1971, with 2 deaths and 10 injuries and about $20 million in reported damage. The strongest on record here was an F2 tornado on July 24, 1971.

11tornadoes
105hail reports, largest 3.5 inches
186damaging thunderstorm winds
212floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jul 24, 1971F2–0 / 0
Jul 28, 1981F2–5 / 0
Jul 21, 2026EF2Stanleyville0 / 0
Jul 21, 2026EF2Newell Run0 / 0
Jul 10, 1973F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 27, 1998Flash FloodCountywide$10M
Jun 29, 2012Thunderstorm WindBartlett$3M
Jun 27, 1998Thunderstorm WindMarietta$750K
Mar 1, 1997Flash FloodCountywide$500K
Jun 29, 2012Thunderstorm WindMarietta$500K
Aug 13, 2013Flash FloodBartlett$450K

Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Washington County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 50 mph about 34 miles away.

0hurricanes
0major hurricanes (Category 3+)
3tropical storms
1989most recent: Hugo

Strongest storms nearby

DateStormStrengthClosest
Aug 21, 1888UnnamedTropical storm, 50 mph34 mi
Sep 22, 1989HugoTropical storm, 45 mph23 mi
Sep 14, 1979FredericTropical storm, 40 mph26 mi

Most recent storms

DateStormStrengthClosest
Sep 22, 1989HugoTropical storm, 45 mph23 mi
Sep 14, 1979FredericTropical storm, 40 mph26 mi
Aug 21, 1888UnnamedTropical storm, 50 mph34 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Washington County

Check your address flood zone ›
1.2%of homes have federal flood insurance (278 policies)
10.6%of homes in mapped high-risk flood zones are insured
$18.3 millionpaid on 1,302 flood claims since 1978
2004costliest year, with $11 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Washington County

$185,600median home value (Ohio $214,800, US $332,700)
1973median year homes were built (Ohio 1970, US 1980)
63%of homes built before 1980, before many modern wind, quake and flood building rules
8.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 27,949 housing units.

Compare in Ohio

All 88 ›
Largest countiesOverall riskTop hazard
Franklin CountyHighInland flooding
Cuyahoga CountyHighInland flooding
Hamilton CountyHighInland flooding
Summit CountyModerateInland flooding
Montgomery CountyModerateInland flooding
Lucas CountyModerateInland flooding
Butler CountyModerateInland flooding
Stark CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Wood County, WVLow16
Athens CountyLow17
Noble CountyVery Low16
Morgan CountyVery Low16
Monroe CountyVery Low20
Tyler County, WVVery Low24
Pleasants County, WVVery Low14

Common questions about Washington County

What is the biggest natural hazard in Washington County?

Inland flooding has the highest expected yearly losses in Washington County, about $18.7 million a year in FEMA's estimate. Heat wave is second at $660,209.

How many federal disasters has Washington County had?

Washington County has been included in 18 federal disaster or emergency declarations for natural events since 1968, including 14 major disasters. The most recent was Severe Storms, Flooding, and Landslides in April 2019.

Is Washington County a high-risk place to live?

Its overall rating is Relatively Low, 33rd highest of 88 in Ohio. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Washington County?

Standard home insurance does not cover flooding. About 1 in 83 homes in Washington County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Washington County had?

NOAA records list 11 tornadoes in Washington County since 1950. The strongest was an F2 tornado on July 24, 1971. The weather service has also logged 105 hail reports and 212 floods here.

How many hurricanes have hit Washington County?

NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Washington County. The strongest was an unnamed storm in 1888, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.