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Bladen County, North Carolina

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
28th of 100highest risk in North Carolina
$39Mexpected losses a year
25federal declarations
1 in 111homes with flood insurance
Photo: CC0

Bladen County, North Carolina has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 85% of US counties. It ranks 28th of 100 counties in North Carolina. The costliest hazards here are hurricanes, inland flooding and strong wind. FEMA estimates about $39 million a year in expected losses, or roughly $1,304 per resident. Since 1977 it has been included in 25 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (177 policies). Since 1978, federal flood insurance has paid about $9.2 million on 195 claims here, including $5.2 million for floods in 2018.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Bladen County

$22 million a yearExpected losses. Damaging events about once every 3 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$8 million a yearExpected losses. Damaging events about once every 1 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$2.7 million a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
HurricaneHigh96.4
$22M
Inland floodingLow65.7
$8M
Strong windHigh96.7
$3M
TornadoModerate78.1
$3M
Cold waveLow49.9
$688K
EarthquakeLow70.1
$575K
Heat waveLow65.6
$543K
WildfireLow84.6
$487K
LightningModerate61.2
$253K
HailLow54.9
$233K
Ice stormModerate71.5
$173K
Winter weatherModerate77.3
$132K
DroughtLow51.7
$117K
LandslideVery Low28.5
$200
Coastal floodingVery Low18.6
$106

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Bladen County. 2020s bar runs to November 2026.

By type

Hurricane19
Tropical Storm2
Drought1
Severe Storm1
Fire1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Sep 26, 2024Hurricane HeleneEmergency
Aug 6, 2024Tropical Storm DebbyEmergency
Oct 1, 2022Hurricane IanEmergency
Aug 2, 2020Hurricane IsaiasEmergency
Oct 4, 2019Hurricane DorianMajor disaster
Sep 3, 2019Hurricane DorianEmergency
Sep 14, 2018Hurricane FlorenceMajor disaster
Sep 10, 2018Hurricane FlorenceEmergency
Oct 10, 2016Hurricane MatthewMajor disaster
Show all 25
Oct 7, 2016Hurricane MatthewEmergency
Aug 31, 2011Hurricane IreneMajor disaster
Jul 4, 2011Simmons Road FireFire management
Apr 19, 2011Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 14, 2005Hurricane OpheliaEmergency
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Sep 10, 2004Tropical Storm FrancesMajor disaster
Sep 18, 2003Hurricane IsabelMajor disaster
Sep 16, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 15, 1999Hurricane Floyd Emergency DeclarationsEmergency
Aug 27, 1998Hurricane BonnieMajor disaster
Sep 6, 1996Hurricane FranMajor disaster
Jul 18, 1996Hurricane BerthaMajor disaster
Sep 21, 1984Hurricane DianaMajor disaster
Aug 11, 1977DroughtEmergency

North Carolina also had 22 statewide declarations that did not name single counties.

Storm history since 1960

Tornado risk by county ›

The National Weather Service has logged 555 storm reports in Bladen County since 1960, with 7 deaths and 16 injuries and about $48.5 million in reported damage. The strongest on record here was an F3 tornado on March 28, 1984.

27tornadoes
166hail reports, largest 2.75 inches
287damaging thunderstorm winds
58floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 28, 1984F3–0 / 0
Apr 16, 2011EF2Live Oak0 / 3
Apr 16, 2011EF2Bladenboro Arpt0 / 1
Apr 6, 2009EF2Portersville0 / 0
Jul 1, 1990F2–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 28, 1984Tornado–$25M
Sep 15, 1999Flash FloodKelly$10M
Apr 16, 2011TornadoBladenboro Arpt$3M
Apr 16, 2011TornadoLive Oak$1M
Oct 8, 2016Flash FloodWhite Lake$1M
Oct 8, 2016Flash FloodBladenboro Arpt$1M

Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1851, 20 hurricanes and 46 tropical storms have passed within 65 miles of the center of Bladen County, 31 of them since 1950. The strongest was Hurricane Hazel (1954), with top winds near 130 mph about 62 miles away.

20hurricanes
2major hurricanes (Category 3+)
46tropical storms
2025most recent: Chantal

Strongest storms nearby

DateStormStrengthClosest
Oct 15, 1954HazelCategory 4, 130 mph62 mi
Sep 6, 1996FranCategory 3, 115 mph65 mi
Aug 26, 1998BonnieCategory 2, 110 mph63 mi
Oct 31, 1899UnnamedCategory 2, 105 mph64 mi
Oct 13, 1893UnnamedCategory 2, 105 mph50 mi
Sep 16, 1999FloydCategory 2, 105 mph65 mi

Most recent storms

DateStormStrengthClosest
Jul 6, 2025ChantalTropical storm, 45 mph62 mi
Jul 8, 2021ElsaTropical storm, 50 mph62 mi
Jun 21, 2021ClaudetteTropical storm, 45 mph43 mi
Aug 4, 2020IsaiasCategory 1, 90 mph61 mi
Sep 14, 2018FlorenceCategory 1, 95 mph60 mi
Sep 3, 2016HermineTropical storm, 60 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Bladen County

Check your address flood zone ›
0.9%of homes have federal flood insurance (177 policies)
9.8%of homes in mapped high-risk flood zones are insured
$9.2 millionpaid on 195 flood claims since 1978
2018costliest year, with $5.2 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Bladen County

$135,100median home value (North Carolina $288,900, US $332,700)
1983median year homes were built (North Carolina 1991, US 1980)
46%of homes built before 1980, before many modern wind, quake and flood building rules
31.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 15,286 housing units.

Compare in North Carolina

All 100 ›
Largest countiesOverall riskTop hazard
Wake CountyHighInland flooding
Mecklenburg CountyHighInland flooding
Guilford CountyModerateInland flooding
Forsyth CountyModerateInland flooding
Cumberland CountyModerateInland flooding
Durham CountyModerateInland flooding
Buncombe CountyModerateInland flooding
Union CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Cumberland CountyModerate21
Robeson CountyModerate22
Pender CountyModerate29
Sampson CountyModerate23
Columbus CountyModerate27

Common questions about Bladen County

What is the biggest natural hazard in Bladen County?

Hurricane has the highest expected yearly losses in Bladen County, about $22 million a year in FEMA's estimate. Inland flooding is second at $8 million.

How many federal disasters has Bladen County had?

Bladen County has been included in 25 federal disaster or emergency declarations for natural events since 1977, including 12 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Bladen County a high-risk place to live?

Its overall rating is Relatively Moderate, 28th highest of 100 in North Carolina. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Bladen County?

Standard home insurance does not cover flooding. About 1 in 111 homes in Bladen County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Bladen County had?

NOAA records list 27 tornadoes in Bladen County since 1950. The strongest was an F3 tornado on March 28, 1984. The weather service has also logged 166 hail reports and 58 floods here.

How many hurricanes have hit Bladen County?

NOAA's hurricane records show 20 hurricanes and 46 tropical storms passing within 65 miles of the center of Bladen County, including 2 major hurricanes (Category 3 or stronger). The strongest was Hurricane Hazel (1954), with winds near 130 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.