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Neshoba County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
31st of 82highest risk in Mississippi
$15Mexpected losses a year
23federal declarations
1 in 333homes with flood insurance
Photo: aidankinser, public domain

Neshoba County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 58% of US counties. It ranks 31st of 82 counties in Mississippi. The costliest hazards here are tornadoes, inland flooding and cold waves. FEMA estimates about $15 million a year in expected losses, or roughly $516 per resident. Since 1974 it has been included in 23 federal disaster or emergency declarations for natural events (18 major disasters). The most recent was in February 2026 (severe winter storm). Only 36 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Neshoba County

Tornado

Moderate
$4.1 million a yearExpected losses. Damaging events about once every 1 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$3.8 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$1.8 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
TornadoModerate86.0
$4M
Inland floodingLow41.4
$4M
Cold waveModerate72.7
$2M
HurricaneLow81.1
$2M
Strong windModerate73.7
$804K
EarthquakeLow74.0
$797K
HailModerate81.8
$736K
Heat waveLow69.6
$665K
LightningModerate59.3
$242K
DroughtLow57.0
$172K
Ice stormModerate65.1
$126K
Winter weatherLow49.3
$46K
WildfireVery Low42.0
$22K
LandslideLow65.3
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Neshoba County. 2020s bar runs to November 2026.

By type

Severe Storm8
Hurricane7
Tornado2
Severe Ice Storm2
Winter Storm2
Flood1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Jun 10, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
May 4, 2021Severe Winter StormsMajor disaster
Dec 6, 2019Severe Storm, Straight-Line Winds, and FloodingMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Apr 29, 2011Severe Storms, Tornadoes, Straight-Line Winds, and Associated FloodingMajor disaster
Show all 23
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Jul 10, 2005Hurricane DennisMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Apr 24, 2003Severe Storms, Tornadoes, FloodsMajor disaster
Apr 17, 2001Severe Storms and FloodingMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
Nov 25, 1992Severe Storms, High Winds & TornadoesMajor disaster
Apr 10, 1982TornadoesEmergency
Apr 16, 1979Storms, Tornadoes, FloodsMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Apr 18, 1974Heavy Rains & FloodingMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1952

Tornado risk by county ›

The National Weather Service has logged 619 storm reports in Neshoba County since 1952, with 4 deaths and 80 injuries and about $90.4 million in reported damage. The strongest on record here was an EF5 tornado on April 27, 2011 near Longino.

62tornadoes
158hail reports, largest 2.75 inches
342damaging thunderstorm winds
49floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 27, 2011EF5Longino0 / 0
Apr 3, 1982F3–35 / 3
Apr 3, 1982F3–0 / 0
Feb 26, 1958F3–10 / 0
Feb 18, 1976F3–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 3, 1982Tornado–$25M
Apr 3, 1982Tornado–$25M
Apr 18, 2019TornadoDeemer$15M
Feb 26, 1958Tornado–$3M
Apr 18, 2019TornadoPhiladelphia$2M
Apr 9, 2024Thunderstorm WindKitchener$2M

Source: NOAA Storm Events Database, county-based reports through Jul 5, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1855, 3 hurricanes and 18 tropical storms have passed within 65 miles of the center of Neshoba County, 7 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 80 mph about 59 miles away.

3hurricanes
0major hurricanes (Category 3+)
18tropical storms
2005most recent: Katrina

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 1, 80 mph59 mi
Sep 13, 1979FredericCategory 1, 80 mph60 mi
Aug 29, 2005KatrinaCategory 1, 75 mph64 mi
Sep 27, 1906UnnamedTropical storm, 65 mph59 mi
Jul 6, 1916UnnamedTropical storm, 60 mph63 mi
Sep 2, 1879UnnamedTropical storm, 60 mph64 mi

Most recent storms

DateStormStrengthClosest
Aug 29, 2005KatrinaCategory 1, 75 mph64 mi
Sep 26, 2002IsidoreTropical storm, 45 mph55 mi
Aug 4, 1995ErinTropical storm, 45 mph54 mi
Sep 13, 1979FredericCategory 1, 80 mph60 mi
Sep 17, 1971EdithTropical storm, 45 mph64 mi
Aug 18, 1969CamilleCategory 1, 80 mph59 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Neshoba County

Check your address flood zone ›
0.3%of homes have federal flood insurance (36 policies)
12.8%of homes in mapped high-risk flood zones are insured
$58,493paid on 9 flood claims since 1978
2009costliest year, with $28,295 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Neshoba County

$100,000median home value (Mississippi $169,800, US $332,700)
1985median year homes were built (Mississippi 1986, US 1980)
43%of homes built before 1980, before many modern wind, quake and flood building rules
21.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,116 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Lauderdale CountyModerate22
Newton CountyLow22
Leake CountyLow25
Attala CountyVery Low21
Winston CountyVery Low16
Kemper CountyVery Low19

Common questions about Neshoba County

What is the biggest natural hazard in Neshoba County?

Tornado has the highest expected yearly losses in Neshoba County, about $4.1 million a year in FEMA's estimate. Inland flooding is second at $3.8 million.

How many federal disasters has Neshoba County had?

Neshoba County has been included in 23 federal disaster or emergency declarations for natural events since 1974, including 18 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Neshoba County a high-risk place to live?

Its overall rating is Relatively Low, 31st highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Neshoba County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Neshoba County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Neshoba County had?

NOAA records list 62 tornadoes in Neshoba County since 1950. The strongest was an EF5 tornado on April 27, 2011 near Longino. The weather service has also logged 158 hail reports and 49 floods here.

How many hurricanes have hit Neshoba County?

NOAA's hurricane records show 3 hurricanes and 18 tropical storms passing within 65 miles of the center of Neshoba County. The strongest was Hurricane Camille (1969), with winds near 80 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.