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Perry County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
72nd of 82highest risk in Mississippi
$6Mexpected losses a year
31federal declarations
1 in 167homes with flood insurance
Photo: U.S. Geological Survey, public domain

Perry County, Mississippi has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 80% of US counties. It ranks 72nd of 82 counties in Mississippi. The costliest hazards here are inland flooding, hurricanes and tornadoes. FEMA estimates about $5.8 million a year in expected losses, or roughly $508 per resident. Since 1969 it has been included in 31 federal disaster or emergency declarations for natural events (21 major disasters). The most recent was in August 2026 (Tropical Storm Arthur). Only 36 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $1.7 million on 123 claims here, including $637,000 for floods in 2016.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Perry County

$2.3 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.7 million a yearExpected losses. Damaging events about once every 5 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
$840,217 a yearExpected losses. Damaging events about once every 1 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingVery Low23.6
$2M
HurricaneLow80.7
$2M
TornadoLow44.3
$840K
Strong windLow24.5
$187K
Heat waveLow39.8
$186K
WildfireLow70.6
$147K
Cold waveVery Low16.6
$140K
LightningLow36.4
$115K
HailVery Low30.6
$99K
EarthquakeVery Low33.2
$80K
DroughtLow36.3
$39K
Ice stormVery Low23.2
$17K
Winter weatherVery Low14.3
$10K
LandslideVery Low36.2
$401

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Perry County. 2020s bar runs to November 2026.

By type

Hurricane16
Severe Storm6
Tornado3
Flood2
Winter Storm2
Snowstorm1

Most recent

Aug 3, 2026Tropical Storm ArthurMajor disaster
Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Dec 31, 2020Hurricane ZetaMajor disaster
Oct 28, 2020Hurricane ZetaEmergency
Sep 14, 2020Hurricane SallyEmergency
Aug 23, 2020Hurricane Marco and Tropical Storm LauraEmergency
Show all 31
Feb 14, 2019Severe Storms, Flooding, and TornadoMajor disaster
Jan 25, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Mar 25, 2016Severe Storms and FloodingMajor disaster
Feb 13, 2013Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Jul 10, 2005Hurricane DennisMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Oct 1, 1998Hurricane GeorgesMajor disaster
Sep 28, 1998Hurricane GeorgesEmergency
Feb 28, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Apr 16, 1983Severe Storms, Flooding & TornadoesMajor disaster
Sep 13, 1979Hurricane FredericMajor disaster
Apr 24, 1978TornadoesEmergency
Feb 22, 1977Drought & FreezingEmergency
Apr 18, 1974Heavy Rains & FloodingMajor disaster
Feb 22, 1971Storms & TornadoesMajor disaster
Aug 18, 1969Hurricane CamilleMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 209 storm reports in Perry County since 1958, with 2 deaths and 24 injuries and about $4.4 million in reported damage. The strongest on record here was an F3 tornado on February 26, 1958.

23tornadoes
46hail reports, largest 2.75 inches
105damaging thunderstorm winds
34floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 26, 1958F3–20 / 2
May 7, 1982F3–0 / 0
Jan 21, 2017EF2Tallahala1 / 0
Dec 25, 2012EF2Janice0 / 0
Apr 17, 2022EF2Beaumont0 / 0

Most damaging storms

DateTypeNearDamage
Dec 27, 2018Flash FloodHintonville$2M
Jun 5, 1998Thunderstorm WindCountywide$500K
Feb 26, 1958Tornado–$250K
May 7, 1975Tornado–$250K
May 7, 1982Tornado–$250K
Apr 14, 2007Thunderstorm WindRichton$200K

Source: NOAA Storm Events Database, county-based reports through Mar 11, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1852, 17 hurricanes and 34 tropical storms have passed within 65 miles of the center of Perry County, 17 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 175 mph about 65 miles away.

17hurricanes
7major hurricanes (Category 3+)
34tropical storms
2021most recent: Claudette

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 5, 175 mph65 mi
Jul 5, 1916UnnamedCategory 3, 120 mph64 mi
Sep 13, 1979FredericCategory 3, 115 mph64 mi
Sep 2, 1985ElenaCategory 3, 115 mph62 mi
Aug 12, 1860UnnamedCategory 3, 115 mph56 mi
Aug 29, 2005KatrinaCategory 3, 110 mph59 mi

Most recent storms

DateStormStrengthClosest
Jun 19, 2021ClaudetteTropical storm, 40 mph52 mi
Oct 29, 2020ZetaCategory 1, 95 mph48 mi
Sep 5, 2018GordonTropical storm, 70 mph61 mi
Oct 8, 2017NateCategory 1, 75 mph53 mi
Aug 29, 2005KatrinaCategory 3, 110 mph59 mi
Jul 6, 2005CindyTropical storm, 50 mph65 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Perry County

Check your address flood zone ›
0.6%of homes have federal flood insurance (36 policies)
4.9%of homes in mapped high-risk flood zones are insured
$1.7 millionpaid on 123 flood claims since 1978
2016costliest year, with $636,541 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Perry County

$124,000median home value (Mississippi $169,800, US $332,700)
1993median year homes were built (Mississippi 1986, US 1980)
31%of homes built before 1980, before many modern wind, quake and flood building rules
29.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,498 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Forrest CountyLow30
Jones CountyLow31
George CountyLow32
Wayne CountyLow30
Stone CountyLow29
Greene CountyVery Low31

Common questions about Perry County

What is the biggest natural hazard in Perry County?

Inland flooding has the highest expected yearly losses in Perry County, about $2.3 million a year in FEMA's estimate. Hurricane is second at $1.7 million.

How many federal disasters has Perry County had?

Perry County has been included in 31 federal disaster or emergency declarations for natural events since 1969, including 21 major disasters. The most recent was Tropical Storm Arthur in August 2026.

Is Perry County a high-risk place to live?

Its overall rating is Very Low, 72nd highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Perry County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Perry County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Perry County had?

NOAA records list 23 tornadoes in Perry County since 1950. The strongest was an F3 tornado on February 26, 1958. The weather service has also logged 46 hail reports and 34 floods here.

How many hurricanes have hit Perry County?

NOAA's hurricane records show 17 hurricanes and 34 tropical storms passing within 65 miles of the center of Perry County, including 7 major hurricanes (Category 3 or stronger). The strongest was Hurricane Camille (1969), with winds near 175 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.