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Sunflower County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
21st of 82highest risk in Mississippi
$18Mexpected losses a year
20federal declarations
1 in 71homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Sunflower County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 70% of US counties. It ranks 21st of 82 counties in Mississippi. The costliest hazards here are cold waves, inland flooding and tornadoes. FEMA estimates about $18 million a year in expected losses, or roughly $692 per resident. Since 1971 it has been included in 20 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 71 homes here carry federal flood insurance (116 policies). Since 1978, federal flood insurance has paid about $1.7 million on 191 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Sunflower County

$5 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$4.9 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$2.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Cold waveHigh91.2
$5M
Inland floodingLow55.0
$5M
TornadoModerate81.1
$3M
EarthquakeLow85.0
$2M
DroughtModerate88.7
$962K
Heat waveLow78.1
$864K
HurricaneLow73.8
$529K
Strong windModerate64.5
$520K
HailModerate77.1
$476K
LightningLow52.0
$158K
Ice stormModerate67.2
$119K
Winter weatherVery Low16.0
$8K
WildfireVery Low19.3
$5K
LandslideVery Low21.8
$88

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Sunflower County. 2020s bar runs to November 2026.

By type

Severe Storm9
Hurricane4
Flood2
Winter Storm2
Tornado1
Snowstorm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
Apr 16, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Mar 12, 2020Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 23, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Mar 25, 2016Severe Storms and FloodingMajor disaster
Apr 29, 2011Severe Storms, Tornadoes, Straight-Line Winds, and Associated FloodingMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Show all 20
Aug 29, 2005Hurricane KatrinaMajor disaster
Dec 7, 2001Severe Storms, Tornadoes and FloodingMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
Feb 18, 1994Severe Winter Storm, Freeezing Rain and SleetMajor disaster
May 17, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Mar 5, 1991Severe Storms & FloodingMajor disaster
Feb 22, 1977Drought & FreezingEmergency
Mar 27, 1973Heavy Rains, Tornadoes & FloodingMajor disaster
Feb 22, 1971Storms & TornadoesMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 446 storm reports in Sunflower County since 1954, with 28 deaths and 352 injuries and about $29 million in reported damage. The strongest on record here was an F5 tornado on February 21, 1971.

36tornadoes
129hail reports, largest 3 inches
233damaging thunderstorm winds
46floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 21, 1971F5–342 / 25
Feb 21, 1971F5–0 / 0
Feb 21, 1971F3–0 / 3
Nov 19, 1988F3–3 / 0
Nov 26, 1988F2–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 9, 2006Thunderstorm WindIndianola$5M
Apr 7, 2006HailRuleville$3M
Feb 21, 1971Tornado–$3M
Nov 26, 1988Tornado–$3M
Apr 7, 2006HailInverness$2M
Sep 18, 2009Flash FloodRuleville$900K

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 0 hurricanes and 12 tropical storms have passed within 65 miles of the center of Sunflower County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 70 mph about 62 miles away.

0hurricanes
0major hurricanes (Category 3+)
12tropical storms
1969most recent: Camille

Strongest storms nearby

DateStormStrengthClosest
Aug 20, 1888UnnamedTropical storm, 70 mph62 mi
Aug 18, 1969CamilleTropical storm, 65 mph57 mi
Sep 21, 1909UnnamedTropical storm, 65 mph59 mi
Oct 16, 1923UnnamedTropical storm, 55 mph54 mi
Oct 3, 1860UnnamedTropical storm, 55 mph64 mi
Jun 28, 1957AudreyTropical storm, 50 mph62 mi

Most recent storms

DateStormStrengthClosest
Aug 18, 1969CamilleTropical storm, 65 mph57 mi
Jun 28, 1957AudreyTropical storm, 50 mph62 mi
Jun 17, 1934UnnamedTropical storm, 45 mph63 mi
Sep 20, 1932UnnamedTropical storm, 40 mph43 mi
Sep 2, 1932UnnamedTropical storm, 40 mph58 mi
Oct 16, 1923UnnamedTropical storm, 55 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Sunflower County

Check your address flood zone ›
1.4%of homes have federal flood insurance (116 policies)
14.1%of homes in mapped high-risk flood zones are insured
$1.7 millionpaid on 191 flood claims since 1978
2021costliest year, with $486,195 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Sunflower County

$100,300median home value (Mississippi $169,800, US $332,700)
1977median year homes were built (Mississippi 1986, US 1980)
57%of homes built before 1980, before many modern wind, quake and flood building rules
5.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,423 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Washington CountyModerate28
Bolivar CountyLow22
Leflore CountyLow23
Coahoma CountyLow21
Tallahatchie CountyVery Low25
Humphreys CountyVery Low23

Common questions about Sunflower County

What is the biggest natural hazard in Sunflower County?

Cold wave has the highest expected yearly losses in Sunflower County, about $5 million a year in FEMA's estimate. Inland flooding is second at $4.9 million.

How many federal disasters has Sunflower County had?

Sunflower County has been included in 20 federal disaster or emergency declarations for natural events since 1971, including 16 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Sunflower County a high-risk place to live?

Its overall rating is Relatively Low, 21st highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Sunflower County?

Standard home insurance does not cover flooding. About 1 in 71 homes in Sunflower County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Sunflower County had?

NOAA records list 36 tornadoes in Sunflower County since 1950. The strongest was an F5 tornado on February 21, 1971. The weather service has also logged 129 hail reports and 46 floods here.

How many hurricanes have hit Sunflower County?

NOAA's hurricane records show 0 hurricanes and 12 tropical storms passing within 65 miles of the center of Sunflower County. The strongest was an unnamed storm in 1888, with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.