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Ouachita County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
42nd of 75highest risk in Arkansas
$10Mexpected losses a year
27federal declarations
1 in 167homes with flood insurance
Photo: U.S. Geological Survey, public domain

Ouachita County, Arkansas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 51% of US counties. It ranks 42nd of 75 counties in Arkansas. The costliest hazards here are inland flooding, tornadoes and earthquakes. FEMA estimates about $10 million a year in expected losses, or roughly $462 per resident. Since 1979 it has been included in 27 federal disaster or emergency declarations for natural events (21 major disasters). The most recent was in September 2026 (Bunker Fire). Fewer than 1 in 100 homes here carry federal flood insurance (50 policies). Since 1978, federal flood insurance has paid about $1.5 million on 91 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Ouachita County

$4.5 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$1.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$1 million a yearExpected losses. Damaging events about once every 375 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingLow53.1
$5M
TornadoModerate70.1
$2M
EarthquakeLow79.9
$1M
Strong windModerate82.0
$890K
Heat waveLow76.7
$790K
Ice stormHigh92.2
$727K
HailModerate76.1
$453K
LightningModerate69.7
$309K
HurricaneVery Low56.2
$84K
Cold waveVery Low9.2
$40K
Winter weatherLow38.5
$27K
WildfireVery Low28.5
$8K
DroughtVery Low22.7
$5K
LandslideVery Low57.4
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Ouachita County. 2020s bar runs to November 2026.

By type

Severe Storm11
Flood5
Tornado3
Severe Ice Storm2
Hurricane2
Winter Storm2

Most recent

Sep 15, 2026Bunker FireFire management
Jan 24, 2026Severe Winter StormEmergency
May 21, 2025Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Apr 4, 2023Severe Winter StormMajor disaster
Aug 27, 2020Hurricane LauraEmergency
Jul 10, 2020Severe Storms and Straight-Line WindsMajor disaster
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 6, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Show all 27
Jun 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 4, 2010Severe Storms and FloodingMajor disaster
Dec 3, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 16, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Jun 30, 2004Severe Storms and FloodingMajor disaster
Mar 13, 2001Severe Storms and FloodingMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter Ice StormEmergency
Apr 14, 1997Flooding, Severe StormsMajor disaster
Feb 28, 1994Severe Winter Ice StormMajor disaster
Jul 24, 1992Severe ThunderstormsMajor disaster
May 30, 1991Severe Storms & FloodingMajor disaster
May 15, 1990Severe Storms & FloodingMajor disaster
Nov 23, 1988Severe Storms & TornadoesMajor disaster
Dec 31, 1987Severe Storms & FloodingMajor disaster
Apr 11, 1979TornadoMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 497 storm reports in Ouachita County since 1955, with 1 death and 24 injuries and about $18.3 million in reported damage. The strongest on record here was an F4 tornado on December 19, 1957.

23tornadoes
127hail reports, largest 2.75 inches
200damaging thunderstorm winds
137floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Dec 19, 1957F4–0 / 0
Apr 8, 1979F3–17 / 0
Dec 3, 1982F3–7 / 0
Nov 9, 1984F3–0 / 0
Dec 3, 1978F2–0 / 0

Most damaging storms

DateTypeNearDamage
May 4, 2009FloodTates Bluff$3M
Apr 8, 1979Tornado–$3M
Dec 3, 1982Tornado–$3M
Apr 3, 2014Thunderstorm WindBuena Vista$3M
Apr 30, 2016Thunderstorm WindCamden$1M
May 1, 2011FloodReader$750K

Source: NOAA Storm Events Database, county-based reports through Jul 15, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1865, 0 hurricanes and 9 tropical storms have passed within 65 miles of the center of Ouachita County, 2 of them since 1950. The strongest was Tropical Storm Laura (2020), with top winds near 65 mph about 55 miles away.

0hurricanes
0major hurricanes (Category 3+)
9tropical storms
2020most recent: Laura

Strongest storms nearby

DateStormStrengthClosest
Aug 27, 2020LauraTropical storm, 65 mph55 mi
Aug 23, 1879UnnamedTropical storm, 50 mph62 mi
Jul 7, 1891UnnamedTropical storm, 50 mph64 mi
Oct 13, 1886UnnamedTropical storm, 50 mph61 mi
Sep 14, 1865UnnamedTropical storm, 45 mph60 mi
Sep 22, 1920UnnamedTropical storm, 45 mph55 mi

Most recent storms

DateStormStrengthClosest
Aug 27, 2020LauraTropical storm, 65 mph55 mi
Sep 10, 1965BetsyTropical storm, 40 mph61 mi
Sep 24, 1941UnnamedTropical storm, 40 mph46 mi
Sep 22, 1920UnnamedTropical storm, 45 mph55 mi
Sep 30, 1905UnnamedTropical storm, 40 mph62 mi
Jul 7, 1891UnnamedTropical storm, 50 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Ouachita County

Check your address flood zone ›
0.6%of homes have federal flood insurance (50 policies)
10.9%of homes in mapped high-risk flood zones are insured
$1.5 millionpaid on 91 flood claims since 1978
2004costliest year, with $441,517 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Ouachita County

$102,100median home value (Arkansas $188,000, US $332,700)
1974median year homes were built (Arkansas 1987, US 1980)
62%of homes built before 1980, before many modern wind, quake and flood building rules
13.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 11,869 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Union CountyLow19
Columbia CountyVery Low20
Clark CountyVery Low22
Nevada CountyVery Low24
Dallas CountyVery Low20
Calhoun CountyVery Low21

Common questions about Ouachita County

What is the biggest natural hazard in Ouachita County?

Inland flooding has the highest expected yearly losses in Ouachita County, about $4.5 million a year in FEMA's estimate. Tornado is second at $1.6 million.

How many federal disasters has Ouachita County had?

Ouachita County has been included in 27 federal disaster or emergency declarations for natural events since 1979, including 21 major disasters. The most recent was Bunker Fire in September 2026.

Is Ouachita County a high-risk place to live?

Its overall rating is Relatively Low, 42nd highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Ouachita County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Ouachita County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Ouachita County had?

NOAA records list 23 tornadoes in Ouachita County since 1950. The strongest was an F4 tornado on December 19, 1957. The weather service has also logged 127 hail reports and 137 floods here.

How many hurricanes have hit Ouachita County?

NOAA's hurricane records show 0 hurricanes and 9 tropical storms passing within 65 miles of the center of Ouachita County. The strongest was Tropical Storm Laura (2020), with winds near 65 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.