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Boone County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
32nd of 75highest risk in Arkansas
$21Mexpected losses a year
21federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Boone County, Arkansas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 62% of US counties. It ranks 32nd of 75 counties in Arkansas. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $21 million a year in expected losses, or roughly $575 per resident. Since 1969 it has been included in 21 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in January 2026 (severe winter storm). Only 11 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $484,000 on 35 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Boone County

$6.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$5.7 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Tornado

Moderate
$3.5 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow51.2
$6M
Cold waveModerate87.9
$6M
TornadoModerate78.6
$3M
Ice stormVery High97.3
$2M
Strong windModerate70.6
$934K
EarthquakeLow71.3
$816K
Heat waveLow64.4
$671K
LightningModerate79.4
$663K
HailLow42.5
$184K
WildfireLow65.6
$118K
Winter weatherModerate67.1
$111K
HurricaneVery Low37.5
$24K
LandslideLow69.8
$6K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Boone County. 2020s bar runs to November 2026.

By type

Severe Storm10
Flood4
Severe Ice Storm2
Hurricane2
Drought1
Tornado1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
May 30, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Aug 27, 2020Hurricane LauraEmergency
Jun 15, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 5, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Sep 4, 2013Severe Storms and FloodingMajor disaster
May 2, 2011Severe Storms, Tornadoes, and Associated FloodingMajor disaster
Dec 3, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Feb 6, 2009Severe Winter StormMajor disaster
Show all 21
Jan 28, 2009Severe Winter StormEmergency
Mar 26, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
May 7, 2004Sever Storms, Flooding and LandslidesMajor disaster
Dec 29, 2000Severe Winter Ice StormMajor disaster
May 15, 1990Severe Storms & FloodingMajor disaster
Apr 23, 1982Severe Storms & TornadoesEmergency
Dec 3, 1976DroughtEmergency
Apr 27, 1973Severe Storms & FloodingMajor disaster
Jan 27, 1972Severe Storms & FloodingMajor disaster
Feb 15, 1969Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1959

Tornado risk by county ›

The National Weather Service has logged 467 storm reports in Boone County since 1959, with 2 deaths and 71 injuries and about $19 million in reported damage. The strongest on record here was an F3 tornado on April 20, 1973.

18tornadoes
198hail reports, largest 4.25 inches
191damaging thunderstorm winds
44floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 20, 1973F3–19 / 1
May 26, 2024EF3Bellefonte1 / 1
Apr 2, 1982F3–5 / 0
Mar 21, 1991F2–12 / 0
Mar 19, 2020EF2Everton1 / 0

Most damaging storms

DateTypeNearDamage
May 1, 2011FloodOmaha$4M
Apr 20, 1973Tornado–$3M
Apr 2, 1982Tornado–$3M
Mar 21, 1991Tornado–$3M
Mar 18, 2008Flash FloodCrest$1M
Apr 25, 2011Flash FloodHarrison Arpt$1M

Source: NOAA Storm Events Database, county-based reports through Jul 15, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 2008, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Boone County, 1 of them since 1950. The strongest was Tropical Storm Ike (2008), with top winds near 45 mph about 17 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
2008most recent: Ike

Strongest storms nearby

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 45 mph17 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 2008IkeTropical storm, 45 mph17 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Boone County

Check your address flood zone ›
0.1%of homes have federal flood insurance (11 policies)
3.7%of homes in mapped high-risk flood zones are insured
$484,500paid on 35 flood claims since 1978
2017costliest year, with $269,865 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Boone County

$188,900median home value (Arkansas $188,000, US $332,700)
1985median year homes were built (Arkansas 1987, US 1980)
42%of homes built before 1980, before many modern wind, quake and flood building rules
8.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 17,459 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Taney County, MOModerate21
Carroll CountyLow19
Marion CountyLow26
Searcy CountyVery Low24
Newton CountyVery Low28

Common questions about Boone County

What is the biggest natural hazard in Boone County?

Inland flooding has the highest expected yearly losses in Boone County, about $6.5 million a year in FEMA's estimate. Cold wave is second at $5.7 million.

How many federal disasters has Boone County had?

Boone County has been included in 21 federal disaster or emergency declarations for natural events since 1969, including 14 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Boone County a high-risk place to live?

Its overall rating is Relatively Low, 32nd highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Boone County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Boone County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Boone County had?

NOAA records list 18 tornadoes in Boone County since 1950. The strongest was an F3 tornado on April 20, 1973. The weather service has also logged 198 hail reports and 44 floods here.

How many hurricanes have hit Boone County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Boone County. The strongest was Tropical Storm Ike (2008), with winds near 45 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.