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Ashley County, Arkansas

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
38th of 75highest risk in Arkansas
$12Mexpected losses a year
13federal declarations
1 in 167homes with flood insurance
Photo: U.S. Geological Survey, public domain

Ashley County, Arkansas has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 54% of US counties. It ranks 38th of 75 counties in Arkansas. The costliest hazards here are inland flooding, tornadoes and earthquakes. FEMA estimates about $12 million a year in expected losses, or roughly $618 per resident. Since 1973 it has been included in 13 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (55 policies). Since 1978, federal flood insurance has paid about $825,000 on 61 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Ashley County

$4.9 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$1.8 million a yearExpected losses. Damaging events about once every 1 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$1.5 million a yearExpected losses. Damaging events about once every 345 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingLow54.0
$5M
TornadoModerate72.6
$2M
EarthquakeLow83.3
$2M
Heat waveLow78.7
$929K
DroughtModerate80.9
$651K
Ice stormHigh86.2
$434K
Cold waveLow38.3
$409K
Strong windLow50.0
$363K
HailLow69.7
$362K
HurricaneLow65.1
$235K
LightningLow38.4
$99K
WildfireVery Low32.1
$11K
Winter weatherVery Low15.5
$8K
LandslideVery Low17.4
$55

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Ashley County. 2020s bar runs to November 2026.

By type

Tornado3
Severe Storm3
Hurricane3
Flood2
Snowstorm1
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Apr 5, 2025Severe Storms, Tornadoes, and FloodingEmergency
Aug 27, 2020Hurricane LauraEmergency
May 6, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 27, 2009Severe Storms and TornadoesMajor disaster
Sep 18, 2008Severe Storms and Flooding Associated With Hurricane GustavMajor disaster
Sep 2, 2005Hurricane Katrina EvacuationEmergency
Jan 24, 2002Severe Storms and FloodingMajor disaster
Feb 28, 1994Severe Winter Ice StormMajor disaster
May 30, 1991Severe Storms & FloodingMajor disaster
Show all 13
Apr 23, 1982Severe Storms & TornadoesEmergency
Apr 11, 1979TornadoMajor disaster
Apr 27, 1973Severe Storms & FloodingMajor disaster

Arkansas also had 8 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 488 storm reports in Ashley County since 1953, with 6 deaths and 56 injuries and about $79.3 million in reported damage. The strongest on record here was an F3 tornado on November 24, 2001 near Wilmot.

45tornadoes
132hail reports, largest 2.75 inches
245damaging thunderstorm winds
66floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Nov 24, 2001F3Wilmot11 / 3
Apr 8, 1979F3–13 / 0
Feb 17, 1976F2–10 / 3
Jan 11, 2020EF2Mist0 / 0
Apr 13, 1967F2–0 / 0

Most damaging storms

DateTypeNearDamage
Apr 8, 1979Tornado–$25M
Sep 3, 2008Flash FloodFountain Hill$20M
Jan 11, 2020TornadoMist$4M
Apr 13, 1967Tornado–$3M
Apr 11, 1979Tornado–$3M
Apr 2, 1982Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Jul 8, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 1 hurricane and 10 tropical storms have passed within 65 miles of the center of Ashley County, 6 of them since 1950. The strongest was an unnamed hurricane in 1909, with top winds near 75 mph about 62 miles away.

1hurricanes
0major hurricanes (Category 3+)
10tropical storms
2020most recent: Delta

Strongest storms nearby

DateStormStrengthClosest
Sep 21, 1909UnnamedCategory 1, 75 mph62 mi
Aug 20, 1888UnnamedTropical storm, 70 mph61 mi
Aug 27, 2020LauraTropical storm, 60 mph62 mi
Jun 28, 1957AudreyTropical storm, 60 mph60 mi
Oct 16, 1923UnnamedTropical storm, 55 mph56 mi
Sep 10, 1965BetsyTropical storm, 50 mph61 mi

Most recent storms

DateStormStrengthClosest
Oct 10, 2020DeltaTropical storm, 45 mph62 mi
Aug 27, 2020LauraTropical storm, 60 mph62 mi
Oct 4, 2002LiliTropical storm, 45 mph53 mi
Aug 16, 1985DannyTropical storm, 45 mph62 mi
Sep 10, 1965BetsyTropical storm, 50 mph61 mi
Jun 28, 1957AudreyTropical storm, 60 mph60 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Ashley County

Check your address flood zone ›
0.6%of homes have federal flood insurance (55 policies)
7.9%of homes in mapped high-risk flood zones are insured
$824,798paid on 61 flood claims since 1978
2016costliest year, with $364,209 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Ashley County

$91,900median home value (Arkansas $188,000, US $332,700)
1977median year homes were built (Arkansas 1987, US 1980)
56%of homes built before 1980, before many modern wind, quake and flood building rules
20.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,392 housing units.

Compare in Arkansas

All 75 ›
Largest countiesOverall riskTop hazard
Pulaski CountyHighInland flooding
Benton CountyModerateInland flooding
Washington CountyModerateHeat wave
Sebastian CountyModerateInland flooding
Faulkner CountyModerateTornado
Saline CountyLowInland flooding
Craighead CountyModerateEarthquake
Garland CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Union CountyLow19
Morehouse Parish, LALow32
Union Parish, LALow34
Drew CountyVery Low18
Bradley CountyVery Low24
Chicot CountyLow16

Common questions about Ashley County

What is the biggest natural hazard in Ashley County?

Inland flooding has the highest expected yearly losses in Ashley County, about $4.9 million a year in FEMA's estimate. Tornado is second at $1.8 million.

How many federal disasters has Ashley County had?

Ashley County has been included in 13 federal disaster or emergency declarations for natural events since 1973, including 8 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Ashley County a high-risk place to live?

Its overall rating is Relatively Low, 38th highest of 75 in Arkansas. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Ashley County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Ashley County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Ashley County had?

NOAA records list 45 tornadoes in Ashley County since 1950. The strongest was an F3 tornado on November 24, 2001 near Wilmot. The weather service has also logged 132 hail reports and 66 floods here.

How many hurricanes have hit Ashley County?

NOAA's hurricane records show 1 hurricane and 10 tropical storms passing within 65 miles of the center of Ashley County. The strongest was an unnamed hurricane in 1909, with winds near 75 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.