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Tazewell County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
22nd of 133highest risk in Virginia
$15Mexpected losses a year
23federal declarations
1 in 143homes with flood insurance
Photo: U.S. Geological Survey, public domain

Tazewell County, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 60% of US counties. It ranks 22nd of 133 counties in Virginia. The costliest hazards here are inland flooding, cold waves and earthquakes. FEMA estimates about $15 million a year in expected losses, or roughly $376 per resident. Since 1976 it has been included in 23 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (144 policies). Since 1978, federal flood insurance has paid about $7.6 million on 481 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Tazewell County

$11.5 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$1.9 million a yearExpected losses. Damaging events about 4 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$506,631 a yearExpected losses. Damaging events about once every 580 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingModerate75.1
$12M
Cold waveModerate75.1
$2M
EarthquakeLow68.1
$507K
Strong windModerate56.7
$471K
DroughtLow59.7
$197K
LightningLow44.1
$135K
TornadoVery Low15.4
$108K
HailVery Low32.8
$95K
HurricaneVery Low51.8
$61K
LandslideModerate93.0
$60K
Winter weatherLow57.0
$59K
WildfireVery Low57.7
$53K
Ice stormVery Low23.5
$15K
AvalancheLow68.4
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Tazewell County. 2020s bar runs to November 2026.

By type

Severe Storm10
Snowstorm5
Hurricane3
Tropical Storm2
Drought1
Flood1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Apr 4, 2025Severe Winter Storms and FloodingMajor disaster
Oct 1, 2024Tropical Storm HeleneMajor disaster
Sep 29, 2024Post-Tropical Cyclone HeleneEmergency
Sep 30, 2022Flooding and MudslidesMajor disaster
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Apr 27, 2010Severe Winter Storms and SnowstormsMajor disaster
Feb 16, 2010Severe Winter Storm and SnowstormMajor disaster
Show all 23
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Jun 15, 2004Severe Storms, Tornadoes, and FloodingMajor disaster
Dec 9, 2003Severe Storms and FloodingMajor disaster
Mar 27, 2003Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, and MudslideMajor disaster
May 5, 2002Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 2, 2002Severe Storms and FloodingMajor disaster
Jul 12, 2001Severe Storms and FloodingMajor disaster
Feb 28, 2000Severe Winter StormsMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 10, 1994Severe Ice Storms, FloodingMajor disaster
Mar 25, 1993Severe Winter StormEmergency
Apr 7, 1977Severe Storms & FloodingMajor disaster
Oct 15, 1976DroughtEmergency

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1960

Tornado risk by county ›

The National Weather Service has logged 391 storm reports in Tazewell County since 1960, with 0 deaths and 7 injuries and about $28.1 million in reported damage. No tornadoes are on record here.

0tornadoes
99hail reports, largest 2 inches
141damaging thunderstorm winds
118floods and flash floods

Most damaging storms

DateTypeNearDamage
Jul 8, 2001Flash FloodCountywide$15M
Jul 5, 2015Flash FloodPocahontas$4M
Feb 6, 2020FloodRaven$2M
Nov 19, 2003Flash FloodCountywide$2M
Mar 18, 2002Flash FloodCountywide$2M
Jul 4, 1997Thunderstorm WindRichlands$770K

Source: NOAA Storm Events Database, county-based reports through Jul 16, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1959, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Tazewell County, 2 of them since 1950. The strongest was Tropical Storm Hugo (1989), with top winds near 60 mph about 55 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1989most recent: Hugo

Strongest storms nearby

DateStormStrengthClosest
Sep 22, 1989HugoTropical storm, 60 mph55 mi
Sep 30, 1959GracieTropical storm, 40 mph58 mi

Most recent storms

DateStormStrengthClosest
Sep 22, 1989HugoTropical storm, 60 mph55 mi
Sep 30, 1959GracieTropical storm, 40 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Tazewell County

Check your address flood zone ›
0.7%of homes have federal flood insurance (144 policies)
31.6%of homes in mapped high-risk flood zones are insured
$7.6 millionpaid on 481 flood claims since 1978
2025costliest year, with $2 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Tazewell County

$118,300median home value (Virginia $383,700, US $332,700)
1975median year homes were built (Virginia 1984, US 1980)
60%of homes built before 1980, before many modern wind, quake and flood building rules
21.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 19,768 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Mercer County, WVLow25
Smyth CountyLow19
Russell CountyVery Low19
Buchanan CountyLow25
McDowell County, WVLow25
Bland CountyVery Low16

Common questions about Tazewell County

What is the biggest natural hazard in Tazewell County?

Inland flooding has the highest expected yearly losses in Tazewell County, about $11.5 million a year in FEMA's estimate. Cold wave is second at $1.9 million.

How many federal disasters has Tazewell County had?

Tazewell County has been included in 23 federal disaster or emergency declarations for natural events since 1976, including 16 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Tazewell County a high-risk place to live?

Its overall rating is Relatively Low, 22nd highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Tazewell County?

Standard home insurance does not cover flooding. About 1 in 143 homes in Tazewell County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Tazewell County had?

NOAA records list 0 tornadoes in Tazewell County since 1950. The weather service has also logged 99 hail reports and 118 floods here.

How many hurricanes have hit Tazewell County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Tazewell County. The strongest was Tropical Storm Hugo (1989), with winds near 60 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.