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Greene County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
108th of 133highest risk in Virginia
$5Mexpected losses a year
24federal declarations
1 in 167homes with flood insurance
Photo: U.S. Geological Survey, public domain

Greene County, Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 91% of US counties. It ranks 108th of 133 counties in Virginia. The costliest hazards here are inland flooding, strong wind and hurricanes. FEMA estimates about $4.7 million a year in expected losses, or roughly $230 per resident. Since 1972 it has been included in 24 federal disaster or emergency declarations for natural events (18 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (50 policies). Since 1978, federal flood insurance has paid about $231,000 on 28 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Greene County

$3 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$376,363 a yearExpected losses. Damaging events about 4 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
$309,354 a yearExpected losses. Damaging events about once every 15 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingVery Low24.8
$3M
Strong windLow36.3
$376K
HurricaneLow63.5
$309K
DroughtLow54.3
$205K
EarthquakeVery Low42.0
$177K
Heat waveVery Low31.3
$150K
TornadoVery Low14.2
$130K
LightningLow33.6
$129K
HailVery Low24.8
$95K
Cold waveVery Low9.1
$66K
WildfireVery Low42.8
$32K
Winter weatherVery Low19.8
$18K
Ice stormVery Low14.4
$9K
LandslideVery Low46.2
$1K
AvalancheVery Low51.9
$675

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Greene County. 2020s bar runs to November 2026.

By type

Hurricane6
Flood5
Snowstorm5
Severe Storm5
Drought1
Tropical Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Oct 1, 2024Tropical Storm HeleneMajor disaster
Mar 11, 2022Severe Winter Storm and SnowstormMajor disaster
Sep 11, 2018Hurricane FlorenceEmergency
Mar 7, 2016Severe Winter Storm and SnowstormMajor disaster
Nov 26, 2012Hurricane SandyMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Apr 27, 2010Severe Winter Storms and SnowstormsMajor disaster
Feb 16, 2010Severe Winter Storm and SnowstormMajor disaster
Show all 24
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2003Hurricane IsabelMajor disaster
Feb 28, 2000Severe Winter StormsMajor disaster
Sep 6, 1996Hurricane Fran and Associated Severe Storm CondMajor disaster
Jan 27, 1996Flooding, High Winds, and Wind Driven RainMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Jul 1, 1995Severe Storms and FloodingMajor disaster
Apr 11, 1994Severe Winter Ice StormMajor disaster
Mar 25, 1993Severe Winter StormEmergency
May 19, 1992Severe Storms & FloodingMajor disaster
Nov 9, 1985Severe Storms & FloodingMajor disaster
Jul 23, 1977DroughtEmergency
Oct 10, 1972Severe Storms & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1959

Tornado risk by county ›

The National Weather Service has logged 283 storm reports in Greene County since 1959, with 1 death and 12 injuries and about $10 million in reported damage. The strongest on record here was an F3 tornado on September 30, 1959.

5tornadoes
19hail reports, largest 3.75 inches
119damaging thunderstorm winds
132floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Sep 30, 1959F3–9 / 1
Jul 25, 1985F3–0 / 0
Sep 17, 2004F2Standardsville3 / 0
Nov 23, 1992F1–0 / 0
May 19, 2000F1Dyke0 / 0

Most damaging storms

DateTypeNearDamage
May 31, 2018Flash FloodLydia$4M
Sep 17, 2004TornadoStandardsville$3M
Jun 16, 2008HailQuinque$1M
May 30, 2018Flash FloodMarch$989K
Jul 25, 1985Tornado–$250K
Jun 27, 2006Flash FloodCountywide$100K

Source: NOAA Storm Events Database, county-based reports through Jul 5, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1876, 1 hurricane and 8 tropical storms have passed within 65 miles of the center of Greene County, 4 of them since 1950. The strongest was an unnamed hurricane in 1893, with top winds near 80 mph about 59 miles away.

1hurricanes
0major hurricanes (Category 3+)
8tropical storms
2003most recent: Isabel

Strongest storms nearby

DateStormStrengthClosest
Oct 13, 1893UnnamedCategory 1, 80 mph59 mi
Sep 17, 1876UnnamedTropical storm, 70 mph64 mi
Sep 19, 2003IsabelTropical storm, 65 mph46 mi
Aug 29, 1893UnnamedTropical storm, 65 mph54 mi
Aug 29, 1949UnnamedTropical storm, 60 mph41 mi
Sep 1, 1952AbleTropical storm, 55 mph48 mi

Most recent storms

DateStormStrengthClosest
Sep 19, 2003IsabelTropical storm, 65 mph46 mi
Sep 6, 1979DavidTropical storm, 45 mph56 mi
Aug 18, 1955DianeTropical storm, 55 mph52 mi
Sep 1, 1952AbleTropical storm, 55 mph48 mi
Aug 29, 1949UnnamedTropical storm, 60 mph41 mi
Aug 4, 1915UnnamedTropical storm, 45 mph56 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Greene County

Check your address flood zone ›
0.6%of homes have federal flood insurance (50 policies)
27.1%of homes in mapped high-risk flood zones are insured
$230,825paid on 28 flood claims since 1978
2018costliest year, with $68,664 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Greene County

$343,300median home value (Virginia $383,700, US $332,700)
1994median year homes were built (Virginia 1984, US 1980)
28%of homes built before 1980, before many modern wind, quake and flood building rules
5.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 8,852 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Albemarle CountyLow23
Rockingham CountyLow19
Orange CountyVery Low20
Page CountyVery Low22
Madison CountyVery Low22

Common questions about Greene County

What is the biggest natural hazard in Greene County?

Inland flooding has the highest expected yearly losses in Greene County, about $3 million a year in FEMA's estimate. Strong wind is second at $376,363.

How many federal disasters has Greene County had?

Greene County has been included in 24 federal disaster or emergency declarations for natural events since 1972, including 18 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Greene County a high-risk place to live?

Its overall rating is Very Low, 108th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Greene County?

Standard home insurance does not cover flooding. About 1 in 167 homes in Greene County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Greene County had?

NOAA records list 5 tornadoes in Greene County since 1950. The strongest was an F3 tornado on September 30, 1959. The weather service has also logged 19 hail reports and 132 floods here.

How many hurricanes have hit Greene County?

NOAA's hurricane records show 1 hurricane and 8 tropical storms passing within 65 miles of the center of Greene County. The strongest was an unnamed hurricane in 1893, with winds near 80 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.