Home › South Dakota › Ziebach County

Ziebach County, South Dakota

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
29th of 66highest risk in South Dakota
$5Mexpected losses a year
19federal declarations
1 in 500homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Ziebach County, South Dakota has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 75% of US counties. It ranks 29th of 66 counties in South Dakota. The costliest hazards here are cold waves, inland flooding and strong wind. FEMA estimates about $4.5 million a year in expected losses, or roughly $1,874 per resident. Since 1976 it has been included in 19 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in February 2023 (severe winter storms and snowstorm). Only 2 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Ziebach County

Cold wave

Moderate
$3.2 million a yearExpected losses. Damaging events about 8 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$640,107 a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Strong wind

Moderate
$312,006 a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Cold waveModerate87.8
$3M
Inland floodingVery Low8.9
$640K
Strong windModerate52.1
$312K
WildfireLow76.6
$160K
HailVery Low31.5
$68K
Winter weatherModerate63.3
$54K
TornadoVery Low11.1
$42K
Ice stormLow43.7
$34K
Heat waveVery Low15.4
$20K
LightningVery Low8.5
$15K
DroughtVery Low30.5
$14K
EarthquakeVery Low10.4
$5K
LandslideVery Low23.2
$87

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Ziebach County. 2020s bar runs to November 2026.

By type

Severe Storm10
Flood4
Snowstorm2
Drought1
Coastal Storm1
Winter Storm1

Most recent

Feb 27, 2023Severe Winter Storms and SnowstormMajor disaster
Sep 23, 2019Severe Storms and FloodingMajor disaster
Jun 7, 2019Severe Winter Storm, Snowstorm, and FloodingMajor disaster
Feb 1, 2017Severe Winter StormMajor disaster
Jul 28, 2014Severe Storms, Tornadoes, and FloodingMajor disaster
Nov 8, 2013Severe Winter Storm, Snowstorm, and FloodingMajor disaster
Jul 29, 2010Severe Storms, Tornadoes, and FloodingMajor disaster
May 13, 2010Severe Winter StormMajor disaster
Mar 10, 2010Severe Winter StormMajor disaster
Jun 16, 2009Severe Storms and FloodingMajor disaster
Show all 19
Dec 12, 2008Severe Winter Storm and Record and Near Record SnowMajor disaster
Jul 9, 2008Severe Storms and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Apr 7, 1997Severe Flooding, Sever Winter Storms,Heavy Rains High WindsMajor disaster
Jan 10, 1997Severe Winter Storms and Blizzard ConditionsMajor disaster
Mar 14, 1995Severe Winter StormsMajor disaster
Jun 21, 1994Severe Storms and FloodingMajor disaster
Jul 19, 1993Severe Storms, Tornadoes & FloodingMajor disaster
Jun 17, 1976DroughtEmergency

South Dakota also had 46 statewide declarations that did not name single counties.

Storm history since 1962

Tornado risk by county ›

The National Weather Service has logged 494 storm reports in Ziebach County since 1962, with 0 deaths and 7 injuries and about $4.9 million in reported damage. The strongest on record here was an F3 tornado on June 21, 1983.

24tornadoes
201hail reports, largest 3 inches
227damaging thunderstorm winds
40floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 21, 1983F3–0 / 0
Jun 16, 2010EF2Dupree2 / 0
May 12, 2009EF1Red Elm0 / 0
Jun 16, 2010EF1Red Elm0 / 0
Jul 28, 2008EF1Red Elm0 / 0

Most damaging storms

DateTypeNearDamage
Jun 16, 2010TornadoDupree$750K
May 26, 2019Flash FloodRed Elm$750K
Jun 5, 2008FloodGlad Valley$700K
Jun 6, 2008Flash FloodCherry Creek$500K
Aug 1, 2011HailDupree$500K
May 22, 2019FloodRed Scaffold$300K

Source: NOAA Storm Events Database, county-based reports through Jul 27, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Ziebach County

Check your address flood zone ›
0.2%of homes have federal flood insurance (2 policies)
0%of homes in mapped high-risk flood zones are insured
$3,427paid on 3 flood claims since 1978
1997costliest year, with $3,427 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Ziebach County

$99,600median home value (South Dakota $257,400, US $332,700)
1987median year homes were built (South Dakota 1980, US 1980)
43%of homes built before 1980, before many modern wind, quake and flood building rules
17.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 885 housing units.

Compare in South Dakota

All 66 ›
Largest countiesOverall riskTop hazard
Minnehaha CountyModerateTornado
Pennington CountyLowInland flooding
Lincoln CountyLowTornado
Brown CountyLowCold wave
Brookings CountyLowInland flooding
Meade CountyLowInland flooding
Codington CountyLowInland flooding
Lawrence CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Meade CountyLow19
Dewey CountyLow14
Corson CountyVery Low14
Stanley CountyVery Low13
Perkins CountyVery Low19
Haakon CountyVery Low14

Common questions about Ziebach County

What is the biggest natural hazard in Ziebach County?

Cold wave has the highest expected yearly losses in Ziebach County, about $3.2 million a year in FEMA's estimate. Inland flooding is second at $640,107.

How many federal disasters has Ziebach County had?

Ziebach County has been included in 19 federal disaster or emergency declarations for natural events since 1976, including 17 major disasters. The most recent was Severe Winter Storms and Snowstorm in February 2023.

Is Ziebach County a high-risk place to live?

Its overall rating is Very Low, 29th highest of 66 in South Dakota. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Ziebach County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Ziebach County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Ziebach County had?

NOAA records list 24 tornadoes in Ziebach County since 1950. The strongest was an F3 tornado on June 21, 1983. The weather service has also logged 201 hail reports and 40 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.