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Walworth County, South Dakota

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
17th of 66highest risk in South Dakota
$10Mexpected losses a year
10federal declarations
Photo: Bold Frontiers, CC BY 2.0

Walworth County, South Dakota has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 60% of US counties. It ranks 17th of 66 counties in South Dakota. The costliest hazards here are cold waves, inland flooding and tornadoes. FEMA estimates about $10 million a year in expected losses, or roughly $1,925 per resident. Since 1976 it has been included in 10 federal disaster or emergency declarations for natural events (8 major disasters). The most recent was in September 2019 (severe storms and flooding). Only 1 home here carries federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Walworth County

Cold wave

Moderate
$5.3 million a yearExpected losses. Damaging events about 11 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$3.4 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$366,781 a yearExpected losses. Damaging events about once every 4 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Cold waveModerate88.8
$5M
Inland floodingVery Low34.8
$3M
TornadoLow27.7
$367K
WildfireLow80.7
$361K
HailLow63.5
$356K
Winter weatherModerate82.3
$196K
Strong windLow18.5
$134K
DroughtLow41.8
$66K
Heat waveVery Low18.4
$44K
LightningVery Low11.1
$31K
Ice stormVery Low27.0
$22K
EarthquakeVery Low7.0
$6K
LandslideVery Low4.2
$5

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Walworth County. 2020s bar runs to November 2026.

By type

Flood5
Severe Storm2
Drought1
Snowstorm1
Coastal Storm1

Most recent

Sep 23, 2019Severe Storms and FloodingMajor disaster
Jun 7, 2019Severe Winter Storm, Snowstorm, and FloodingMajor disaster
Mar 10, 2010Severe Winter StormMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Apr 7, 1997Severe Flooding, Sever Winter Storms,Heavy Rains High WindsMajor disaster
Jan 10, 1997Severe Winter Storms and Blizzard ConditionsMajor disaster
May 26, 1995FloodingMajor disaster
Mar 14, 1995Severe Winter StormsMajor disaster
May 3, 1986Severe Storms & FloodingMajor disaster
Jun 17, 1976DroughtEmergency

South Dakota also had 46 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 419 storm reports in Walworth County since 1955, with 0 deaths and 2 injuries and about $7.1 million in reported damage. The strongest on record here was an F3 tornado on June 20, 1968.

28tornadoes
180hail reports, largest 3 inches
196damaging thunderstorm winds
15floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 20, 1968F3–0 / 0
Jun 20, 1968F3–0 / 0
Jun 28, 1961F2–0 / 0
Jul 3, 1959F2–0 / 0
Jun 18, 1964F2–2 / 0

Most damaging storms

DateTypeNearDamage
Jun 1, 2019FloodAkaska$3M
May 17, 2018Flash FloodJava$3M
Apr 1, 2019FloodAkaska$292K
Jun 28, 1961Tornado–$250K
Jun 15, 1978Tornado–$250K
Jul 18, 1994Thunderstorm WindSelby$50K

Source: NOAA Storm Events Database, county-based reports through Jul 25, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Walworth County

Check your address flood zone ›
0%of homes have federal flood insurance (1 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 0 flood claims since 1978
n/acostliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Walworth County

$136,600median home value (South Dakota $257,400, US $332,700)
1969median year homes were built (South Dakota 1980, US 1980)
69%of homes built before 1980, before many modern wind, quake and flood building rules
10.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,932 housing units.

Compare in South Dakota

All 66 ›
Largest countiesOverall riskTop hazard
Minnehaha CountyModerateTornado
Pennington CountyLowInland flooding
Lincoln CountyLowTornado
Brown CountyLowCold wave
Brookings CountyLowInland flooding
Meade CountyLowInland flooding
Codington CountyLowInland flooding
Lawrence CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Dewey CountyLow14
Edmunds CountyVery Low18
Corson CountyVery Low14
Potter CountyVery Low14
McPherson CountyVery Low15
Campbell CountyVery Low13

Common questions about Walworth County

What is the biggest natural hazard in Walworth County?

Cold wave has the highest expected yearly losses in Walworth County, about $5.3 million a year in FEMA's estimate. Inland flooding is second at $3.4 million.

How many federal disasters has Walworth County had?

Walworth County has been included in 10 federal disaster or emergency declarations for natural events since 1976, including 8 major disasters. The most recent was Severe Storms and Flooding in September 2019.

Is Walworth County a high-risk place to live?

Its overall rating is Very Low, 17th highest of 66 in South Dakota. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Walworth County?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Walworth County had?

NOAA records list 28 tornadoes in Walworth County since 1950. The strongest was an F3 tornado on June 20, 1968. The weather service has also logged 180 hail reports and 15 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.